Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2015

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2016
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	741,000	11.23	%	$	338,086	5.125	%	$	461,776	7.00	%	$	428,792	6.50	%
South State Bank (the Bank)		766,183	11.62	%		337,972	5.125	%		461,620	7.00	%		428,647	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		793,116	12.02	%		395,808	6.00	%		560,728	8.50	%		527,744	8.00	%
South State Bank (the Bank)		766,183	11.62	%		395,674	6.00	%		560,539	8.50	%		527,566	8.00	%
Total capital to risk-weighted assets:
Consolidated		834,102	12.64	%		527,744	8.00	%		692,665	10.50	%		659,681	10.00	%
South State Bank (the Bank)		807,084	12.24	%		527,566	8.00	%		692,430	10.50	%		659,457	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		793,116	9.51	%		333,587	4.00	%		333,587	4.00	%		416,984	5.00	%
South State Bank (the Bank)		766,183	9.19	%		333,433	4.00	%		333,433	4.00	%		416,791	5.00	%
December 31, 2015:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	711,577	11.84	%	$	270,432	4.50	%	$	420,762	7.00	%	$	390,624	6.50	%
South State Bank (the Bank)		740,532	12.33	%		270,354	4.50	%		420,550	7.00	%		390,511	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		763,590	12.71	%		360,576	6.00	%		510,817	8.50	%		480,768	8.00	%
South State Bank (the Bank)		740,532	12.33	%		360,471	6.00	%		510,668	8.50	%		480,629	8.00	%
Total capital to risk-weighted assets:
Consolidated		801,745	13.34	%		480,768	8.00	%		631,009	10.50	%		600,961	10.00	%
South State Bank (the Bank)		778,538	12.96	%		480,629	8.00	%		630,825	10.50	%		600,786	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		763,590	9.31	%		328,085	4.00	%		328,085	4.00	%		410,107	5.00	%
South State Bank (the Bank)		740,532	9.03	%		327,854	4.00	%		327,854	4.00	%		409,818	5.00	%
June 30, 2015:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	695,107	12.16	%	$	257,546	4.50	%	$	400,628	7.00	%	$	372,011	6.50	%
South State Bank (the Bank)		725,545	12.68	%		257,452	4.50	%		400,480	7.00	%		371,874	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		745,570	13.03	%		343,395	6.00	%		486,476	8.50	%		457,860	8.00	%
South State Bank (the Bank)		725,545	12.68	%		343,269	6.00	%		486,297	8.50	%		457,692	8.00	%
Total capital to risk-weighted assets:
Consolidated		785,245	13.72	%		457,860	8.00	%		600,941	10.50	%		572,325	10.00	%
South State Bank (the Bank)		765,221	13.38	%		457,692	8.00	%		600,720	10.50	%		572,115	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		745,570	9.68	%		308,071	4.00	%		308,071	4.00	%		385,089	5.00	%
South State Bank (the Bank)		725,545	9.43	%		307,881	4.00	%		307,881	4.00	%		384,851	5.00	%