Loans And Related Allowances For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2022

Loans And Related Allowances For Loan Losses [Abstract]

Loan Portfolio Segments

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
December 31, 2022
Individually evaluated for impairment	$	2,262	$	356	$	—	$	3,880	$	—	$	6,498
Collectively evaluated for impairment	$	456,569	$	70,240	$	245,396	$	440,531	$	60,260	$	1,272,996
Total loans	$	458,831	$	70,596	$	245,396	$	444,411	$	60,260	$	1,279,494
December 31, 2021
Individually evaluated for impairment	$	2,365	$	629	$	90	$	2,644	$	—	$	5,728
Collectively evaluated for impairment	$	371,926	$	127,448	$	180,886	$	402,042	$	65,657	$	1,147,959
Total loans	$	374,291	$	128,077	$	180,976	$	404,686	$	65,657	$	1,153,687

Changes in Dollar Amount of Loans Outstanding to Officers, Directors and their Associates

(in thousands)	2022
Balance at January 1	$	3,712
Loans or advances		400
Repayments		(810)
Balance at December 31	$	3,302

Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating

(in thousands)	Pass		Special Mention		Substandard		Total
December 31, 2022
Commercial real estate
Non owner-occupied	$	251,834	$	6,289	$	11,935	$	270,058
All other CRE		183,075		1,111		4,587		188,773
Acquisition and development
1-4 family residential construction		19,637		—		—		19,637
All other A&D		50,813		—		146		50,959
Commercial and industrial		220,957		5,027		19,412		245,396
Residential mortgage
Residential mortgage - term		378,334		—		6,053		384,387
Residential mortgage – home equity		59,369		—		655		60,024
Consumer		60,121		—		139		60,260
Total	$	1,224,140	$	12,427	$	42,927	$	1,279,494
December 31, 2021
Commercial real estate
Non owner-occupied	$	173,299	$	12,987	$	6,077	$	192,363
All other CRE		174,395		2,357		5,176		181,928
Acquisition and development
1-4 family residential construction		19,924		—		—		19,924
All other A&D		107,532		218		403		108,153
Commercial and industrial		161,429		5,071		14,476		180,976
Residential mortgage
Residential mortgage - term		338,832		—		5,624		344,456
Residential mortgage – home equity		59,533		—		697		60,230
Consumer		65,557		—		100		65,657
Total	$	1,100,501	$	20,633	$	32,553	$	1,153,687

Loan Portfolio Summarized by the Past Due Status

(in thousands)	Current		30-59 Day Past Due		60-89 Days Past Due		90 Days+ Past Due		Total Past Due and still accruing		Non- Accrual		Total Loans
December 31, 2022
Commercial real estate
Non owner-occupied	$	269,971	$	—	$	—	$	—	$	—	$	87	$	270,058
All other CRE		188,715		—		—		—		—		58		188,773
Acquisition and development
1-4 family residential construction		19,637		—		—		—		—		—		19,637
All other A&D		50,813		—		—		—		—		146		50,959
Commercial and industrial		245,342		54		—		—		54		—		245,396
Residential mortgage
Residential mortgage - term		380,502		31		722		239		992		2,893		384,387
Residential mortgage – home equity		59,223		399		48		43		490		311		60,024
Consumer		59,789		363		83		25		471		—		60,260
Total	$	1,273,992	$	847	$	853	$	307	$	2,007	$	3,495	$	1,279,494
December 31, 2021
Commercial real estate
Non owner-occupied	$	192,363	$	—	$	—	$	—	$	—	$	—	$	192,363
All other CRE		181,847		—		—		—		—		81		181,928
Acquisition and development
1-4 family residential construction		19,924		—		—		—		—		—		19,924
All other A&D		107,763		—		—		—		—		390		108,153
Commercial and industrial		180,676		132		78		—		210		90		180,976
Residential mortgage
Residential mortgage - term		340,429		159		2,222		148		2,529		1,498		344,456
Residential mortgage – home equity		59,485		238		104		—		342		403		60,230
Consumer		65,208		268		29		152		449		—		65,657
Total	$	1,147,695	$	797	$	2,433	$	300	$	3,530	$	2,462	$	1,153,687

Primary Segments of the Allowance for Loan Loss

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Unallocated		Total
December 31, 2022
Individually evaluated for impairment	$	—	$	—	$	—	$	26	$	—	$	—	$	26
Collectively evaluated for impairment	$	6,345	$	979	$	2,845	$	3,134	$	877	$	430	$	14,610
Total ALL	$	6,345	$	979	$	2,845	$	3,160	$	877	$	430	$	14,636
December 31, 2021
Individually evaluated for impairment	$	—	$	—	$	28	$	36	$	—	$	—	$	64
Collectively evaluated for impairment	$	6,032	$	2,615	$	2,432	$	3,448	$	934	$	430	$	15,891
Total ALL	$	6,032	$	2,615	$	2,460	$	3,484	$	934	$	430	$	15,955

Impaired Loans and Related Interest Income by Loan Portfolio Class

	Impaired Loans with Specific Allowance				Impaired Loans with No Specific Allowance		Total Impaired Loans
(in thousands)	Recorded Investment		Related Allowances		Recorded Investment		Recorded Investment		Unpaid Principal Balance
December 31, 2022
Commercial real estate
Non owner-occupied	$	—	$	—	$	187	$	187	$	—
All other CRE		—		—		2,075		2,075		—
Acquisition and development
1-4 family residential construction		—		—		210		210		—
All other A&D		—		—		146		146		109
Residential mortgage
Residential mortgage - term		345		26		3,225		3,570		41
Residential mortgage – home equity		—		—		310		310		—
Consumer		—		—		—		—		—
Total impaired loans	$	345	$	26	$	6,153	$	6,498	$	150
December 31, 2021
Commercial real estate
Non owner-occupied	$	—	$	—	$	106	$	106	$	106
All other CRE		—		—		2,259		2,259		2,259
Acquisition and development
1-4 family residential construction		—		—		239		239		239
All other A&D		—		—		390		390		1,599
Commercial and industrial		90		28		—		90		2,304
Residential mortgage
Residential mortgage - term		344		31		1,897		2,241		2,302
Residential mortgage – home equity		46		5		357		403		422
Consumer		—		—		—		—		—
Total impaired loans	$	480	$	64	$	5,248	$	5,728	$	9,231

Allowance for Loan Losses Summarized by Loan Portfolio Segments

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Unallocated		Total
ALL balance at January 1, 2022	$	6,032	$	2,615	$	2,460	$	3,484	$	934	$	430	$	15,955
Charge-offs		—		(20)		(134)		(46)		(921)		—		(1,121)
Recoveries		1		22		93		184		145		—		445
Provision (credit)		312		(1,638)		426		(462)		719		—		(643)
ALL balance at December 31, 2022	$	6,345	$	979	$	2,845	$	3,160	$	877	$	430	$	14,636
ALL balance at January 1, 2021	$	5,543	$	2,339	$	2,584	$	5,150	$	370	$	500	$	16,486
Charge-offs		(14)		(85)		(2)		(141)		(396)		—		(638)
Recoveries		—		175		513		66		170		—		924
Provision (credit)		503		186		(635)		(1,591)		790		(70)		(817)
ALL balance at December 31, 2021	$	6,032	$	2,615	$	2,460	$	3,484	$	934	$	430	$	15,955

Average of Impaired Loans and Related Interest Income by Loan Portfolio Class

	2022						2021
(in thousands)	Average investment		Interest income recognized on an accrual basis		Interest income recognized on a cash basis		Average investment		Interest income recognized on an accrual basis		Interest income recognized on a cash basis
Commercial real estate
Non owner-occupied	$	121	$	11	$	—	$	2,836	$	12	$	—
All other CRE		2,166		88		—		2,840		118		94
Acquisition and development
1-4 family residential construction		224		13		—		252		11		—
All other A&D		289		—		—		557		9		—
Commercial and industrial		18		—		—		18		—		—
Residential mortgage
Residential mortgage - term		2,423		48		15		2,561		70		5
Residential mortgage – home equity		353		—		—		439		—		—
Consumer		19		—		1		14		—		—
Total	$	5,613	$	160	$	16	$	9,517	$	220	$	99

Modification of Troubled Debt Restructuring by Class

	Temporary Rate Modification			Extension of Maturity			Modification of Payment and Other Terms
(Dollars in thousands)	Number of Contracts	Recorded Investment		Number of Contracts	Recorded Investment		Number of Contracts	Recorded Investment
For the year ended December 31, 2022
Commercial real estate
Non owner-occupied	—	$	—	—	$	—	—	$	—
Acquisition and development
All other A&D	—		—	—		—	—		—
Residential mortgage
Residential mortgage – term	1		137	—		—	—		—
Total	1	$	137	—	$	—	—	$	—
For the year ended December 31, 2021
Commercial real estate
Non owner-occupied	—	$	—	1	$	109	—	$	—
Acquisition and development
All other A&D	—		—	1		202	—		—
Residential mortgage
Residential mortgage – term	—		—	2		299	—		—
Total	—	$	—	4	$	610	—	$	—