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Earnings Per Common Share (Policy)
9 Months Ended
Sep. 30, 2014
Earnings Per Common Share [Abstract]  
Earnings Per Common Share

Basic earnings per common share is derived by dividing net income available to common shareholders by the weighted-average number of common shares outstanding during the period and does not include the effect of any potentially dilutive common stock equivalents.  Diluted earnings per share is derived by dividing net income available to common shareholders by the weighted-average number of shares outstanding, adjusted for the dilutive effect of outstanding common stock equivalents.  There is no dilutive effect on earnings per share during loss periods.  No common stock equivalents were outstanding during the nine- and three- month periods ended September 30, 2014 or 2013.