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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Capital Requirements  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Actual

For Capital Adequacy
Purposes

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

December 31, 2024

Total Capital (to risk-weighted assets)

224,114

14.59%

122,883

8.00%

153,603

10.00%

Tier 1 Capital (to risk-weighted assets)

205,022

13.35%

92,162

6.00%

122,883

8.00%

Common Equity Tier 1 Capital (to risk-weighted assets)

205,022

13.35%

69,122

4.50%

99,842

6.50%

Tier 1 Capital (to average assets)

205,022

10.70%

76,739

4.00%

95,924

5.00%

Actual

For Capital Adequacy
Purposes

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2023

Total Capital (to risk-weighted assets)

207,767

14.05%

118,292

8.00%

147,865

10.00%

Tier 1 Capital (to risk-weighted assets)

189,370

12.81%

88,719

6.00%

118,292

8.00%

Common Equity Tier 1 Capital (to risk-weighted assets)

189,370

12.81%

66,540

4.50%

96,112

6.50%

Tier 1 Capital (to average assets)

189,370

9.92%

76,233

4.00%

95,291

5.00%