13F-HR 1 scsec1231.txt FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMENT VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- AT&T CORP COM 001957109 458 26586 SH SOLE 26436 0 150 ABBOTT LABS COM 002824100 463 9575 SH SOLE 9575 0 0 ALLEGHENY ENERGY INC COM 017361106 1169 24278 SH SOLE 24278 0 0 AMERICAN HOME PRODS CORP COM 026609107 504 7946 SH SOLE 7946 0 0 BANK OF AMERICA CORP 060505104 666 14540 SH SOLE 14540 0 0 BELLSOUTH CORP COM 079860102 1110 27143 SH SOLE 27143 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 1375 18610 SH SOLE 18585 0 25 BRISTOL MYERS SQUIBB CO COM 110122108 310 4200 SH DEFINED 4200 0 0 CHEVRON CORPORATION COM 166751107 345 4095 SH SOLE 4095 0 0 CISCO SYS INC COM 17275R102 1777 46482 SH SOLE 46382 0 100 CITIGROUP INC COM 172967101 1314 25736 SH SOLE 25670 0 66 COCA COLA BOTTLING CO CONS COM 191098102 454 12000 SH SOLE 12000 0 0 COCA COLA CO COM 191216100 635 10430 SH SOLE 10430 0 0 CONSTELLATION ENERGY CORP COM 210371100 229 5100 SH DEFINED 5100 0 0 DANAHER CORP DEL COM 235851102 1616 23641 SH SOLE 23641 0 0 DISNEY WALT CO COM DISNEY 254687106 754 26068 SH SOLE 26068 0 0 DOMINION NEW RES INC VA NEW 25746U109 284 4240 SH SOLE 4240 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 955 19775 SH SOLE 19775 0 0 DUFF & PHELPS UTILS INCOME ICOM 264324104 142 13612 SH SOLE 13612 0 0 E M C CORP MASS COM 268648102 1138 17120 SH SOLE 17120 0 0 ENRON CORP COM 293561106 1711 20595 SH SOLE 20595 0 0 ERICSSON L M TEL CO ADR CL B SEK10 294821400 496 44394 SH SOLE 44394 0 0 ERIE INDTY CO CL A 29530P102 418 14026 SH SOLE 14026 0 0 EXXON MOBIL CORP COM 30231G102 4037 46444 SH SOLE 46444 0 0 EXXON MOBIL CORP COM 30231G102 628 7225 SH DEFINED 7225 0 0 F & M NATL CORP COM 302374103 596 22844 SH SOLE 22844 0 0 FEDERAL NATL MTG ASSN COM 313586109 1719 19820 SH SOLE 19770 0 50 FIRST UNITED CORPORATION 33741H107 6207 624523 SH SOLE 599043 25480 0 FIRST UNITED CORPORATION 33741H107 401 40399 SH DEFINED 40399 0 0 GENERAL ELEC CO COM 369604103 3788 79046 SH SOLE 78971 0 75 GENERAL MTRS CORP COM 370442105 439 8637 SH SOLE 8637 0 0 GILLETTE CO COM 375766102 354 9805 SH SOLE 9805 0 0 HALLIBURTON CO COM 406216101 506 13985 SH SOLE 13985 0 0 HEWLETT PACKARD CO COM 428236103 497 15748 SH SOLE 15748 0 0 HOME DEPOT INC COM 437076102 2162 47333 SH SOLE 47283 0 50 INTEL CORP COM 458140100 1487 49501 SH SOLE 49501 0 0 INTERNATIONAL BUSINESS MACHSCOM 459200101 1081 12719 SH SOLE 12719 0 0 JOHNSON & JOHNSON COM 478160104 1357 12918 SH SOLE 12918 0 0 KIMBERLY CLARK CORP COM 494368103 699 9901 SH SOLE 9901 0 0 LUCENT TECHNOLOGIES INC COM 549463107 392 29059 SH SOLE 28959 0 100 M & T BANK CORP 55261F104 1424 20946 SH SOLE 20946 0 0 MBNA CORP COM 55262L100 885 23977 SH SOLE 23977 0 0 MCDONALDS CORP COM 580135101 586 17260 SH SOLE 17260 0 0 MEDTRONIC INC COM 585055106 668 11080 SH SOLE 11080 0 0 MELLON FINL CORP 58551A108 806 16390 SH SOLE 16390 0 0 MERCANTILE BANKSHARES CORP COM 587405101 786 18212 SH SOLE 18212 0 0 MERCK & CO INC COM 589331107 2696 28804 SH SOLE 28754 0 50 MICROSOFT CORP COM 594918104 1290 29749 SH SOLE 29749 0 0 MOLEX INC COM 608554101 274 7741 SH SOLE 7741 0 0 MOTOROLA INC COM 620076109 533 26325 SH SOLE 26325 0 0 NOKIA CORP SPONSORED ADR 654902204 1522 34993 SH SOLE 34993 0 0 NORTEL NETWORKS CORPORATION 656568102 387 12090 SH SOLE 12090 0 0 NUVEEN INSD QUALITY MUN FD ICOM 67062N103 166 12100 SOLE 12100 0 0 PEPSICO INC COM 713448108 1128 22780 SH SOLE 22780 0 0 PFIZER INC COM 717081103 1914 41624 SH SOLE 41624 0 0 PROCTER & GAMBLE CO COM 742718109 538 6865 SH SOLE 6865 0 0 QUALCOMM INC COM 747525103 350 4270 SH SOLE 4270 0 0 QWEST COMMUNICATIONS INTL INCOM 749121109 293 7187 SH SOLE 7187 0 0 ROCKWELL INTL CORP NEW COM 773903109 212 4465 SH SOLE 4465 0 0 ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 262 4335 SH SOLE 4335 0 0 SBC COMMUNICATIONS INC COM 78387G103 1264 26489 SH SOLE 26489 0 0 SCHLUMBERGER LTD COM 806857108 298 3735 SH SOLE 3735 0 0 TEXACO INC COM 881694103 330 5328 SH SOLE 5328 0 0 TYCO INTL LTD NEW COM 902124106 846 15255 SH SOLE 15255 0 0 VERIZON COMMUNICATIONS 92343V104 2066 41225 SH SOLE 41225 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 242 6765 SH SOLE 6765 0 0 WAL MART STORES INC COM 931142103 1485 27958 SH SOLE 27908 0 50 WESTVACO CORP COM 961548104 628 21538 SH SOLE 21538 0 0 WORLDCOM INC GA NEW 98157D106 444 31603 SH SOLE 31553 0 50 GRAND TOTALS 68996 2001188 1974942 25480 766