Consolidated Statement of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 20,568	$ 50,188
Interest bearing deposits in banks	2,117	1,953
Cash and cash equivalents	22,685	52,141
Investment securities - available-for-sale (at fair value)	147,227	170,232
Investment securities - held to maturity (fair value $101,958 at June 30, 2016 and $106,742 at December 31, 2015)	97,730	105,560
Restricted investment in bank stock, at cost	5,881	5,904
Loans	919,252	879,023
Allowance for loan losses	(12,678)	(11,922)
Net loans	906,574	867,101
Premises and equipment, net	26,094	25,198
Goodwill and other intangible assets, net	11,004	11,004
Bank owned life insurance	40,377	40,150
Deferred tax assets	19,849	19,790
Other real estate owned	9,423	6,883
Accrued interest receivable and other assets	20,578	19,495
Total Assets	1,307,422	1,323,458
Liabilities:
Non-interest bearing deposits	206,123	204,569
Interest bearing deposits	799,145	794,225
Total deposits	1,005,268	998,794
Short-term borrowings	20,357	35,828
Long-term borrowings	146,756	147,537
Accrued interest payable and other liabilities	21,811	20,528
Total Liabilities	1,194,192	1,202,687
Shareholders' Equity:
Preferred stock - no par value; Authorized 2,000 shares of which 30 shares of Series A, $1,000 per share liquidation preference, 9% cumulative, issued and outstanding 20 shares at June 30, 2016 and 30 shares at December 31, 2015	20,000	30,000
Common Stock - par value $.01 per share; Authorized 25,000 shares; issued and outstanding 6,269 shares at June 30, 2016 and 6,255 at December 31, 2015	63	63
Surplus	22,082	21,986
Retained earnings	88,001	85,551
Accumulated other comprehensive loss	(16,916)	(16,829)
Total Shareholders' Equity	113,230	120,771
Total Liabilities and Shareholders' Equity	$ 1,307,422	$ 1,323,458