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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2021
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Actual

For Capital Adequacy
Purposes

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

December 31, 2021

Total Capital (to risk-weighted assets)

First United Bank & Trust

187,029

14.97%

99,986

8.00%

124,983

10.00%

Tier 1 Capital (to risk-weighted assets)

First United Bank & Trust

171,404

13.72%

74,990

6.00%

99,986

8.00%

Common Equity Tier 1 Capital (to risk-weighted assets)

First United Bank & Trust

171,404

13.72%

56,242

4.50%

81,239

6.50%

Tier 1 Capital (to average assets)

First United Bank & Trust

171,404

10.00%

68,167

4.00%

85,209

5.00%

Actual

For Capital Adequacy
Purposes

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2020

Total Capital (to risk-weighted assets)

First United Bank & Trust

181,977

15.50%

94,084

8.00%

117,605

10.00%

Tier 1 Capital (to risk-weighted assets)

First United Bank & Trust

167,276

14.25%

70,563

6.00%

94,084

8.00%

Common Equity Tier 1 Capital (to risk-weighted assets)

First United Bank & Trust

167,276

14.25%

52,922

4.50%

76,443

6.50%

Tier 1 Capital (to average assets)

First United Bank & Trust

167,276

9.81%

67,643

4.00%

84,554

5.00%