Other Real Estate Owned (Tables)

12 Months Ended

Dec. 31, 2024

Other Real Estate Owned

Components of OREO, Net of Related Valuation Allowance

(in thousands)	2024		2023
Acquisition and development	$	2,698	$	4,281
Residential mortgage		364		212
Total OREO	$	3,062	$	4,493

Schedule of Activity in OREO Valuation Allowance

(in thousands)	2024		2023
Balance January 1	$	313	$	453
Fair value write-downs, net		—		23
Sales of OREO		(114)		(163)
Balance December 31	$	199	$	313

Schedule of Components of OREO Expenses, Net

(in thousands)	2024		2023
Gains on real estate, net	$	(161)	$	(599)
Fair value write-down		—		23
Expenses, net		435		491
Rental and other income		(3)		(4)
Total OREO expense/(income), net	$	271	$	(89)