Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2026

Segment Reporting

Schedule of Information for the Operating Segments

		Three months ended
		March 31, 2026
	Community		Wealth
(in thousands)	Banking		Management		Total
Interest income	$	25,711	$	—	$	25,711
Interest expense		7,637		—		7,637
Net interest income		18,074		—		18,074
Credit loss expense		879		—		879
Net interest income after credit loss expense		17,195		—		17,195
Other operating income:
Net gains on sales of residential mortgages		86		—		86
Service charges on deposit accounts		547		—		547
Other service charges		189		—		189
Trust department income		—		2,554		2,554
Debit card income		931		—		931
Brokerage commissions		—		382		382
Other segment income (1)		651		—		651
Total other operating income		2,404		2,936		5,340
Other operating expenses:
Salaries and employee benefits		6,961		1,240		8,201
Equipment and occupancy		1,220		26		1,246
Data processing		1,557		107		1,664
FDIC premiums		279		—		279
Other segment expenses (2)		2,207		96		2,303
Total operating expenses		12,224		1,469		13,693
Income before income taxes and intercompany fees		7,375		1,467		8,842
Intercompany management fee income/(expense)		3		(3)		—
Income before income taxes		7,378		1,464		8,842
Income tax expense		1,871		308		2,179
Net income	$	5,507	$	1,156	$	6,663
Significant noncash items
Credit loss expense	$	879	$	—	$	879
Depreciation		596		3		599
Amortization of intangible assets		31		52		83
Intangible assets	$	11,204	$	157	$	11,361
Total assets	$	2,038,826	$	184	$	2,039,010

(1) Other segment income includes bank owned life insurance income, gains on disposals of fixed assets, and miscellaneous income.

(2) Other segment expenses include professional services, contract labor, telephone, investor relations, contributions, net OREO expense/(income), marketing expense and miscellaneous expenses.

		Three months ended
		March 31, 2025
	Community		Wealth
(in thousands)	Banking		Management		Total
Interest income	$	24,062	$	—	$	24,062
Interest expense		8,046		—		8,046
Net interest income		16,016		—		16,016
Credit loss expense		656		—		656
Net interest income after credit loss expense		15,360		—		15,360
Other operating income:
Net gains on sales of residential mortgages		92		—		92
Service charges on deposit accounts		547		—		547
Other service charges		206		—		206
Trust department income		—		2,323		2,323
Debit card income		921		—		921
Brokerage commissions		—		421		421
Other segment income (1)		404		—		404
Total other operating income		2,170		2,744		4,914
Other operating expenses:
Salaries and employee benefits		6,247		1,084		7,331
Equipment and occupancy		1,242		25		1,267
Data processing		1,408		95		1,503
FDIC premiums		245		—		245
Other segment expenses (2)		2,103		127		2,230
Total operating expenses		11,245		1,331		12,576
Income before income taxes and intercompany fees		6,285		1,413		7,698
Intercompany management fee income/(expense)		3		(3)		—
Income before income taxes		6,288		1,410		7,698
Income tax expense		1,595		297		1,892
Net income	$	4,693	$	1,113	$	5,806
Significant noncash items
Credit loss expense	$	656	$	—	$	656
Depreciation		652		4		656
Amortization of intangible assets		30		52		82
Intangible assets	$	11,324	$	367	$	11,691
Total assets	$	1,979,296	$	457	$	1,979,753

(1) Other segment income includes net gains/(losses) on disposals of fixed assets, bank owned life insurance income, and miscellaneous income.

(2) Other segment expenses include professional services, contract labor, line rentals, investor relations, contributions, net OREO expense/(income), and miscellaneous expenses.