Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2015

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased In				Capitalized
(Dollars in thousands)	Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
March 31, 2016
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	720,309	11.56	%	$	319,222	5.125	%	$	436,011	7.00	%	$	404,867	6.50	%
South State Bank (the Bank)		749,214	12.03	%		319,190	5.125	%		435,967	7.00	%		404,826	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		772,046	12.39	%		373,724	6.00	%		529,442	8.50	%		498,298	8.00	%
South State Bank (the Bank)		749,214	12.03	%		373,686	6.00	%		529,388	8.50	%		498,247	8.00	%
Total capital to risk-weighted assets:
Consolidated		811,352	13.03	%		498,298	8.00	%		654,017	10.50	%		622,873	10.00	%
South State Bank (the Bank)		788,417	12.66	%		498,247	8.00	%		653,950	10.50	%		622,809	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		772,046	9.41	%		328,059	4.00	%		328,059	4.00	%		410,074	5.00	%
South State Bank (the Bank)		749,214	9.14	%		327,842	4.00	%		327,842	4.00	%		409,803	5.00	%
December 31, 2015:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	711,577	11.84	%	$	270,432	4.50	%	$	420,762	7.00	%	$	390,624	6.50	%
South State Bank (the Bank)		740,532	12.33	%		270,354	4.50	%		420,550	7.00	%		390,511	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		763,590	12.71	%		360,576	6.00	%		510,817	8.50	%		480,768	8.00	%
South State Bank (the Bank)		740,532	12.33	%		360,471	6.00	%		510,668	8.50	%		480,629	8.00	%
Total capital to risk-weighted assets:
Consolidated		801,745	13.34	%		480,768	8.00	%		631,009	10.50	%		600,961	10.00	%
South State Bank (the Bank)		778,538	12.96	%		480,629	8.00	%		630,825	10.50	%		600,786	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		763,590	9.31	%		328,085	4.00	%		328,085	4.00	%		410,107	5.00	%
South State Bank (the Bank)		740,532	9.03	%		327,854	4.00	%		327,854	4.00	%		409,818	5.00	%
March 31, 2015:
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	670,750	12.26	%	$	246,398	4.50	%	$	383,286	7.00	%	$	355,908	6.50	%
South State Bank (the Bank)		707,542	12.93	%		246,287	4.50	%		383,113	7.00	%		355,748	6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated		721,069	13.18	%		328,531	6.00	%		465,418	8.50	%		438,041	8.00	%
South State Bank (the Bank)		707,542	12.93	%		328,383	6.00	%		465,209	8.50	%		437,843	8.00	%
Total capital to risk-weighted assets:
Consolidated		759,534	13.89	%		438,041	8.00	%		574,928	10.50	%		547,551	10.00	%
South State Bank (the Bank)		746,008	13.63	%		437,483	8.00	%		574,669	10.50	%		547,304	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated		721,069	9.53	%		302,558	4.00	%		302,558	4.00	%		378,197	5.00	%
South State Bank (the Bank)		707,542	9.36	%		302,391	4.00	%		302,391	4.00	%		377,989	5.00	%