Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating activities
Net income	$ 3,698	$ 4,375
Adjustments to reconcile net income to net cash provided by operating activities:
Provision/(credit) for credit losses	946	543
Depreciation	1,256	853
Stock based compensation	57	56
Gains on sales of other real estate owned, net	(23)	(36)
Write-downs of other real estate owned		32
Originations of loans held for sale	(1,707)	(552)
Proceeds from sales of loans held for sale	2,057	422
Gains from sales of loans held for sale	(82)	(54)
Net (accretion)/ amortization of investment securities discounts and premiums- AFS	(22)	(15)
Net accretion of investment securities discounts and premiums- HTM	(178)	(200)
Amortization of intangible assets	82	83
Amortization of deferred loan (fees)/costs, net	(44)	12
Earnings on Bank owned life insurance	(326)	(306)
Amortization of operating lease right of use asset	68	82
Decrease in accrued interest receivable and other assets	387	542
Deferred tax expense/(benefit)	397	(934)
Operating lease liability	(72)	(93)
Decrease in accrued interest payable and other liabilities	(2,906)	(1,300)
Net cash provided by operating activities	3,588	3,510
Investing activities
Proceeds from maturities/calls of investment securities available-for-sale	1,145	1,609
Proceeds from maturities/calls of investment securities held-to-maturity	31,339	2,776
Proceeds from sales of other real estate owned	114	139
Net decrease/(increase) in restricted stock	1,860	(3,463)
Net increase in loans	(6,101)	(9,761)
Purchases of premises and equipment	(65)	(112)
Net cash provided by/(used in) by investing activities	28,292	(8,812)
Financing activities
Net increase in deposits	12,476	20,552
Issuance of common stock	74	64
Cash dividends on common stock	(1,327)	(1,199)
Net increase/(decrease) in short-term borrowings	34,076	(12,535)
Proceeds from long-term borrowings		80,000
Payments on long-term borrowings	(40,000)
Net cash provided by financing activities	5,299	86,882
Increase in cash and cash equivalents	37,179	81,580
Cash and cash equivalents at beginning of the year	49,753	74,315
Cash and cash equivalents at end of period	86,932	155,895
Supplemental information
Interest paid	7,779	2,989
Taxes paid	$ 70	$ 90