Capital Ratios (Tables)

6 Months Ended

Jun. 30, 2015

Capital Ratios

Schedule of actual and required capital ratios

					Minimum Capital				Minimum Capital				Required to be
					Required - Basel III				Required - Basel III				Considered Well
	Actual				Phase-In Schedule				Fully Phased-In				Capitalized
	Capital				Capital				Capital				Capital
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
June 30, 2015
Common equity Tier 1 to risk-weighted assets:
Consolidated	$	695,107	12.16	%	$	257,546	4.50	%	$	400,628	7.00	%	$	372,011	6.50	%
South State Bank (the Bank)	725,545		12.68	%	257,452		4.50	%	400,480		7.00	%	371,874		6.50	%
Tier 1 capital to risk-weighted assets:
Consolidated	745,570		13.03	%	343,395		6.00	%	486,476		8.50	%	457,860		8.00	%
South State Bank (the Bank)	725,545		12.68	%	343,269		6.00	%	486,297		8.50	%	457,692		8.00	%
Total capital to risk-weighted assets:
Consolidated	785,245		13.72	%	457,860		8.00	%	600,941		10.50	%	572,325		10.00	%
South State Bank (the Bank)	765,221		13.38	%	457,692		8.00	%	600,720		10.50	%	572,115		10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated	745,570		9.68	%	308,071		4.00	%	308,071		4.00	%	385,089		5.00	%
South State Bank (the Bank)	725,545		9.43	%	307,881		4.00	%	307,881		4.00	%	384,851		5.00	%

									Required to be
					Minimum Capital				Considered Well
	Actual				Requirement				Capitalized
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount	Ratio
December 31, 2014
Tier 1 capital to risk-weighted assets:
Consolidated	$	713,371	13.62	%	$	209,491	4.00	%	n/a	n/a
South State Bank (the Bank)	700,280		13.37	%	209,438		4.00	%	314,158	6.00	%
Total capital to risk-weighted assets:
Consolidated	755,484		14.43	%	418,982		8.00	%	n/a	n/a
South State Bank (the Bank)	742,393		14.18	%	418,877		8.00	%	523,596	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated	713,371		9.47	%	301,363		4.00	%	n/a	n/a
South State Bank (the Bank)	700,280		9.30	%	301,162		4.00	%	376,452	5.00	%
June 30, 2014
Tier 1 capital to risk-weighted assets:
Consolidated	$	676,812	12.94	%	$	209,172	4.00	%	n/a	n/a
South State Bank (the Bank)	666,432		12.74	%	209,183		4.00	%	313,774	6.00	%
Total capital to risk-weighted assets:
Consolidated	721,832		13.80	%	418,344		8.00	%	n/a	n/a
South State Bank (the Bank)	711,319		13.60	%	418,366		8.00	%	522,957	10.00	%
Tier 1 capital to average assets (leverage ratio):
Consolidated	676,812		8.93	%	303,089		4.00	%	n/a	n/a
South State Bank (the Bank)	666,432		8.81	%	302,609		4.00	%	378,261	5.00	%