Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
Assets
Cash and due from banks	$ 89,220	$ 129,830
Interest bearing deposits in banks	627	1,782
Cash and cash equivalents	89,847	131,612
Investment securities - available for sale (at fair value)	109,004	107,144
Investment securities - held to maturity, net of allowance for credit losses of $102 at March 31, 2026 and December 31, 2025 (fair value $148,942 at March 31, 2026 and $148,889 at December 31, 2025)	172,672	171,361
Equity investments not held for trading with readily determinable fair values	1,035	1,029
Restricted investment in bank stock, at cost	1,621	4,630
Loans held for sale	132	130
Loans	1,525,466	1,521,704
Unearned fees	(512)	(476)
Allowance for credit losses	(19,951)	(19,470)
Net loans	1,505,003	1,501,758
Premises and equipment, net	30,020	29,665
Goodwill and other intangibles	11,361	11,444
Bank owned life insurance	50,125	50,360
Deferred tax assets	9,141	8,730
Other real estate owned	1,083	1,083
Other repossessed assets	2,692	2,802
Right of use assets	939	1,015
Pension asset	20,036	20,798
Accrued interest receivable	7,289	7,904
Trust receivable	2,554	9,824
Other assets	24,456	26,164
Total Assets	2,039,010	2,087,453
Liabilities:
Non-interest bearing deposits	451,303	453,036
Interest bearing deposits	1,299,400	1,282,113
Total deposits	1,750,703	1,735,149
Short-term borrowings	19,588	17,661
Long-term borrowings	30,929	95,929
Operating lease liability	1,095	1,180
SERP deferred compensation	9,054	9,008
Allowance for credit losses on unfunded commitments	1,418	1,218
Accrued interest payable	531	953
Other liabilities	18,738	21,031
Dividends payable	1,692	1,690
Total Liabilities	1,833,748	1,883,819
Shareholders' Equity:
Common Stock - par value $0.01 per share; Authorized 25,000,000 shares; issued and outstanding 6,446,717 shares at March 31, 2026 and 6,499,476 at December 31, 2025	64	65
Surplus	19,360	21,551
Retained earnings	212,255	207,284
Accumulated other comprehensive loss, net of tax	(26,417)	(25,266)
Total Shareholders' Equity	205,262	203,634
Total Liabilities and Shareholders' Equity	$ 2,039,010	$ 2,087,453