Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 129,830	$ 77,020
Interest bearing deposits in banks	1,782	1,307
Cash and cash equivalents	131,612	78,327
Investment securities - available-for-sale (at fair value)	107,144	94,494
Investment securities - held to maturity, net of allowance for credit losses of $102 and $59, respectively (fair value of $148,889 at December 31, 2025 and $144,760 at December 31, 2024)	171,361	175,497
Equity investments not held for trading with readily determinable fair values	1,029
Restricted investment in bank stock, at cost	4,630	5,768
Loans held for sale (at lower of cost or fair value)	130	806
Loans	1,521,704	1,480,793
Unearned fees	(476)	(442)
Allowance for credit losses	(19,470)	(18,170)
Net loans	1,501,758	1,462,181
Premises and equipment, net	29,665	30,081
Goodwill and other intangibles	11,444	11,773
Bank owned life insurance	50,360	48,952
Deferred tax assets	8,730	9,989
Other real estate owned	1,083	3,062
Other repossessed assets	2,802	2,802
Right of use assets	1,015	1,204
Pension asset	20,798	17,824
Accrued interest receivable	7,904	7,473
Trust receivable	9,824
Other assets	26,164	22,789
Total Assets	2,087,453	1,973,022
Liabilities:
Non-interest bearing deposits	453,036	426,737
Interest bearing deposits	1,282,113	1,148,092
Total deposits	1,735,149	1,574,829
Short-term borrowings	17,661	65,409
Long-term borrowings	95,929	120,929
Operating lease liability	1,180	1,384
SERP deferred compensation	9,008	8,335
Allowance for credit losses on unfunded commitments	1,218	863
Accrued interest payable	953	489
Other liabilities	21,031	20,065
Dividends payable	1,690	1,424
Total Liabilities	1,883,819	1,793,727
Shareholders' Equity:
Common Stock - par value $0.01 per share; Authorized 25,000,000 shares; issued and outstanding 6,499,476 shares at December 31, 2025 and 6,471,096 shares at December 31, 2024	65	65
Surplus	21,551	20,476
Retained earnings	207,284	189,002
Accumulated other comprehensive loss	(25,266)	(30,248)
Total Shareholders' Equity	203,634	179,295
Total Liabilities and Shareholders' Equity	$ 2,087,453	$ 1,973,022