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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Operating activities    
Net income $ 6,663 $ 5,806
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 879 656
Depreciation 599 656
Stock based compensation, net of forfeitures (109) 55
Originations of loans held for sale (1,452) (153)
Proceeds from sales of loans held for sale 1,536 1,051
Gains from sales of loans held for sale (86) (92)
Gains on disposal of fixed assets (46)  
Net accretion of investment securities discounts and premiums- AFS (80) (48)
Net accretion of investment securities discounts and premiums- HTM (141) (134)
Amortization of intangible assets 83 82
Earnings on bank owned life insurance (539) (341)
Amortization of deferred loan fees, net (48) (27)
Amortization of operating lease right of use asset 76 73
Decrease in accrued interest receivable and other assets 9,381 836
Amortization of operating lease liability (85) (76)
Decrease in accrued interest payable and other liabilities (2,713) (1,379)
Net cash provided by operating activities 13,918 6,965
Investing activities    
Proceeds from prepayments and maturities of investment securities - AFS 1,586 1,219
Proceeds from prepayments and maturities of investment securities - HTM 1,534 1,487
Purchases of investment securities - AFS (3,910) (4,870)
Purchases of investment securities - HTM (2,704)  
Purchase of equity securities with readily determinable fair values   (1,000)
Proceeds from sale of other repossessed assets 110  
Proceeds from BOLI death benefit 775  
Net decrease/(increase) in restricted stock 3,009 (47)
Net increase in equity securities with readily determinable fair values (6) (1)
Net (increase)/decrease in loans (3,876) 607
Purchases of premises and equipment, net (908) (585)
Net cash used in investing activities (4,390) (3,190)
Financing activities    
Net increase in deposits 15,554 48,745
Issuance of common stock 89 75
Cash dividends paid on common stock (1,691) (1,424)
Net increase/(decrease) in short-term borrowings 1,927 (45,067)
Stock repurchase (2,172)  
Payments of long-term borrowings (65,000)  
Net cash (used in)/provided by financing activities (51,293) 2,329
(Decrease)/increase in cash and cash equivalents (41,765) 6,104
Cash and cash equivalents at beginning of the year 131,612 78,327
Cash and cash equivalents at end of period 89,847 84,431
Supplemental information    
Interest paid 7,694 7,842
Taxes paid $ 110 $ 52