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Net income per common share (Tables)
 12 Months Ended
Dec. 31, 2024
Earnings Per Share  
Computation of Net Income (Loss) Per Common Share ("EPS"), Basic and Diluted
The
 
following table
 
sets
 
forth the
 
computation of
 
net
 
income per
 
common share
 
(“EPS”), basic
 
and diluted,
 
for the
 
years
 
ended
December 31, 2024, 2023 and 2022:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(In thousands, except per share information)
2024
2023
2022
Net income
$
614,212
$
541,342
$
1,102,641
Preferred stock dividends
(1,412)
(1,412)
(1,412)
Net income applicable to common stock
$
612,800
$
539,930
$
1,101,229
Average common shares outstanding
71,590,757
71,710,265
75,147,263
Average potential dilutive common shares
 
32,945
81,427
126,740
Average common shares outstanding - assuming dilution
71,623,702
71,791,692
75,274,003
Basic EPS
$
8.56
$
7.53
$
14.65
Diluted EPS
$
8.56
$
7.52
$
14.63