Loans and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2015

Loans and Allowance for Loan Losses

Schedule of changes in allowance for loan losses

				Acquired			Acquired
	Non-acquired			Non-credit			Credit Impaired
(Dollars in thousands)	Loans			Impaired Loans			Loans			Total
Three months ended June 30, 2015:
Balance at beginning of period	$	33,538		$	—		$	4,717		$	38,255
Loans charged-off	(1,680		)	(558		)	—			(2,238		)
Recoveries of loans previously charged off	548			25			—			573
Net charge-offs	(1,132		)	(533		)	—			(1,665		)
Provision (benefit) for loan losses	2,376			533			235			3,144
Benefit attributable to FDIC loss share agreements	—			—			—			—
Total provision for loan losses charged to operations	2,376			533			235			3,144
Provision for loan losses recorded through the FDIC loss share receivable	—			—			—			—
Reduction due to loan removals	—			—			(263		)	(263		)
Balance at end of period	$	34,782		$	—		$	4,689		$	39,471
Three months ended June 30, 2014:
Balance at beginning of period	$	34,669		$	—		$	11,046		$	45,715
Loans charged-off	(1,889		)	—			—			(1,889		)
Recoveries of loans previously charged off	557			—			—			557
Net charge-offs	(1,332		)	—			—			(1,332		)
Provision for loan losses	2,085			—			(1,438		)	647
Benefit attributable to FDIC loss share agreements	—			—			1,522			1,522
Total provision for loan losses charged to operations	2,085			—			84			2,169
Provision for loan losses recorded through the FDIC loss share receivable	—			—			(1,522		)	(1,522		)
Reduction due to loan removals	—			—			(449		)	(449		)
Balance at end of period	$	35,422		$	—		$	9,159		$	44,581
Six months ended June 30, 2015:
Balance at beginning of period	$	34,539		$	—		$	7,365		$	41,904
Loans charged-off	(2,676		)	(2,369		)	—			(5,045		)
Recoveries of loans previously charged off	1,598			50			—			1,648
Net charge-offs	(1,078		)	(2,319		)	—			(3,397		)
Provision (benefit) for loan losses	1,321			2,319			302			3,942
Benefit attributable to FDIC loss share agreements	—			—			21			21
Total provision for loan losses charged to operations	1,321			2,319			323			3,963
Provision for loan losses recorded through the FDIC loss share receivable	—			—			(21		)	(21		)
Reduction due to loan removals	—			—			(2,978		)	(2,978		)
Balance at end of period	$	34,782		$	—		$	4,689		$	39,471
Six months ended June 30, 2014:
Balance at beginning of period	$	34,331		$	—		$	11,618		$	45,949
Loans charged-off	(3,259		)	—			—			(3,259		)
Recoveries of loans previously charged off	1,595			—			—			1,595
Net charge-offs	(1,664		)	—			—			(1,664		)
Provision for loan losses	2,755			—			(1,134		)	1,621
Benefit attributable to FDIC loss share agreements	—			—			1,397			1,397
Total provision for loan losses charged to operations	2,755			—			263			3,018
Provision for loan losses recorded through the FDIC loss share receivable	—			—			(1,397		)	(1,397		)
Reduction due to loan removals	—			—			(1,325		)	(1,325		)
Balance at end of period	$	35,422		$	—		$	9,159		$	44,581

Non-Credit impaired

Loans and Allowance for Loan Losses

Summary of information pertaining to impaired loans

					Gross
	Unpaid		Recorded		Recorded
	Contractual		Investment		Investment		Total
	Principal		With No		With		Recorded		Related
(Dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance
June 30, 2015
Commercial real estate:
Construction and land development	$	7,728	$	1,721	$	3,389	$	5,110	$	591
Commercial non-owner occupied	3,987		1,649		961		2,610		27
Commercial owner occupied	15,589		7,301		3,670		10,971		81
Consumer real estate:
Consumer owner occupied	7,157		3,738		2,584		6,322		118
Home equity loans	347		198		36		234		1
Commercial and industrial	1,903		309		702		1,011		19
Other income producing property	5,620		122		4,667		4,789		472
Consumer	117		—		69		69		2
Other loans	—		—		—		—		—
Total impaired loans	$	42,448	$	15,038	$	16,078	$	31,116	$	1,311
December 31, 2014
Commercial real estate:
Construction and land development	$	7,414	$	1,528	$	3,324	$	4,852	$	475
Commercial non-owner occupied	4,920		2,539		1,071		3,610		77
Commercial owner occupied	12,508		5,546		3,614		9,160		172
Consumer real estate:
Consumer owner occupied	3,393		—		2,966		2,966		144
Home equity loans	131		—		31		31		1
Commercial and industrial	1,625		336		572		908		41
Other income producing property	6,280		360		5,138		5,498		646
Consumer	95		—		60		60		2
Other loans	—		—		—		—		—
Total impaired loans	$	36,366	$	10,309	$	16,776	$	27,085	$	1,558
June 30, 2014
Commercial real estate:
Construction and land development	$	7,251	$	2,700	$	2,978	$	5,678	$	428
Commercial non-owner occupied	8,236		5,079		1,110		6,189		31
Commercial owner occupied	13,293		6,912		4,198		11,110		112
Consumer real estate:
Consumer owner occupied	2,763		—		2,505		2,505		86
Home equity loans	—		—		—		—		—
Commercial and industrial	908		369		380		749		11
Other income producing property	6,612		914		5,486		6,400		761
Consumer	87		—		87		87		2
Other loans	—		—		—		—		—
Total impaired loans	$	39,150	$	15,974	$	16,744	$	32,718	$	1,431

Summary of average investment in impaired loans and interest income recognized on impaired loans

	Three Months Ended June 30,
	2015				2014
	Average				Average
	Investment in		Interest Income		Investment in		Interest Income
(Dollars in thousands)	Impaired Loans		Recognized		Impaired Loans		Recognized
Commercial real estate:
Construction and land development	$	5,258	$	30	$	5,869	$	16
Commercial non-owner occupied	3,188		13		6,175		13
Commercial owner occupied	9,634		134		11,489		35
Consumer real estate:
Consumer owner occupied	6,707		25		2,533		12
Home equity loans	242		1		31		—
Commercial and industrial	959		11		993		—
Other income producing property	4,728		43		6,189		33
Consumer	66		—		87		1
Other loans	—		—		—		—
Total Impaired Loans	$	30,782	$	257	$	33,366	$	110

	Six Months Ended June 30,
	2015				2014
	Average				Average
	Investment in		Interest Income		Investment in		Interest Income
(Dollars in thousands)	Impaired Loans		Recognized		Impaired Loans		Recognized
Commercial real estate:
Construction and land development	$	4,981	$	54	$	5,948	$	35
Commercial non-owner occupied	3,110		25		5,469		28
Commercial owner occupied	10,065		166		10,561		76
Consumer real estate:
Consumer owner occupied	4,644		53		1,858		33
Home equity loans	132		3		—		—
Commercial and industrial	960		18		592		13
Other income producing property	5,143		79		5,884		60
Consumer	65		1		56		3
Other loans	—		—		—		—
Total Impaired Loans	$	29,100	$	399	$	30,368	$	248

Non-acquired loans

Loans and Allowance for Loan Losses

Summary of loans

	June 30,			December 31,			June 30,
(Dollars in thousands)	2015			2014			2014
Non-acquired loans:
Commercial non-owner occupied real estate:
Construction and land development	$	368,954		$	364,221		$	371,751
Commercial non-owner occupied	351,524			333,590			302,961
Total commercial non-owner occupied real estate	720,478			697,811			674,712
Consumer real estate:
Consumer owner occupied	906,973			786,778			637,071
Home equity loans	300,074			283,934			271,028
Total consumer real estate	1,207,047			1,070,712			908,099
Commercial owner occupied real estate	975,701			907,913			849,048
Commercial and industrial	448,247			405,923			353,211
Other income producing property	163,441			150,928			151,928
Consumer	209,544			189,317			170,982
Other loans	63,941			45,222			66,645
Total non-acquired loans	3,788,399			3,467,826			3,174,625
Less allowance for loan losses	(34,782		)	(34,539		)	(35,422		)
Non-acquired loans, net	$	3,753,617		$	3,433,287		$	3,139,203

Schedule of changes in allowance for loan losses

	Construction			Commercial			Commercial			Consumer									Other Income
	& Land			Non-owner			Owner			Owner			Home			Commercial			Producing						Other
(Dollars in thousands)	Development			Occupied			Occupied			Occupied			Equity			& Industrial			Property			Consumer			Loans		Total
Three months ended June 30, 2015
Allowance for loan losses:
Balance, March 31, 2015	$	5,399		$	3,131		$	7,871		$	7,041		$	2,785		$	3,460		$	1,980		$	1,422		$	449	$	33,538
Charge-offs	(55		)	(72		)	(546		)	(44		)	(122		)	(116		)	(11		)	(714		)	—		(1,680		)
Recoveries	94			21			9			20			67			67			55			215			—		548
Provision (benefit)	(440		)	(42		)	1,350			108			138			572			(5		)	685			10		2,376
Balance, June 30, 2015	$	4,998		$	3,038		$	8,684		$	7,125		$	2,868		$	3,983		$	2,019		$	1,608		$	459	$	34,782
Loans individually evaluated for impairment	$	591		$	27		$	81		$	118		$	1		$	19		$	472		$	2		$	—	$	1,311
Loans collectively evaluated for impairment	$	4,407		$	3,011		$	8,603		$	7,007		$	2,867		$	3,964		$	1,547		$	1,606		$	459	$	33,471
Loans:
Loans individually evaluated for impairment	$	5,110		$	2,610		$	10,971		$	6,322		$	234		$	1,011		$	4,789		$	69		$	—	$	31,116
Loans collectively evaluated for impairment	363,844			348,914			964,730			900,651			299,840			447,236			158,652			209,475			63,941		3,757,283
Total non-acquired loans	$	368,954		$	351,524		$	975,701		$	906,973		$	300,074		$	448,247		$	163,441		$	209,544		$	63,941	$	3,788,399
Three months ended June 30, 2014
Allowance for loan losses:
Balance, March 31, 2014	$	6,322		$	3,443		$	8,317		$	6,122		$	2,921		$	3,441		$	2,848		$	1,105		$	150	$	34,669
Charge-offs	(216		)	(92		)	(312		)	(221		)	(273		)	(96		)	(82		)	(597		)	—		(1,889		)
Recoveries	97			16			11			39			27			38			153			176			—		557
Provision (benefit)	449			31			(58		)	597			300			257			(331		)	586			254		2,085
Balance, June 30, 2014	$	6,652		$	3,398		$	7,958		$	6,537		$	2,975		$	3,640		$	2,588		$	1,270		$	404	$	35,422
Loans individually evaluated for impairment	$	428		$	31		$	112		$	86		$	—		$	11		$	761		$	2		$	—	$	1,431
Loans collectively evaluated for impairment	$	6,224		$	3,367		$	7,846		$	6,451		$	2,975		$	3,629		$	1,827		$	1,268		$	404	$	33,991
Loans:
Loans individually evaluated for impairment	$	5,678		$	6,189		$	11,110		$	2,505		$	—		$	749		$	6,400		$	87		$	—	$	32,718
Loans collectively evaluated for impairment	366,073			296,772			837,938			634,566			271,028			352,462			145,528			170,895			66,645		3,141,907
Total non-acquired loans	$	371,751		$	302,961		$	849,048		$	637,071		$	271,028		$	353,211		$	151,928		$	170,982		$	66,645	$	3,174,625

	Construction			Commercial			Commercial			Consumer									Other Income
	& Land			Non-owner			Owner			Owner			Home			Commercial			Producing						Other
(Dollars in thousands)	Development			Occupied			Occupied			Occupied			Equity			& Industrial			Property			Consumer			Loans		Total
Six months ended June 30, 2015
Allowance for loan losses:
Balance, December 31, 2014	$	5,666		$	3,154		$	8,415		$	6,866		$	2,829		$	3,561		$	2,232		$	1,367		$	449	$	34,539
Charge-offs	(100		)	(83		)	(552		)	(44		)	(208		)	(255		)	(13		)	(1,421		)	—		(2,676		)
Recoveries	134			29			16			45			110			666			66			532			—		1,598
Provision	(702		)	(62		)	805			258			137			11			(266		)	1,130			10		1,321
Balance, June 30, 2015	$	4,998		$	3,038		$	8,684		$	7,125		$	2,868		$	3,983		$	2,019		$	1,608		$	459	$	34,782
Six months ended June 30, 2014
Allowance for loan losses:
Balance, December 31, 2013	$	6,789		$	3,677		$	7,767		$	6,069		$	2,782		$	3,592		$	2,509		$	937		$	209	$	34,331
Charge-offs	(308		)	(236		)	(528		)	(299		)	(416		)	(156		)	(168		)	(1,148		)	—		(3,259		)
Recoveries	242			347			17			242			40			128			159			420			—		1,595
Provision	(71		)	(390		)	702			525			569			76			88			1,061			195		2,755
Balance, June 30, 2014	$	6,652		$	3,398		$	7,958		$	6,537		$	2,975		$	3,640		$	2,588		$	1,270		$	404	$	35,422

Schedule of credit risk profile by risk grade of loans

	Total Non-acquired Loans
	June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014
Pass	$	3,624,075	$	3,286,228	$	2,990,728
Special mention	109,455		118,790		113,908
Substandard	54,847		62,786		69,966
Doubtful	22		22		23
	$	3,788,399	$	3,467,826	$	3,174,625

Aging analysis of past due loans, segregated by class of loans

							Total
	30-59 Days		60-89 Days		90+ Days		Past				Total
(Dollars in thousands)	Past Due		Past Due		Past Due		Due		Current		Loans
June 30, 2015
Commercial real estate:
Construction and land development	$	230	$	88	$	1,345	$	1,663	$	367,291	$	368,954
Commercial non-owner occupied	1,058		430		1,604		3,092		348,432		351,524
Commercial owner occupied	2,061		724		4,211		6,996		968,705		975,701
Consumer real estate:
Consumer owner occupied	1,523		1,290		2,733		5,546		901,427		906,973
Home equity loans	803		62		480		1,345		298,729		300,074
Commercial and industrial	156		241		274		671		447,576		448,247
Other income producing property	31		196		716		943		162,498		163,441
Consumer	265		22		243		530		209,014		209,544
Other loans	79		31		41		151		63,790		63,941
	$	6,206	$	3,084	$	11,647	$	20,937	$	3,767,462	$	3,788,399
December 31, 2014
Commercial real estate:
Construction and land development	$	318	$	439	$	1,354	$	2,111	$	362,110	$	364,221
Commercial non-owner occupied	1,197		—		1,432		2,629		330,961		333,590
Commercial owner occupied	1,106		95		5,403		6,604		901,309		907,913
Consumer real estate:
Consumer owner occupied	1,946		501		2,746		5,193		781,585		786,778
Home equity loans	679		443		519		1,641		282,293		283,934
Commercial and industrial	760		123		107		990		404,933		405,923
Other income producing property	570		114		1,319		2,003		148,925		150,928
Consumer	512		243		120		875		188,442		189,317
Other loans	65		46		62		173		45,049		45,222
	$	7,153	$	2,004	$	13,062	$	22,219	$	3,445,607	$	3,467,826
June 30, 2014
Commercial real estate:
Construction and land development	$	1,651	$	347	$	1,035	$	3,033	$	368,718	$	371,751
Commercial non-owner occupied	1,377		397		5,318		7,092		295,869		302,961
Commercial owner occupied	1,173		909		2,505		4,587		844,461		849,048
Consumer real estate:
Consumer owner occupied	462		1,063		1,577		3,102		633,969		637,071
Home equity loans	959		189		735		1,883		269,145		271,028
Commercial and industrial	86		70		279		435		352,776		353,211
Other income producing property	382		21		2,227		2,630		149,298		151,928
Consumer	277		96		73		446		170,536		170,982
Other loans	66		22		35		123		66,522		66,645
	$	6,433	$	3,114	$	13,784	$	23,331	$	3,151,294	$	3,174,625

Summary of information pertaining to nonaccrual loans by class

	June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014
Commercial non-owner occupied real estate:
Construction and land development	$	1,976	$	2,920	$	3,259
Commercial non-owner occupied	1,145		2,325		5,496
Total commercial non-owner occupied real estate	3,121		5,245		8,755
Consumer real estate:
Consumer owner occupied	6,398		6,015		6,916
Home equity loans	1,198		1,412		1,567
Total consumer real estate	7,596		7,427		8,483
Commercial owner occupied real estate	3,421		3,605		4,843
Commercial and industrial	497		600		682
Other income producing property	922		1,348		3,696
Consumer	337		344		87
Other loans	—		—		—
Restructured loans	8,193		9,425		8,409
Total loans on nonaccrual status	$	24,087	$	27,994	$	34,955

Non-acquired loans | Commercial loans

Loans and Allowance for Loan Losses

Schedule of credit risk profile by risk grade of loans

	Construction & Development						Commercial Non-owner Occupied						Commercial Owner Occupied
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	344,314	$	337,641	$	338,367	$	331,279	$	307,450	$	271,346	$	927,678	$	858,220	$	809,469
Special mention	16,561		15,466		20,797		16,885		20,596		22,704		34,974		34,737		23,049
Substandard	8,079		11,114		12,587		3,360		5,544		8,911		13,049		14,956		16,530
Doubtful	—		—		—		—		—		—		—		—		—
	$	368,954	$	364,221	$	371,751	$	351,524	$	333,590	$	302,961	$	975,701	$	907,913	$	849,048
	Commercial & Industrial						Other Income Producing Property						Commercial Total
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	442,354	$	397,555	$	346,958	$	149,937	$	135,400	$	135,345	$	2,195,562	$	2,036,266	$	1,901,485
Special mention	4,497		6,718		4,775		9,331		10,333		8,763		82,248		87,850		80,088
Substandard	1,396		1,650		1,478		4,173		5,195		7,820		30,057		38,459		47,326
Doubtful	—		—		—		—		—		—		—		—		—
	$	448,247	$	405,923	$	353,211	$	163,441	$	150,928	$	151,928	$	2,307,867	$	2,162,575	$	2,028,899

Non-acquired loans | Consumer loans

Loans and Allowance for Loan Losses

Schedule of credit risk profile by risk grade of loans

	Consumer Owner Occupied						Home Equity						Consumer
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	870,005	$	746,847	$	595,420	$	286,603	$	269,844	$	257,102	$	207,964	$	188,049	$	170,077
Special mention	18,679		22,129		24,567		7,634		8,047		8,618		894		764		634
Substandard	18,289		17,802		17,084		5,815		6,021		5,285		686		504		271
Doubtful	—		—		—		22		22		23		—		—		—
	$	906,973	$	786,778	$	637,071	$	300,074	$	283,934	$	271,028	$	209,544	$	189,317	$	170,982
	Other						Consumer Total
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
	2015		2014		2014		2015		2014		2014
Pass	$	63,941	$	45,222	$	66,644	$	1,428,513	$	1,249,962	$	1,089,243
Special mention	—		—		1		27,207		30,940		33,820
Substandard	—		—		—		24,790		24,327		22,640
Doubtful	—		—		—		22		22		23
	$	63,941	$	45,222	$	66,645	$	1,480,532	$	1,305,251	$	1,145,726

Acquired loans | Non-Credit impaired

Loans and Allowance for Loan Losses

Summary of loans

	June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014
FASB ASC Topic 310-20 acquired loans:
Commercial non-owner occupied real estate:
Construction and land development	$	17,762	$	24,099	$	35,880
Commercial non-owner occupied	43,123		49,476		50,593
Total commercial non-owner occupied real estate	60,885		73,575		86,473
Consumer real estate:
Consumer owner occupied	574,697		646,375		698,580
Home equity loans	210,734		234,949		248,868
Total consumer real estate	785,431		881,324		947,448
Commercial owner occupied real estate	49,334		62,065		68,831
Commercial and industrial	31,762		41,130		41,977
Other income producing property	58,987		65,139		71,684
Consumer	185,273		204,766		231,170
Total FASB ASC Topic 310-20 acquired loans	$	1,171,672	$	1,327,999	$	1,447,583

Schedule of changes in allowance for loan losses

	Construction			Commercial		Commercial		Consumer									Other Income
	& Land			Non-owner		Owner		Owner			Home			Commercial			Producing
(Dollars in thousands)	Development			Occupied		Occupied		Occupied			Equity			& Industrial			Property		Consumer			Total
Three months ended June 30, 2015
Allowance for loan losses:
Balance, March 31, 2015	$	—		$	—	$	—	$	—		$	—		$	—		$	—	$	—		$	—
Charge-offs	—			—		—		(39		)	(331		)	(10		)	—		(178		)	(558		)
Recoveries	1			—		—		—			14			10			—		—			25
Provision (benefit)	(1		)	—		—		39			317			—			—		178			533
Balance, June 30, 2015	$	—		$	—	$	—	$	—		$	—		$	—		$	—	$	—		$	—
Loans individually evaluated for impairment	$	—		$	—	$	—	$	—		$	—		$	—		$	—	$	—		$	—
Loans collectively evaluated for impairment	$	—		$	—	$	—	$	—		$	—		$	—		$	—	$	—		$	—
Loans:
Loans individually evaluated for impairment	$	—		$	—	$	—	$	—		$	—		$	—		$	—	$	—		$	—
Loans collectively evaluated for impairment	17,762			43,123		49,334		574,697			210,734			31,762			58,987		185,273			1,171,672
Total non-acquired loans	$	17,762		$	43,123	$	49,334	$	574,697		$	210,734		$	31,762		$	58,987	$	185,273		$	1,171,672

Schedule of credit risk profile by risk grade of loans

	Total Acquired Non-credit Impaired Loans
	June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014
Pass	$	1,139,469	$	1,292,782	$	1,367,400
Special mention	9,041		14,815		13,869
Substandard	23,162		20,402		66,314
Doubtful	—		—		—
	$	1,171,672	$	1,327,999	$	1,447,583

Aging analysis of past due loans, segregated by class of loans

							Total
	30-59 Days		60-89 Days		90+ Days		Past				Total
(Dollars in thousands)	Past Due		Past Due		Past Due		Due		Current		Loans
June 30, 2015
Commercial real estate:
Construction and land development	$	1	$	39	$	—	$	40	$	17,722	$	17,762
Commercial non-owner occupied	—		—		—		—		43,123		43,123
Commercial owner occupied	380		—		39		419		48,915		49,334
Consumer real estate:
Consumer owner occupied	826		105		2,300		3,231		571,466		574,697
Home equity loans	591		164		577		1,332		209,402		210,734
Commercial and industrial	4		—		220		224		31,538		31,762
Other income producing property	109		—		89		198		58,789		58,987
Consumer	427		112		598		1,137		184,136		185,273
	$	2,338	$	420	$	3,823	$	6,581	$	1,165,091	$	1,171,672
December 31, 2014
Commercial real estate:
Construction and land development	$	17	$	—	$	40	$	57	$	24,042	$	24,099
Commercial non-owner occupied	—		—		—		—		49,476		49,476
Commercial owner occupied	414		—		38		452		61,613		62,065
Consumer real estate:
Consumer owner occupied	443		241		1,566		2,250		644,125		646,375
Home equity loans	1,451		866		972		3,289		231,660		234,949
Commercial and industrial	14		250		117		381		40,749		41,130
Other income producing property	97		—		88		185		64,954		65,139
Consumer	885		341		843		2,069		202,697		204,766
	$	3,321	$	1,698	$	3,664	$	8,683	$	1,319,316	$	1,327,999
June 30, 2014
Commercial real estate:
Construction and land development	$	—	$	—	$	228	$	228	$	35,652	$	35,880
Commercial non-owner occupied	—		—		—		—		50,593		50,593
Commercial owner occupied	—		—		248		248		68,583		68,831
Consumer real estate:
Consumer owner occupied	40		41		2,047		2,128		696,452		698,580
Home equity loans	241		71		866		1,178		247,690		248,868
Commercial and industrial	402		—		231		633		41,344		41,977
Other income producing property	—		—		85		85		71,599		71,684
Consumer	220		306		316		842		230,328		231,170
	$	903	$	418	$	4,021	$	5,342	$	1,442,241	$	1,447,583

Summary of information pertaining to nonaccrual loans by class

	June 30,		December 31,
(Dollars in thousands)	2015		2014
Commercial non-owner occupied real estate:
Construction and land development	$	—	$	41
Commercial non-owner occupied	100		645
Total commercial non-owner occupied real estate	100		686
Consumer real estate:
Consumer owner occupied	2,346		3,685
Home equity loans	1,082		1,507
Total consumer real estate	3,428		5,192
Commercial owner occupied real estate	39		38
Commercial and industrial	226		120
Other income producing property	302		309
Consumer	1,078		1,193
Restructured loans	—		—
Total loans on nonaccrual status	$	5,173	$	7,538

Acquired loans | Non-Credit impaired | Commercial loans

Loans and Allowance for Loan Losses

Schedule of credit risk profile by risk grade of loans

	Construction & Development						Commercial Non-owner Occupied						Commercial Owner Occupied
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	16,454	$	22,456	$	34,870	$	36,441	$	42,572	$	44,020	$	49,217	$	61,040	$	67,527
Special mention	118		816		348		408		6,039		5,822		78		265		310
Substandard	1,190		827		662		6,274		865		751		39		760		994
Doubtful	—		—		—		—		—		—		—		—		—
	$	17,762	$	24,099	$	35,880	$	43,123	$	49,476	$	50,593	$	49,334	$	62,065	$	68,831
	Commercial & Industrial						Other Income Producing Property						Commercial Total
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	30,641	$	39,780	$	40,255	$	57,578	$	63,090	$	66,678	$	190,331	$	228,938	$	253,350
Special mention	384		448		748		439		896		2,004		1,427		8,464		9,232
Substandard	737		902		974		970		1,153		3,002		9,210		4,507		6,383
Doubtful	—		—		—		—		—		—		—		—		—
	$	31,762	$	41,130	$	41,977	$	58,987	$	65,139	$	71,684	$	200,968	$	241,909	$	268,965

Acquired loans | Non-Credit impaired | Consumer loans

Loans and Allowance for Loan Losses

Schedule of credit risk profile by risk grade of loans

	Consumer Owner Occupied						Home Equity						Consumer
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	569,080	$	639,555	$	680,759	$	197,804	$	222,653	$	231,265	$	182,254	$	201,636	$	202,026
Special mention	1,518		1,241		354		5,482		4,491		2,090		614		619		2,193
Substandard	4,099		5,579		17,467		7,448		7,805		15,513		2,405		2,511		26,951
Doubtful	—		—		—		—		—		—		—		—		—
	$	574,697	$	646,375	$	698,580	$	210,734	$	234,949	$	248,868	$	185,273	$	204,766	$	231,170
	Consumer Total
	June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014
Pass	$	949,138	$	1,063,844	$	1,114,050
Special mention	7,614		6,351		4,637
Substandard	13,952		15,895		59,931
Doubtful	—		—		—
	$	970,704	$	1,086,090	$	1,178,618

Acquired loans | Credit impaired

Loans and Allowance for Loan Losses

Summary of loans

	June 30,			December 31,			June 30,
(Dollars in thousands)	2015			2014			2014
FASB ASC Topic 310-30 acquired loans:
Commercial loans greater than or equal to $1 million-CBT	$	15,373		$	15,813		$	19,557
Commercial real estate	288,756			325,109			375,610
Commercial real estate—construction and development	59,819			65,262			85,660
Residential real estate	348,687			390,244			428,811
Consumer	77,083			85,449			95,089
Commercial and industrial	38,894			44,804			51,677
Single pay	58			86			91
Total FASB ASC Topic 310-30 acquired loans	828,670			926,767			1,056,495
Less allowance for loan losses	(4,689		)	(7,365		)	(9,159		)
FASB ASC Topic 310-30 acquired loans, net	$	823,981		$	919,402		$	1,047,336

Schedule of contractual loan payments receivable, estimates of amounts not expected to be collected, other fair value adjustments and the resulting carrying values

	June 30,			December 31,			June 30,
(Dollars in thousands)	2015			2014			2014
Contractual principal and interest	$	1,093,583		$	1,337,703		$	1,463,643
Non-accretable difference	(64,121		)	(104,110		)	(189,514		)
Cash flows expected to be collected	1,029,462			1,233,593			1,274,129
Accretable yield	(200,792		)	(306,826		)	(217,634		)
Carrying value	$	828,670		$	926,767		$	1,056,495
Allowance for acquired loan losses	$	(4,689	)	$	(7,365	)	$	(9,159	)

Schedule of changes in the carrying value

	Six Months Ended June 30,
(Dollars in thousands)	2015			2014
Balance at beginning of period	$	919,402		$	1,220,638
Net reductions for payments, foreclosures, and accretion	(98,097		)	(175,761		)
Change in the allowance for loan losses on acquired loans	2,676			2,459
Balance at end of period, net of allowance for loan losses on acquired loans	$	823,981		$	1,047,336

Schedule of refined accretable yield balance

	Six Months Ended June 30,
(Dollars in thousands)	2015			2014
Balance at beginning of period	$	306,826		$	250,340
Accretion	(51,220		)	(54,950		)
Reclass of nonaccretable difference due to improvement in expected cash flows	15,401			24,675
Other changes, net	(70,215		)	(2,431		)
Balance at end of period	$	200,792		$	217,634

Schedule of changes in allowance for loan losses

	Commercial						Commercial
	Loans Greater						Real Estate-
	Than or Equal			Commercial			Construction and			Residential						Commercial
(Dollars in thousands)	to $1 Million-CBT			Real Estate			Development			Real Estate			Consumer			and Industrial			Single Pay			Total
Three months ended June 30, 2015
Allowance for loan losses:
Balance, March 31, 2015	$	(64	)	$	549		$	400		$	3,320		$	244		$	219		$	49		$	4,717
Provision for loan losses before benefit attributable to FDIC loss share agreements	—			—			1			2			233			—			—			236
Benefit attributable to FDIC loss share agreements	—			—			—			—			—			—			—			—
Total provision for loan losses charged to operations	—			—			1			2			233			—			—			236
Provision for loan losses recorded through the FDIC loss share receivable	—			—			—			—			—			—			—			—
Reduction due to loan removals	(2		)	(17		)	(57		)	(138		)	(28		)	(22		)	—			(264		)
Balance, June 30, 2015	$	(66	)	$	532		$	344		$	3,184		$	449		$	197		$	49		$	4,689
Loans individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Loans collectively evaluated for impairment	$	(66	)	$	532		$	344		$	3,184		$	449		$	197		$	49		$	4,689
Loans:*
Loans individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Loans collectively evaluated for impairment	15,373			288,756			59,819			348,687			77,083			38,894			58			828,670
Total acquired loans	$	15,373		$	288,756		$	59,819		$	348,687		$	77,083		$	38,894		$	58		$	828,670
Three months ended June 30, 2014
Allowance for loan losses:
Balance, March 31, 2014	$	311		$	1,938		$	1,972		$	5,190		$	410		$	1,119		$	106		$	11,046
Provision for loan losses before benefit attributable to FDIC loss share agreements	(120		)	(322		)	(902		)	(68		)	7			(33		)	—			(1,438		)
Benefit attributable to FDIC loss share agreements	171			336			896			84			—			34			1			1,522
Total provision for loan losses charged to operations	51			14			(6		)	16			7			1			1			84
Provision for loan losses recorded through the FDIC loss share receivable	(171		)	(336		)	(896		)	(84		)	—			(34		)	(1		)	(1,522		)
Reduction due to loan removals	10			—			(255		)	(4		)	(32		)	(136		)	(32		)	(449		)
Balance, June 30, 2014	$	201		$	1,616		$	815		$	5,118		$	385		$	950		$	74		$	9,159
Loans individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Loans collectively evaluated for impairment	$	201		$	1,616		$	815		$	5,118		$	385		$	950		$	74		$	9,159
Loans:*
Loans individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Loans collectively evaluated for impairment	19,557			375,610			85,660			428,811			95,089			51,677			91			1,056,495
Total acquired loans	$	19,557		$	375,610		$	85,660		$	428,811		$	95,089		$	51,677		$	91		$	1,056,495

*—The carrying value of acquired credit impaired loans includes a non-accretable difference which is primarily associated with the assessment of credit quality of acquired loans.

	Commercial						Commercial
	Loans Greater						Real Estate-
	Than or Equal			Commercial			Construction and			Residential						Commercial
(Dollars in thousands)	to $1 Million-CBT			Real Estate			Development			Real Estate			Consumer			and Industrial			Single Pay			Total
Six months ended June 30, 2015
Allowance for loan losses:
Balance, December 31, 2014	$	135		$	1,444		$	336		$	4,387		$	275		$	718		$	70		$	7,365
Provision for loan losses before benefit attributable to FDIC loss share agreements	—			3			10			21			391			(122		)	(1		)	302
Benefit attributable to FDIC loss share agreements	—			—			—			—			(107		)	127			1			21
Total provision for loan losses charged to operations	—			3			10			21			284			5			—			323
Provision for loan losses recorded through the FDIC loss share receivable	—			—			—			—			107			(127		)	(1		)	(21		)
Reduction due to loan removals	(201		)	(915		)	(2		)	(1,224		)	(217		)	(399		)	(20		)	(2,978		)
Balance, June 30, 2015	$	(66	)	$	532		$	344		$	3,184		$	449		$	197		$	49		$	4,689
Six months ended June 30, 2014
Allowance for loan losses:
Balance, December 31, 2013	$	303		$	1,816		$	2,244		$	5,132		$	538		$	1,481		$	104		$	11,618
Provision for loan losses before benefit attributable to FDIC loss share agreements	(123		)	(196		)	(613		)	73			(105		)	(175		)	5			(1,134		)
Benefit attributable to FDIC loss share agreements	176			220			784			(54		)	101			174			(4		)	1,397
Total provision for loan losses charged to operations	53			24			171			19			(4		)	(1		)	1			263
Provision for loan losses recorded through the FDIC loss share receivable	(176		)	(220		)	(784		)	54			(101		)	(174		)	4			(1,397		)
Reduction due to loan removals	21			(4		)	(816		)	(87		)	(48		)	(356		)	(35		)	(1,325		)
Balance, June 30, 2014	$	201		$	1,616		$	815		$	5,118		$	385		$	950		$	74		$	9,159

Schedule of credit risk profile by risk grade of loans

	Commercial Loans Greater Than												Commercial Real Estate—
	or Equal to $1 million-CBT						Commercial Real Estate						Construction and Development
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
(Dollars in thousands)	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	11,134	$	11,248	$	12,541	$	188,260	$	208,269	$	225,144	$	27,777	$	26,855	$	33,453
Special mention	1,044		1,030		1,010		31,654		35,896		37,439		12,666		9,539		11,627
Substandard	3,195		3,535		6,006		68,842		80,944		113,027		19,376		28,868		40,580
Doubtful	—		—		—		—		—		—		—		—		—
	$	15,373	$	15,813	$	19,557	$	288,756	$	325,109	$	375,610	$	59,819	$	65,262	$	85,660
	Residential Real Estate						Consumer						Commercial & Industrial
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
	2015		2014		2014		2015		2014		2014		2015		2014		2014
Pass	$	174,893	$	190,931	$	225,366	$	6,099	$	7,493	$	27,665	$	23,956	$	25,530	$	29,680
Special mention	68,017		73,699		43,090		27,079		29,087		6,572		2,428		5,317		3,189
Substandard	105,777		125,614		160,355		43,905		48,869		60,852		12,510		13,957		18,808
Doubtful	—		—		—		—		—		—		—		—		—
	$	348,687	$	390,244	$	428,811	$	77,083	$	85,449	$	95,089	$	38,894	$	44,804	$	51,677
	Single Pay						Total Acquired Credit Impaired Loans
	June 30,		December 31,		June 30,		June 30,		December 31,		June 30,
	2015		2014		2014		2015		2014		2014
Pass	$	43	$	58	$	61	$	432,162	$	470,384	$	553,910
Special mention	—		—		—		142,888		154,568		102,927
Substandard	15		28		30		253,620		301,815		399,658
Doubtful	—		—		—		—		—		—
	$	58	$	86	$	91	$	828,670	$	926,767	$	1,056,495

Aging analysis of past due loans, segregated by class of loans

							Total
	30-59 Days		60-89 Days		90+ Days		Past				Total
(Dollars in thousands)	Past Due		Past Due		Past Due		Due		Current		Loans
June 30, 2015
Commercial loans greater than or equal to $1 million-CBT	$	—	$	—	$	2,630	$	2,630	$	12,743	$	15,373
Commercial real estate	1,617		120		11,590		13,327		275,429		288,756
Commercial real estate—construction and development	1,900		300		4,941		7,141		52,678		59,819
Residential real estate	4,458		1,929		11,802		18,189		330,498		348,687
Consumer	1,696		775		2,332		4,803		72,280		77,083
Commercial and industrial	748		277		4,894		5,919		32,975		38,894
Single pay	—		—		—		—		58		58
	$	10,419	$	3,401	$	38,189	$	52,009	$	776,661	$	828,670
December 31, 2014
Commercial loans greater than or equal to $1 million-CBT	$	—	$	—	$	2,896	$	2,896	$	12,917	$	15,813
Commercial real estate	4,350		723		15,866		20,939		304,170		325,109
Commercial real estate—construction and development	1,750		452		8,204		10,406		54,856		65,262
Residential real estate	7,194		2,856		15,471		25,521		364,723		390,244
Consumer	2,241		1,106		2,614		5,961		79,488		85,449
Commercial and industrial	451		196		3,413		4,060		40,744		44,804
Single pay	—		—		—		—		86		86
	$	15,986	$	5,333	$	48,464	$	69,783	$	856,984	$	926,767
June 30, 2014
Commercial loans greater than or equal to $1 million-CBT	$	794	$	—	$	5,213	$	6,007	$	13,550	$	19,557
Commercial real estate	7,708		781		17,333		25,822		349,788		375,610
Commercial real estate—construction and development	2,636		1,484		9,940		14,060		71,600		85,660
Residential real estate	5,735		2,489		18,971		27,195		401,616		428,811
Consumer	1,587		647		1,566		3,800		91,289		95,089
Commercial and industrial	353		2,366		3,296		6,015		45,662		51,677
Single pay	—		—		—		—		91		91
	$	18,813	$	7,767	$	56,319	$	82,899	$	973,596	$	1,056,495

Acquired Non Credit Impaired Loans | Non-Credit impaired

Loans and Allowance for Loan Losses

Schedule of changes in allowance for loan losses

	Construction			Commercial		Commercial		Consumer									Other Income
	& Land			Non-owner		Owner		Owner			Home			Commercial			Producing
(Dollars in thousands)	Development			Occupied		Occupied		Occupied			Equity			& Industrial			Property			Consumer			Total
Six months ended June 30, 2015
Allowance for loan losses:
Balance, December 31, 2014	$	—		$	—	$	—	$	—		$	—		$	—		$	—		$	—		$	—
Charge-offs	—			—		—		(367		)	(1,381		)	(113		)	(4		)	(504		)	(2,369		)
Recoveries	2			—		—		5			17			15			1			10			50
Provision (benefit)	(2		)	—		—		362			1,364			98			3			494			2,319
Balance, June 30, 2015	$	—		$	—	$	—	$	—		$	—		$	—		$	—		$	—		$	—