Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 86,901	$ 72,720
Interest bearing deposits in banks	1,650	1,595
Cash and cash equivalents	88,551	74,315
Investment securities - available for sale (at fair value)	120,085	125,889
Investment securities - held to maturity (fair value $199,071 at June 30, 2023 and $203,080 at December 31, 2022)	230,759	235,659
Restricted investment in bank stock, at cost	4,490	1,027
Loans held for sale	500
Loans	1,350,038
Loans		1,279,494
Unearned fees	(327)
Unearned fees		(174)
Allowance for loan losses	(16,905)
Allowance for loan losses		(14,636)
Net loans	1,332,806
Net loans		1,264,684
Premises and equipment, net	33,532	34,948
Goodwill and other intangibles	12,268	12,433
Bank owned life insurance	46,963	46,346
Deferred tax assets	11,771	10,605
Other real estate owned, net	4,842	4,733
Right of use asset	1,990	1,898
Pension asset	8,620	8,001
Accrued interest receivable	6,956	6,051
Other assets	24,260	21,580
Total Assets	1,928,393	1,848,169
Liabilities:
Non-interest bearing deposits	466,628	506,613
Interest bearing deposits	1,113,331	1,064,120
Total deposits	1,579,959	1,570,733
Short-term borrowings	50,078	64,565
Long-term borrowings	110,929	30,929
Operating lease liability	2,443	2,373
SERP deferred compensation	7,261	7,194
Allowance for credit losses on off-balance sheet credit exposures	1,089	133
Accrued interest payable and other liabilities	20,136	19,250
Dividends payable	1,342	1,199
Total Liabilities	1,773,237	1,696,376
Shareholders' Equity:
Common Stock - par value $0.01 per share; Authorized 25,000,000 shares; issued and outstanding 6,711,422 shares at June 30, 2023 and 6,666,428 at December 31, 2022	67	67
Surplus	24,901	24,409
Retained earnings	170,298	166,343
Accumulated other comprehensive loss	(40,110)	(39,026)
Total Shareholders' Equity	155,156	151,793
Total Liabilities and Shareholders' Equity	$ 1,928,393	$ 1,848,169