XML 54 R42.htm IDEA: XBRL DOCUMENT v3.21.1
Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2020
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Actual

For Capital Adequacy
Purposes

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2020

Total Capital (to risk-weighted assets)

Consolidated

$

193,391

16.08%

$

96,353

8.00%

$

120,442

10.00%

First United Bank & Trust

181,977

15.50%

94,084

8.00%

117,605

10.00%

Tier 1 Capital (to risk-weighted assets)

Consolidated

178,336

14.83%

72,265

6.00%

96,353

8.00%

First United Bank & Trust

167,276

14.25%

70,563

6.00%

94,084

8.00%

Common Equity Tier 1 Capital
  (to risk-weighted assets)

Consolidated

151,709

12.61%

54,199

4.50%

78,287

6.50%

First United Bank & Trust

167,276

14.25%

52,922

4.50%

76,443

6.50%

Tier 1 Capital (to average assets)

Consolidated

178,336

10.36%

68,384

4.00%

85,480

5.00%

First United Bank & Trust

167,276

9.81%

67,643

4.00%

84,554

5.00%

Actual

For Capital Adequacy
Purposes

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2019

Total Capital (to risk-weighted assets)

Consolidated

$

182,941

16.29%

$

89,837

8.00%

$

112,296

10.00%

First United Bank & Trust

169,943

15.60%

87,159

8.00%

108,948

10.00%

Tier 1 Capital (to risk-weighted assets)

Consolidated

170,326

15.17%

67,378

6.00%

89,837

8.00%

First United Bank & Trust

157,328

14.44%

65,369

6.00%

87,159

8.00%

Common Equity Tier 1 Capital
  (to risk-weighted assets)

Consolidated

143,614

12.79%

50,533

4.50%

72,992

6.50%

First United Bank & Trust

157,328

14.44%

49,027

4.50%

70,817

6.50%

Tier 1 Capital (to average assets)

Consolidated

170,326

11.77%

57,491

4.00%

71,864

5.00%

First United Bank & Trust

157,328

10.99%

56,729

4.00%

70,912

5.00%