Consolidated Statement of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest income
Interest and fees on loans	$ 9,129	$ 9,338
Interest on investment securities: taxable	1,861	1,914
Interest on investment securities: Exempt from federal income tax	345	411
Total investment income	2,206	2,325
Other	88	91
Total interest income	11,423	11,754
Interest expense
Interest on deposits	1,041	1,167
Interest on short-term borrowings	14	14
Interest on long-term borrowings	1,474	1,654
Total interest expense	2,529	2,835
Net interest income	8,894	8,919
Provision for loan losses	74	364
Net interest income after provision for loan losses	8,820	8,555
Other operating income
Changes in fair value on impaired securities	2,611	4,389
Portion of gain recognized in other comprehensive income (before taxes)	(2,611)	(4,389)
Net securities impairment losses recognized in operations	0	0
Net losses - other	(97)	(63)
Total net losses	(97)	(63)
Service charges	650	709
Trust department	1,381	1,252
Debit card income	498	457
Bank owned life insurance	267	243
Brokerage commissions	236	205
Other	108	174
Total other income	3,140	3,040
Total other operating income	3,043	2,977
Other operating expenses
Salaries and employee benefits	4,982	4,685
FDIC premiums	459	391
Equipment	618	655
Occupancy	636	655
Data processing	837	782
Other real estate owned	632	457
Other	1,872	2,135
Total other operating expenses	10,036	9,760
Income before income tax expense	1,827	1,772
Provision for income tax expense	459	414
Net Income	1,368	1,358
Accumulated preferred stock dividends and discount accretion	(675)	(447)
Net Income Available to Common Shareholders	$ 693	$ 911
Basic and diluted net income per common share	$ 0.11	$ 0.15
Weighted average number of basic and diluted shares outstanding	6,237	6,211