Consolidated Statement of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 54,913	$ 27,554
Interest bearing deposits in banks	2,991	7,897
Cash and cash equivalents	57,904	35,451
Investment securities - available-for-sale (at fair value)	205,226	221,117
Investment securities - held to maturity (fair value $108,417 at June 30, 2015 and $110,771 at December 31, 2014)	107,816	109,449
Restricted investment in bank stock, at cost	7,180	7,524
Loans	845,090	839,991
Allowance for loan losses	(11,809)	(12,065)
Net loans	833,281	827,926
Premises and equipment, net	25,108	25,629
Goodwill and other intangible assets, net	11,004	11,004
Bank owned life insurance	39,559	33,504
Deferred tax assets	24,006	25,907
Other real estate owned	11,587	12,932
Accrued interest receivable and other assets	20,400	21,853
Total Assets	1,343,071	1,332,296
Liabilities:
Non-interest bearing deposits	211,023	201,188
Interest bearing deposits	792,072	780,135
Total deposits	1,003,095	981,323
Short-term borrowings	28,252	39,801
Long-term borrowings	177,572	182,606
Accrued interest payable and other liabilities	20,998	19,567
Total Liabilities	1,229,917	1,223,297
Shareholders' Equity:
Preferred stock - no par value; Authorized 2,000 shares of which 30 shares of Series A, $1,000 per share liquidation preference, 5% cumulative increasing to 9% cumulative on February 15, 2014, were issued and outstanding on June 30, 2015 and December 31, 2014	30,000	30,000
Common Stock - par value $.01 per share; Authorized 25,000 shares; issued and outstanding 6,255 shares at June 30, 2015 and 6,228 at December 31, 2014	63	62
Surplus	21,892	21,795
Retained earnings	78,568	77,375
Accumulated other comprehensive loss	(17,369)	(20,233)
Total Shareholders' Equity	113,154	108,999
Total Liabilities and Shareholders' Equity	$ 1,343,071	$ 1,332,296