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Loans And Related Allowances For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2020
Loans And Related Allowances For Loan Losses [Abstract]  
Loan Portfolio Segments

(in thousands)

Commercial
‎Real Estate

Acquisition
‎and
‎Development

Commercial
‎and
‎Industrial

Residential
‎Mortgage

Consumer

Total

December 31, 2020

Individually evaluated for impairment

$

3,330 

$

842 

$

—

$

3,185 

$

102 

$

7,459 

Collectively evaluated for impairment

$

365,846 

$

116,119 

$

266,745 

$

375,985 

$

35,658 

$

1,160,353 

Total loans

$

369,176 

$

116,961 

$

266,745 

$

379,170 

$

35,760 

$

1,167,812 

December 31, 2019

Individually evaluated for impairment

$

3,179 

$

8,570 

$

30 

$

3,391 

$

4 

$

15,174 

Collectively evaluated for impairment

$

332,325 

$

109,320 

$

122,322 

$

435,033 

$

36,195 

$

1,035,195 

Total loans

$

335,504 

$

117,890 

$

122,352 

$

438,424 

$

36,199 

$

1,050,369 
Changes in Dollar Amount of Loans Outstanding to Officers, Directors and their Associates

(in thousands)

2020

Balance at January 1

$

9,477 

Loans or advances

728 

Repayments

(1,348)

Balance at December 31

$

8,857 
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating

(in thousands)

Pass

Special
‎Mention

Substandard

Total

December 31, 2020

Commercial real estate

Non owner-occupied

$

178,670 

$

5,526 

$

6,322 

$

190,518 

All other CRE

166,504 

5,664 

6,490 

178,658 

Acquisition and development

1-4 family residential construction

18,920 

—

—

18,920 

All other A&D

97,648 

17 

376 

98,041 

Commercial and industrial

245,185 

8,867 

12,693 

266,745 

Residential mortgage

Residential mortgage - term

309,177 

283 

6,117 

315,577 

Residential mortgage – home equity

62,804 

—

789 

63,593 

Consumer

35,648 

3 

109 

35,760 

Total

$

1,114,556 

$

20,360 

$

32,896 

$

1,167,812 

December 31, 2019

Commercial real estate

Non owner-occupied

$

164,584 

$

2,765 

$

1,864 

$

169,213 

All other CRE

157,407 

6,556 

2,328 

166,291 

Acquisition and development

1-4 family residential construction

10,781 

—

—

10,781 

All other A&D

98,823 

18 

8,268 

107,109 

Commercial and industrial

116,221 

2,896 

3,235 

122,352 

Residential mortgage

Residential mortgage - term

364,150 

59 

5,597 

369,806 

Residential mortgage – home equity

67,143 

139 

1,336 

68,618 

Consumer

36,047 

4 

148 

36,199 

Total

$

1,015,156 

$

12,437 

$

22,776 

$

1,050,369 
Loan Portfolio Summarized by the Past Due Status

(in thousands)

Current

30-59 Day
‎Past Due

60-89 Days
‎Past Due

90 Days+
‎Past Due

Total
‎Past Due
‎and still
‎accruing

Non-
‎Accrual

Total Loans

December 31, 2020

Commercial real estate

Non owner-occupied

$

190,510 

$

—

$

—

$

—

$

—

$

8 

$

190,518 

All other CRE

177,360 

408 

—

—

408 

890 

178,658 

Acquisition and development

1-4 family residential construction

18,920 

—

—

—

—

—

18,920 

All other A&D

97,660 

5 

—

10 

15 

366 

98,041 

Commercial and industrial

266,708 

37 

—

—

37 

—

266,745 

Residential mortgage

Residential mortgage - term

312,500 

63 

670 

710 

1,443 

1,634 

315,577 

Residential mortgage – home equity

63,036 

80 

63 

—

143 

414 

63,593 

Consumer

35,473 

230 

26 

4 

260 

27 

35,760 

Total

$

1,162,167 

$

823 

$

759 

$

724 

$

2,306 

$

3,339 

$

1,167,812 

December 31, 2019

Commercial real estate

Non owner-occupied

$

169,180 

$

—

$

—

$

—

$

—

$

33 

$

169,213 

All other CRE

165,289 

—

355 

—

355 

647 

166,291 

Acquisition and development

1-4 family residential construction

10,781 

—

—

—

—

—

10,781 

All other A&D

98,916 

—

—

135 

135 

8,058 

107,109 

Commercial and industrial

122,050 

272 

—

—

272 

30 

122,352 

Residential mortgage

Residential mortgage - term

366,882 

267 

967 

471 

1,705 

1,219 

369,806 

Residential mortgage – home equity

67,121 

288 

286 

65 

639 

858 

68,618 

Consumer

35,834 

261 

46 

54 

361 

4 

36,199 

Total

$

1,036,053 

$

1,088 

$

1,654 

$

725 

$

3,467 

$

10,849 

$

1,050,369 
Primary Segments of the Allowance for Loan Loss

(in thousands)

Commercial
‎Real Estate

Acquisition
‎and
‎Development

Commercial
‎and
‎Industrial

Residential
‎Mortgage

Consumer

Unallocated

Total

December 31, 2020

Individually evaluated for impairment

$

4 

$

13 

$

—

$

40 

$

—

$

—

$

57 

Collectively evaluated for impairment

$

5,539 

$

2,326 

$

2,584 

$

5,110 

$

370 

$

500 

$

16,429 

Total ALL

$

5,543 

$

2,339 

$

2,584 

$

5,150 

$

370 

$

500 

$

16,486 

December 31, 2019

Individually evaluated for impairment

$

9 

$

2,142 

$

—

$

22 

$

—

$

—

$

2,173 

Collectively evaluated for impairment

$

2,873 

$

1,532 

$

1,341 

$

3,806 

$

312 

$

500 

$

10,364 

Total ALL

$

2,882 

$

3,674 

$

1,341 

$

3,828 

$

312 

$

500 

$

12,537 
Impaired Loans and Related Interest Income by Loan Portfolio Class

Impaired Loans
‎with Specific Allowance

Impaired Loans
‎with No Specific
‎Allowance

Total Impaired Loans

(in thousands)

Recorded
‎Investment

Related
‎Allowances

Recorded
‎Investment

Recorded
‎Investment

Unpaid
‎Principal
‎Balance

December 31, 2020

Commercial real estate

Non owner-occupied

$

111 

$

4 

$

8 

$

119 

$

119 

All other CRE

—

—

3,211 

3,211 

3,211 

Acquisition and development

1-4 family residential construction

—

—

266 

266 

266 

All other A&D

276 

13 

300 

576 

1,724 

Commercial and industrial

—

—

—

—

2,214 

Residential mortgage

Residential mortgage - term

936 

34 

1,910 

2,846 

3,031 

Residential mortgage – home equity

76 

6 

339 

415 

447 

Consumer

—

—

26 

26 

51 

Total impaired loans

$

1,399 

$

57 

$

6,060 

$

7,459 

$

11,063 

December 31, 2019

Commercial real estate

Non owner-occupied

$

116 

$

9 

$

33 

$

149 

$

8,224 

All other CRE

—

—

3,030 

3,030 

3,030 

Acquisition and development

1-4 family residential construction

—

—

291 

291 

291 

All other A&D

8,219 

2,142 

60 

8,279 

8,340 

Commercial and industrial

—

—

30 

30 

2,266 

Residential mortgage

Residential mortgage - term

865 

22 

1,668 

2,533 

2,724 

Residential mortgage – home equity

—

—

858 

858 

986 

Consumer

—

—

4 

4 

4 

Total impaired loans

$

9,200 

$

2,173 

$

5,974 

$

15,174 

$

25,865 
Allowance for Loan Losses Summarized by Loan Portfolio Segments

(in thousands)

Commercial
‎Real Estate

Acquisition
‎and
‎Development

Commercial
‎and
‎Industrial

Residential
‎Mortgage

Consumer

Unallocated

Total

ALL balance at
‎  January 1, 2020

$

2,882 

$

3,674 

$

1,341 

$

3,828 

$

312 

$

500 

$

12,537 

Charge-offs

—

(1,172)

(232)

(217)

(341)

—

(1,962)

Recoveries

69 

37 

151 

83 

170 

—

510 

Provision

2,592 

(200)

1,324 

1,456 

229 

—

5,401 

ALL balance at
‎  December 31, 2020

$

5,543 

$

2,339 

$

2,584 

$

5,150 

$

370 

$

500 

$

16,486 

ALL balance at
‎  January 1, 2019

$

2,780 

$

1,721 

$

1,187 

$

4,544 

$

315 

$

500 

$

11,047 

Charge-offs

(41)

(29)

(126)

(200)

(320)

—

(716)

Recoveries

150 

165 

77 

347 

147 

—

886 

Provision

(7)

1,817 

203 

(863)

170 

—

1,320 

ALL balance at
‎  December 31, 2019

$

2,882 

$

3,674 

$

1,341 

$

3,828 

$

312 

$

500 

$

12,537 
Average of Impaired Loans and Related Interest Income by Loan Portfolio Class

2020

2019

(in thousands)

Average
‎investment

Interest income
‎recognized on
‎an accrual basis

Interest income
‎recognized on
‎a cash basis

Average
‎investment

Interest income
‎recognized on
‎an accrual basis

Interest income
‎recognized on
‎a cash basis

Commercial real estate

Non owner-occupied

$

131 

$

9 

$

—

$

222 

$

12 

$

—

All other CRE

3,203 

144 

—

4,322 

149 

73 

Acquisition and development

1-4 family residential construction

278 

12 

—

244 

11 

—

All other A&D

6,709 

12 

1 

6,505 

19 

—

Commercial and industrial

16 

—

—

26 

—

—

Residential mortgage

Residential mortgage - term

2,593 

82 

—

2,971 

96 

10 

Residential mortgage – home equity

604 

—

4 

870 

—

4 

Consumer

20 

—

—

10 

—

—

Total

$

13,554 

$

259 

$

5 

$

15,170 

$

287 

$

87 
Modification of Troubled Debt Restructuring by Class

Temporary Rate
‎Modification

Extension of Maturity

Modification of Payment
‎and Other Terms

(Dollars in thousands)

Number of
‎Contracts

Recorded
‎Investment

Number of
‎Contracts

Recorded
‎Investment

Number of
‎Contracts

Recorded
‎Investment

For the year ended December 31, 2020

Commercial real estate

Non owner-occupied

—

$

—

—

$

—

—

$

—

All other CRE

—

—

—

—

1 

2,226 

Acquisition and development

1-4 family residential construction

—

—

—

—

—

—

All other A&D

—

—

2 

430 

—

0

Commercial and industrial

—

—

—

—

—

—

Residential mortgage

Residential mortgage – term

1

46

2 

457 

3

356

Residential mortgage – home equity

—

—

—

—

—

—

Consumer

—

—

—

—

—

—

Total

1 

$

46

4 

$

887 

4 

$

2,582 

For the year ended December 31, 2019

Commercial real estate

Non owner-occupied

—

$

—

—

$

—

—

$

0

All other CRE

—

—

—

—

—

—

Acquisition and development

1-4 family residential construction

—

—

—

—

—

—

All other A&D

—

—

—

—

1 

227 

Commercial and industrial

—

—

—

—

—

—

Residential mortgage

Residential mortgage – term

2 

244 

—

—

1 

243 

Residential mortgage – home equity

—

—

—

—

—

—

Consumer

—

—

—

—

—

—

Total

2 

$

244 

0 

$

—

2 

$

470