Consolidated Statement of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Operating activities
Net income	$ 12,221	$ 9,285
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	68	4,981
Depreciation	2,453	2,463
Stock based compensation	445	221
Gains on sales of other real estate owned	(594)	(93)
Write-(ups)\downs of other real estate owned	(160)	102
Originations of loans held for sale	(23,618)	(54,039)
Proceeds from sale of loans held for sale	27,758	52,057
Gains from sale of loans held for sale	(942)	(1,480)
(Gains)/losses on disposal of fixed assets	(16)	151
Net amortization of investment securities discounts and premiums- AFS	790	212
Net amortization of investment securities discounts and premiums- HTM	276	225
Gains on sales/calls of investment securities - AFS	(154)	(622)
Losses/(gains) on investment securities - HTM	54	(60)
Earnings on Bank owned life insurance	(877)	(961)
Amortization of deferred loan fees	(3,228)	(1,908)
Operating lease asset	77	216
Increase in accrued interest receivable and other assets	(1,638)	(2,624)
Deferred tax (benefit)/expense	(48)
Operating lease liability	(104)	(228)
Increase in accrued interest payable and other liabilities	(2,326)	(96)
Net cash provided by operating activities	10,437	7,802
Investing activities
Proceeds from maturities/calls of investment securities - AFS	40,045	40,572
Proceeds from maturities/calls of investment securities - HTM	12,286	43,226
Proceeds from sales of investment securities - AFS	13,687	30,831
Purchases of investment securities - AFS	(65,101)	(92,440)
Purchases of investment securities - HTM	(6,332)	(18,633)
Proceeds from sales of other real estate owned	3,477	514
Proceeds from disposal of fixed assets	39	728
Net decrease/(increase) in restricted stock	3,439	(53)
Net decrease/(increase) in loans	67,908	(139,367)
Purchases of loans	(58,943)
Purchases of premises and equipment	(826)	(1,322)
Net cash provided by/(used in) investing activities	9,679	(135,944)
Financing activities
Net increase in deposits	22,128	235,253
Issuance of common stock	103	148
Cash dividends on common stock	(2,898)	(2,739)
Net increase in short-term borrowings	23,236	3,861
Stock repurchase	(7,179)	(2,754)
Net decrease in long-term borrowings	(70,000)
Net cash (used in)/provided by financing activities	(34,610)	233,769
(Decrease)/increase in cash and cash equivalents	(14,494)	105,627
Cash and cash equivalents at beginning of the year	149,432	49,979
Cash and cash equivalents at end of period	134,938	155,606
Supplemental information
Interest paid	5,033	7,610
Taxes paid	$ 4,637	625
Non-cash investing activities:
Transfers from loans to other real estate owned		$ 183