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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 28,160 $ 71,290
Interest bearing deposits in banks 13,909 11,778
Cash and cash equivalents 42,069 83,068
Investment securities - available-for-sale (at fair value) 304,681 223,273
Investment securities - held to maturity (at cost) 3,900 4,040
Restricted investment in bank stock, at cost 7,853 8,349
Loans 841,850 874,829
Allowance for loan losses (15,522) (16,047)
Net loans 826,328 858,782
Premises and equipment, net 29,154 29,455
Goodwill and other intangible assets, net 11,004 11,004
Bank owned life insurance 31,906 31,407
Deferred tax assets 31,625 28,882
Other real estate owned 19,344 17,513
Accrued interest receivable and other assets 21,342 25,010
Total Assets 1,329,206 1,320,783
Liabilities:    
Non-interest bearing deposits 162,671 161,500
Interest bearing deposits 809,988 815,384
Total deposits 972,659 976,884
Short-term borrowings 50,954 39,257
Long-term borrowings 182,704 182,735
Accrued interest payable and other liabilities 25,106 23,002
Total Liabilities 1,231,423 1,221,878
Shareholders' Equity:    
Preferred stock - no par value; Authorized 2,000 shares of which 30 shares of Series A, $1,000 per share liquidation preference, 5% cumulative increasing to 9% cumulative on February 15, 2014, were issued and outstanding on June 30, 2013 and December 31, 2012 (discount of $41 and $75, respectively) 29,959 29,925
Common Stock - par value $.01 per share; Authorized 25,000 shares; issued and outstanding 6,211 shares at June 30, 2013 and 6,119 share at December 31, 2012 62 62
Surplus 21,616 21,573
Retained earnings 72,054 69,168
Accumulated other comprehensive loss (25,908) (21,823)
Total Shareholders' Equity 97,783 98,905
Total Liabilities and Shareholders' Equity $ 1,329,206 $ 1,320,783