Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Operating activities
Net income	$ 5,806	$ 3,698
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	656	946
Depreciation	656	1,256
Stock based compensation	55	57
Gains on sales of other real estate owned		(23)
Originations of loans held for sale	(153)	(1,707)
Proceeds from sales of loans held for sale	1,051	2,057
Gains from sales of loans held for sale	(92)	(82)
Net accretion of investment securities discounts and premiums- AFS	(48)	(22)
Net accretion of investment securities discounts and premiums- HTM	(134)	(178)
Amortization of intangible assets	82	82
Earnings on bank owned life insurance	(341)	(326)
Amortization of deferred loan fees, net	(27)	(44)
Amortization of operating lease right of use asset	73	68
Decrease in accrued interest receivable and other assets	868	387
Deferred tax (benefit)/expense	(32)	397
Amortization of operating lease liability	(76)	(72)
Decrease in accrued interest payable and other liabilities	(1,379)	(2,906)
Net cash provided by operating activities	6,965	3,588
Investing activities
Proceeds from maturities/calls of investment securities - AFS	1,219	1,145
Proceeds from maturities/calls of investment securities - HTM	1,487	31,339
Purchases of investment securities available-for-sale	(4,870)
Purchases of equity securities with readily determinable fair market values	(1,001)
Proceeds from sales of other real estate owned		114
Net (increase)/decrease in restricted stock	(47)	1,860
Net decrease/(increase) in loans	607	(6,101)
Purchases of premises and equipment	(585)	(65)
Net cash (used in)/provided by investing activities	(3,190)	28,292
Financing activities
Net increase in deposits	48,745	12,476
Proceeds from issuance of common stock	75	74
Cash dividends paid on common stock	(1,424)	(1,327)
Net (decrease)/increase in short-term borrowings	(45,067)	34,076
Payments of long-term borrowings		(40,000)
Net cash provided by financing activities	2,329	5,299
Increase/(decrease) in cash and cash equivalents	6,104	37,179
Cash and cash equivalents at beginning of the year	78,327	49,753
Cash and cash equivalents at end of period	84,431	86,932
Supplemental information
Interest paid	7,842	7,779
Taxes paid	$ 52	$ 70