Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Operating activities
Net income	$ 14,383	$ 13,302
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	2,404	1,201
Depreciation	2,633	2,528
Stock based compensation	370	423
Gains on sales of other real estate owned	(132)	(36)
Write-downs of other real estate owned, net		(55)
Originations of loans held for sale	(7,456)	(3,627)
Proceeds from sales of loans held for sale	7,949	3,741
Gains from sales of loans held for sale	(282)	(322)
Net accretion of investment securities discounts and premiums- AFS	(66)	(32)
Net accretion of investment securities discounts and premiums- HTM	(457)	(618)
Amortization of intangible assets	247	248
Earnings on bank owned life insurance	(1,000)	(936)
Amortization of deferred loan (fees)/costs, net	(137)	40
Amortization of operating lease right of use asset	204	249
Increase in accrued interest receivable and other assets	(957)	(1,754)
Deferred tax expense/(benefit)	1,776	(97)
Operating lease liability	(213)	(282)
(Decrease)/increase in accrued interest payable and other liabilities	(6,230)	2,793
Net cash provided by operating activities	13,036	16,766
Investing activities
Proceeds from maturities/calls of investment securities - AFS	6,069	5,320
Proceeds from maturities/calls of investment securities - HTM	42,557	24,537
Purchases of investment securities held-to-maturity	(1,871)	(3,988)
Proceeds from sales of other real estate owned	1,834	172
Net decrease/(increase) in restricted stock	(515)	(4,224)
Net increase in loans	(43,032)	(101,320)
Purchases of premises and equipment	(1,878)	(346)
Net cash provided by/(used in) by investing activities	3,164	(79,849)
Financing activities
Net (decrease)/increase in deposits	(10,582)	4,336
Issuance of common stock	215	218
Cash dividends paid on common stock	(3,951)	(3,878)
Net increase/(decrease) in short-term borrowings	4,788	(11,235)
Stock repurchase	(4,031)	(21)
Proceeds from long-term borrowings	90,000	80,000
Payments of long-term borrowings	(80,000)
Net cash (used in)/provided by financing activities	(3,561)	69,420
Increase in cash and cash equivalents	12,639	6,337
Cash and cash equivalents at beginning of the year	49,753	74,315
Cash and cash equivalents at end of period	62,392	80,652
Supplemental information
Interest paid	22,748	16,406
Taxes paid	3,243	4,821
Non-cash investing activities:
Transfers from loans to other real estate owned	$ 69	$ 226