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Allowance for loan losses (Tables)
 9 Months Ended
Sep. 30, 2018
Allowance For Credit Losses On Financing Receivables Table Text Block
For the quarter ended September 30, 2018
Puerto Rico
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$190,926$765$182,103$14,285$179,066$567,145
Provision (reversal of provision)21,548(12)10,145(422)20,61851,877
Charge-offs(7,335)(21)(23,526)(2,088)(42,180)(75,150)
Recoveries4,9661461,5645319,09716,304
Ending balance$210,105$878$170,286$12,306$166,601$560,176
Specific ALLL$52,250$-$43,841$297$24,906$121,294
General ALLL$157,855$878$126,445$12,009$141,695$438,882
Loans held-in-portfolio:
Impaired non-covered loans$356,007$1,829$508,258$931$107,184$974,209
Non-covered loans held-in-portfolio
excluding impaired loans7,051,46975,9646,023,018902,6094,796,08418,849,144
Total non-covered loans held-in-portfolio$7,407,476$77,793$6,531,276$903,540$4,903,268$19,823,353

For the quarter ended September 30, 2018
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$50,920$6,937$4,363$700$12,953$75,873
Provision (reversal of provision)(14,744)7,305(65)(1,008)11,0222,510
Charge-offs(2,792)-(17)(81)(5,015)(7,905)
Recoveries1,051-207661,2273,064
Ending balance$34,435$14,242$4,301$377$20,187$73,542
Specific ALLL$-$5,530$2,364$-$1,349$9,243
General ALLL$34,435$8,712$1,937$377$18,838$64,299
Loans held-in-portfolio:
Impaired loans$-$17,866$8,825$-$7,388$34,079
Loans held-in-portfolio
excluding impaired loans4,586,231847,706764,06927,566429,1646,654,736
Total loans held-in-portfolio$4,586,231$865,572$772,894$27,566$436,552$6,688,815

For the quarter ended September 30, 2018
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$241,846$7,702$186,466$700$14,285$192,019$643,018
Provision (reversal of provision)6,8047,29310,080(1,008)(422)31,64054,387
Charge-offs(10,127)(21)(23,543)(81)(2,088)(47,195)(83,055)
Recoveries6,0171461,58476653110,32419,368
Ending balance$244,540$15,120$174,587$377$12,306$186,788$633,718
Specific ALLL$52,250$5,530$46,205$-$297$26,255$130,537
General ALLL$192,290$9,590$128,382$377$12,009$160,533$503,181
Loans held-in-portfolio:
Impaired loans$356,007$19,695$517,083$-$931$114,572$1,008,288
Loans held-in-portfolio
excluding impaired loans11,637,700923,6706,787,08727,566902,6095,225,24825,503,880
Total loans held-in-portfolio$11,993,707$943,365$7,304,170$27,566$903,540$5,339,820$26,512,168

For the nine months ended September 30, 2018
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$171,531$1,286$159,081$11,991$174,215$518,104
Provision (reversal of provision)52,846(1,042)24,5645,02271,610153,000
Charge-offs(25,626)9(50,164)(6,404)(101,703)(183,888)
Recoveries11,3546253,3831,69722,29139,350
Allowance transferred from covered loans [1]--33,422-18833,610
Ending balance$210,105$878$170,286$12,306$166,601$560,176
Specific ALLL$52,250$-$43,841$297$24,906$121,294
General ALLL$157,855$878$126,445$12,009$141,695$438,882
Loans held-in-portfolio:
Impaired non-covered loans$356,007$1,829$508,258$931$107,184$974,209
Non-covered loans held-in-portfolio
excluding impaired loans7,051,46975,9646,023,018902,6094,796,08418,849,144
Total non-covered loans held-in-portfolio$7,407,476$77,793$6,531,276$903,540$4,903,268$19,823,353
[1] Represents the allowance transferred from covered to non-covered loans at June 30, 2018, due to the Termination Agreement with the FDIC.

For the nine months ended September 30, 2018
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$32,521$-$723$33,244
Provision (reversal of provision)--2,265-(535)1,730
Charge-offs--(1,446)-(2)(1,448)
Recoveries--82-284
Allowance transferred to non-covered loans--(33,422)-(188)(33,610)
Ending balance$-$-$-$-$-$-
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$-$-$-$-
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans------
Total covered loans held-in-portfolio$-$-$-$-$-$-

For the nine months ended September 30, 2018
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$44,134$7,076$4,541$798$15,529$72,078
Provision (reversal of provision)9,0047,166(529)(1,714)16,84730,774
Charge-offs(22,435)-(160)(252)(16,329)(39,176)
Recoveries3,732-4491,5454,1409,866
Ending balance$34,435$14,242$4,301$377$20,187$73,542
Specific ALLL$-$5,530$2,364$-$1,349$9,243
General ALLL$34,435$8,712$1,937$377$18,838$64,299
Loans held-in-portfolio:
Impaired loans$-$17,866$8,825$-$7,388$34,079
Loans held-in-portfolio
excluding impaired loans4,586,231847,706764,06927,566429,1646,654,736
Total loans held-in-portfolio$4,586,231$865,572$772,894$27,566$436,552$6,688,815

For the nine months ended September 30, 2018
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$215,665$8,362$196,143$798$11,991$190,467$623,426
Provision (reversal of provision)61,8506,12426,300(1,714)5,02287,922185,504
Charge-offs(48,061)9(51,770)(252)(6,404)(118,034)(224,512)
Recoveries15,0866253,9141,5451,69726,43349,300
Ending balance$244,540$15,120$174,587$377$12,306$186,788$633,718
Specific ALLL$52,250$5,530$46,205$-$297$26,255$130,537
General ALLL$192,290$9,590$128,382$377$12,009$160,533$503,181
Loans held-in-portfolio:
Impaired loans$356,007$19,695$517,083$-$931$114,572$1,008,288
Loans held-in-portfolio
excluding impaired loans11,637,700923,6706,787,08727,566902,6095,225,24825,503,880
Total loans held-in-portfolio$11,993,707$943,365$7,304,170$27,566$903,540$5,339,820$26,512,168

For the quarter ended September 30, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$174,189$1,473$147,866$8,003$122,904$454,435
Provision31,05917638,8383,92441,118115,115
Charge-offs(5,573)9(17,460)(1,733)(31,793)(56,550)
Recoveries6,011413892384,57011,249
Ending balance$205,686$1,699$169,633$10,432$136,799$524,249
Specific ALLL$40,863$-$49,129$450$21,730$112,172
General ALLL$164,823$1,699$120,504$9,982$115,069$412,077
Loans held-in-portfolio:
Impaired non-covered loans$328,704$-$510,134$1,468$101,948$942,254
Non-covered loans held-in-portfolio
excluding impaired loans6,840,90787,7055,305,371753,4133,188,42216,175,818
Total non-covered loans held-in-portfolio$7,169,611$87,705$5,815,505$754,881$3,290,370$17,118,072

For the quarter ended September 30, 2017
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$30,284$-$524$30,808
Provision--2,538-5623,100
Charge-offs--(863)-(24)(887)
Recoveries--32-436
Ending balance$-$-$31,991$-$1,066$33,057
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$31,991$-$1,066$33,057
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--510,211-14,643524,854
Total covered loans held-in-portfolio$-$-$510,211$-$14,643$524,854

For the quarter ended September 30, 2017
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$28,319$6,528$4,122$993$14,809$54,771
Provision (reversal of provision)39,246595(39)(418)3,16042,544
Charge-offs(4,553)-(113)(86)(4,957)(9,709)
Recoveries271-2873831,0602,001
Ending balance$63,283$7,123$4,257$872$14,072$89,607
Specific ALLL$-$-$2,292$-$727$3,019
General ALLL$63,283$7,123$1,965$872$13,345$86,588
Loans held-in-portfolio:
Impaired loans$-$-$9,094$-$3,439$12,533
Loans held-in-portfolio
excluding impaired loans4,057,484735,620704,63637,508507,5976,042,845
Total loans held-in-portfolio$4,057,484$735,620$713,730$37,508$511,036$6,055,378

For the quarter ended September 30, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$202,508$8,001$182,272$993$8,003$138,237$540,014
Provision (reversal of provision)70,30577141,337(418)3,92444,840160,759
Charge-offs(10,126)9(18,436)(86)(1,733)(36,774)(67,146)
Recoveries6,282417083832385,63413,286
Ending balance$268,969$8,822$205,881$872$10,432$151,937$646,913
Specific ALLL$40,863$-$51,421$-$450$22,457$115,191
General ALLL$228,106$8,822$154,460$872$9,982$129,480$531,722
Loans held-in-portfolio:
Impaired loans$328,704$-$519,228$-$1,468$105,387$954,787
Loans held-in-portfolio
excluding impaired loans10,898,391823,3256,520,21837,508753,4133,710,66222,743,517
Total loans held-in-portfolio$11,227,095$823,325$7,039,446$37,508$754,881$3,816,049$23,698,304

For the nine months ended September 30, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$189,686$1,353$143,320$7,662$125,963$467,984
Provision (reversal of provision)29,945(2,218)77,6926,51676,831188,766
Charge-offs(38,219)(3,646)(53,936)(5,030)(81,607)(182,438)
Recoveries24,2746,2102,5571,28415,61249,937
Ending balance$205,686$1,699$169,633$10,432$136,799$524,249
Specific ALLL$40,863$-$49,129$450$21,730$112,172
General ALLL$164,823$1,699$120,504$9,982$115,069$412,077
Loans held-in-portfolio:
Impaired non-covered loans$328,704$-$510,134$1,468$101,948$942,254
Non-covered loans held-in-portfolio
excluding impaired loans6,840,90787,7055,305,371753,4133,188,42216,175,818
Total non-covered loans held-in-portfolio$7,169,611$87,705$5,815,505$754,881$3,290,370$17,118,072

For the nine months ended September 30, 2017
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$30,159$-$191$30,350
Provision--3,253-1,0024,255
Charge-offs--(2,700)-(134)(2,834)
Recoveries--1,279-71,286
Ending balance$-$-$31,991$-$1,066$33,057
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$31,991$-$1,066$33,057
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--510,211-14,643524,854
Total covered loans held-in-portfolio$-$-$510,211$-$14,643$524,854

For the nine months ended September 30, 2017
Popular U.S.
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$12,968$8,172$4,614$1,343$15,220$42,317
Provision (reversal of provision)53,491(1,049)(173)(1,554)10,20060,915
Charge-offs(4,774)-(1,064)(669)(14,476)(20,983)
Recoveries1,598-8801,7523,1287,358
Ending balance$63,283$7,123$4,257$872$14,072$89,607
Specific ALLL$-$-$2,292$-$727$3,019
General ALLL$63,283$7,123$1,965$872$13,345$86,588
Loans held-in-portfolio:
Impaired loans$-$-$9,094$-$3,439$12,533
Loans held-in-portfolio
excluding impaired loans4,057,484735,620704,63637,508507,5976,042,845
Total loans held-in-portfolio$4,057,484$735,620$713,730$37,508$511,036$6,055,378

For the nine months ended September 30, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Provision (reversal of provision)83,436(3,267)80,772(1,554)6,51688,033253,936
Charge-offs(42,993)(3,646)(57,700)(669)(5,030)(96,217)(206,255)
Recoveries25,8726,2104,7161,7521,28418,74758,581
Ending balance$268,969$8,822$205,881$872$10,432$151,937$646,913
Specific ALLL$40,863$-$51,421$-$450$22,457$115,191
General ALLL$228,106$8,822$154,460$872$9,982$129,480$531,722
Loans held-in-portfolio:
Impaired loans$328,704$-$519,228$-$1,468$105,387$954,787
Loans held-in-portfolio
excluding impaired loans10,898,391823,3256,520,21837,508753,4133,710,66222,743,517
Total loans held-in-portfolio$11,227,095$823,325$7,039,446$37,508$754,881$3,816,049$23,698,304
Impaired Financing Receivables Table [Text Block]
September 30, 2018
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$1,501$1,501$13$-$-$1,501$1,501$13
Commercial real estate non-owner occupied85,25986,09127,58248,69061,520133,949147,61127,582
Commercial real estate owner occupied116,746138,8808,48929,74063,750146,486202,6308,489
Commercial and industrial64,43766,34416,1669,63419,87874,07186,22216,166
Construction---1,8291,8291,8291,829-
Mortgage444,980506,94143,84163,27884,504508,258591,44543,841
Leasing931931297--931931297
Consumer:
Credit cards30,67430,6745,193--30,67430,6745,193
Personal 74,11474,11419,296--74,11474,11419,296
Auto 1,0991,099225--1,0991,099225
Other1,2971,297192--1,2971,297192
Total Puerto Rico$821,038$907,872$121,294$153,171$231,481$974,209$1,139,353$121,294

September 30, 2018
Popular U.S.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Construction$17,866$18,128$5,530$-$-$17,866$18,128$5,530
Mortgage6,6298,2312,3642,1963,1378,82511,3682,364
Consumer:
HELOCs5,3355,3661,1021,2881,3546,623$6,720$1,102
Personal633633247132132765$765$247
Total Popular U.S.$30,463$32,358$9,243$3,616$4,623$34,079$36,981$9,243

September 30, 2018
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$1,501$1,501$13$-$-$1,501$1,501$13
Commercial real estate non-owner occupied85,25986,09127,58248,69061,520133,949147,61127,582
Commercial real estate owner occupied116,746138,8808,48929,74063,750146,486202,6308,489
Commercial and industrial64,43766,34416,1669,63419,87874,07186,22216,166
Construction17,86618,1285,5301,8291,82919,69519,9575,530
Mortgage451,609515,17246,20565,47487,641517,083602,81346,205
Leasing931931297--931931297
Consumer:
Credit Cards30,67430,6745,193--30,67430,6745,193
HELOCs5,3355,3661,1021,2881,3546,6236,7201,102
Personal74,74774,74719,54313213274,87974,87919,543
Auto 1,0991,099225--1,0991,099225
Other1,2971,297192--1,2971,297192
Total Popular, Inc.$851,501$940,230$130,537$156,787$236,104$1,008,288$1,176,334$130,537

December 31, 2017
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$206$206$32$-$-$206$206$32
Commercial real estate non-owner occupied101,485102,26223,74411,45427,522112,939129,78423,744
Commercial real estate owner occupied127,634153,49510,22124,63457,219152,268210,71410,221
Commercial and industrial43,49346,9182,98514,54923,97758,04270,8952,985
Mortgage450,226504,00646,35458,80775,228509,033579,23446,354
Leasing1,4561,456475--1,4561,456475
Consumer:
Credit cards33,67633,6765,569--33,67633,6765,569
Personal 62,48862,48815,690--62,48862,48815,690
Auto 2,0072,007425--2,0072,007425
Other1,0091,009165--1,0091,009165
Total Puerto Rico$823,680$907,523$105,660$109,444$183,946$933,124$1,091,469$105,660

December 31, 2017
Popular U.S.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,774$8,439$2,478$2,468$3,397$9,242$11,836$2,478
Consumer:
HELOCs3,5303,5427227617804,2914,322722
Personal542542231224224766766231
Total Popular U.S.$10,846$12,523$3,431$3,453$4,401$14,299$16,924$3,431

December 31, 2017
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$206$206$32$-$-$206$206$32
Commercial real estate non-owner occupied101,485102,26223,74411,45427,522112,939129,78423,744
Commercial real estate owner occupied127,634153,49510,22124,63457,219152,268210,71410,221
Commercial and industrial43,49346,9182,98514,54923,97758,04270,8952,985
Mortgage457,000512,44548,83261,27578,625518,275591,07048,832
Leasing1,4561,456475--1,4561,456475
Consumer:
Credit Cards33,67633,6765,569--33,67633,6765,569
HELOCs3,5303,5427227617804,2914,322722
Personal63,03063,03015,92122422463,25463,25415,921
Auto 2,0072,007425--2,0072,007425
Other1,0091,009165--1,0091,009165
Total Popular, Inc.$834,526$920,046$109,091$112,897$188,347$947,423$1,108,393$109,091

For the quarter ended September 30, 2018
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$1,100$9$-$-$1,100$9
Commercial real estate non-owner occupied132,9271,371--132,9271,371
Commercial real estate owner occupied148,9311,636--148,9311,636
Commercial and industrial74,7701,053--74,7701,053
Construction2,194-17,884-20,078-
Mortgage507,9193,5619,27743517,1963,604
Leasing1,031---1,031-
Consumer:
Credit cards31,998---31,998-
HELOCs--6,208-6,208-
Personal 72,35365768-73,12165
Auto 1,067---1,067-
Other1,136---1,136-
Total Popular, Inc.$975,426$7,695$34,137$43$1,009,563$7,738

For the quarter ended September 30, 2017
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$141$1$-$-$141$1
Commercial real estate non-owner occupied117,6501,272--117,6501,272
Commercial real estate owner occupied151,5801,413--151,5801,413
Commercial and industrial61,950531--61,950531
Mortgage507,6893,2118,99560516,6843,271
Leasing1,568---1,568-
Consumer:
Credit cards35,727---35,727-
HELOCs--2,572-2,572-
Personal 64,091-763-64,854-
Auto 2,065---2,065-
Other991---991-
Total Popular, Inc.$943,452$6,428$12,330$60$955,782$6,488

For the nine months ended September 30, 2018
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$634$28$-$-$634$28
Commercial real estate non-owner occupied128,1434,278--128,1434,278
Commercial real estate owner occupied151,1924,786--151,1924,786
Commercial and industrial67,7752,793--67,7752,793
Construction2,170258,942-11,11225
Mortgage508,93013,7909,217130518,14713,920
Leasing1,220---1,220-
Consumer:
Credit cards32,734---32,734-
HELOCs--5,446-5,446-
Personal 67,049320769-67,818320
Auto 1,476---1,476-
Other1,246---1,246-
Total Popular, Inc.$962,569$26,020$24,374$130$986,943$26,150

For the nine months ended September 30, 2017
Puerto RicoPopular U.S.Popular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$111$4$-$-$111$4
Commercial real estate non-owner occupied118,2433,997--118,2433,997
Commercial real estate owner occupied158,0464,640--158,0464,640
Commercial and industrial61,0721,682--61,0721,682
Mortgage503,62811,3948,947156512,57511,550
Leasing1,689---1,689-
Consumer:
Credit cards36,718---36,718-
HELOCs--2,632-2,632-
Personal 64,962-440-65,402-
Auto 2,079---2,079-
Other891---891-
Total Popular, Inc.$947,439$21,717$12,019$156$959,458$21,873
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
September 30, 2018 December 31, 2017
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Non-covered loans held-in-portfolio:
Commercial$200,196$119,250$319,446$46,694$161,220$59,626$220,846$32,472
Construction-1,8291,8295,530----
Mortgage863,654133,708997,36246,205803,278126,798930,07648,832
Leases7722209922978633931,256475
Consumer96,27915,104111,38325,35493,91612,233106,14922,802
Non-covered loans held-in-portfolio1,160,901$270,111$1,431,012$124,080$1,059,277$199,050$1,258,327$104,581
Covered loans held-in-portfolio:
Mortgage$-$-$-$-$2,658$3,227$5,885$-
Covered loans held-in-portfolio$-$-$-$-$2,658$3,227$5,885$-
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Popular, Inc.
For the quarter ended September 30, 2018For the nine months ended September 30, 2018
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOtherReduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family-1---2--
Commercial real estate non-owner occupied13--314--
Commercial real estate owner occupied112--454--
Commercial and industrial225--675--
Construction----1---
Mortgage2877011731717356
Leasing--3---4-
Consumer:
Credit cards115--72426-3382
HELOCs-811-2081
Personal5111--1,1394--
Auto-41--62-
Other1-1-21-2-
Total6596176841,673192192439

Popular, Inc.
For the quarter ended September 30, 2017For the nine months ended September 30, 2017
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOtherReduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied----41--
Commercial real estate owner occupied-3--312--
Commercial and industrial115--336--
Mortgage131483164535301116
Leasing--1--16-
Consumer:
Credit cards140-4114425-5424
HELOCs--2--13-
Personal187212699613
Auto-12--541
Other11---271-1
Total35235931321,20698320545
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Popular, Inc.
For the quarter ended September 30, 2018
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family1$810$808$63
Commercial real estate non-owner occupied41,5231,521100
Commercial real estate owner occupied137,5787,525160
Commercial and industrial272,4112,388139
Mortgage11615,14313,507640
Leasing3757323
Consumer:
Credit cards1871,6931,838234
HELOCs1091390666
Personal5128,0268,0252,660
Auto5636311
Other239239267
Total880$38,627$37,046$4,163

Popular, Inc.
For the quarter ended September 30, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate owner occupied3$272$269$29
Commercial and industrial161,0221,044111
Mortgage12617,69216,6331,103
Leasing127278
Consumer:
Credit cards2582,8813,114375
HELOCs220320323
Personal1922,9452,944673
Auto342428
Other1146466
Total612$25,130$24,322$2,336

Popular, Inc.
For the nine months ended September 30, 2018
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family2$1,377$1,375$106
Commercial real estate non-owner occupied1728,96928,9086,854
Commercial real estate owner occupied5827,64826,4331,143
Commercial and industrial8149,63348,88213,963
Construction14,2104,293474
Mortgage31940,74136,4421,874
Leasing4989630
Consumer:
Credit cards8118,0978,6421,086
HELOCs292,6382,579440
Personal1,14318,35118,3465,390
Auto813912221
Other2359559398
Total2,496$182,496$176,711$31,479

Popular, Inc.
For the nine months ended September 30, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied5$2,069$1,901$145
Commercial real estate owner occupied152,9752,951172
Commercial and industrial391,8503,967579
Mortgage49758,77754,9653,343
Leasing726326274
Consumer:
Credit cards8547,7858,5141,019
HELOCs468968636
Personal70911,97911,9822,704
Auto102,0431,999362
Other292,0022,00270
Total2,169$90,432$89,229$8,504
T D R Loans Subsequent Default Table [Text Block]
Popular, Inc.
Defaulted during the quarter ended September 30, 2018Defaulted during the nine months ended September 30, 2018
(Dollars in thousands)Loan countRecorded investment as of first default dateLoan countRecorded investment as of first default date
Commercial real estate non-owner occupied-$-1$17
Commercial real estate owner occupied12554392
Commercial and industrial15781
Mortgage425,280749,520
Consumer:
Credit cards867071502,301
HELOCs11441144
Personal27362671,656
Auto--379
Other13210
Total159$6,756309$14,200

Popular, Inc.
Defaulted during the quarter ended September 30, 2017Defaulted during the nine months ended September 30, 2017
(Dollars in thousands)Loan countRecorded investment as of first default dateLoan countRecorded investment as of first default date
Commercial real estate non-owner occupied-$-2$457
Commercial real estate owner occupied--31,749
Commercial and industrial1364601
Mortgage484,21611010,112
Consumer:
Credit cards1351,2122742,661
HELOCs--197
Personal671,2221383,230
Auto119599
Other--19
Total252$6,705538$19,015
Financing Receivable Credit Quality Indicators Table Text Block
September 30, 2018
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico
Commercial multi-family$2,137$4,605$4,223$-$-$10,965$137,263$148,228
Commercial real estate non-owner occupied494,377237,756413,077--1,145,2101,212,1212,357,331
Commercial real estate owner occupied323,248129,932381,4352,192-836,807898,6981,735,505
Commercial and industrial787,901145,193178,8061981571,112,2552,054,1573,166,412
Total Commercial1,607,663517,486977,5412,3901573,105,2374,302,2397,407,476
Construction-8891,829--2,71875,07577,793
Mortgage3,4751,994169,236--174,7056,356,5716,531,276
Leasing--2,928-813,009900,531903,540
Consumer:
Credit cards--16,768--16,7681,021,0651,037,833
HELOCs--108--1085,3735,481
Personal63616019,854--20,6501,222,7461,243,396
Auto--22,003-16222,1652,446,4452,468,610
Other 102-15,222-15815,482132,466147,948
Total Consumer73816073,955-32075,1734,828,0954,903,268
Total Puerto Rico$1,611,876$520,529$1,225,489$2,390$558$3,360,842$16,462,511$19,823,353
Popular U.S.
Commercial multi-family$52,062$8,010$6,048$-$-$66,120$1,262,452$1,328,572
Commercial real estate non-owner occupied79,3819,02736,692--125,1001,774,2931,899,393
Commercial real estate owner occupied46,3667,6248,955--62,945225,460288,405
Commercial and industrial5,43711789,879--95,433974,4281,069,861
Total Commercial183,24624,778141,574--349,5984,236,6334,586,231
Construction69,54715,69864,493--149,738715,834865,572
Mortgage--12,306--12,306760,588772,894
Legacy5652282,495--3,28824,27827,566
Consumer:
Credit cards--4--45963
HELOCs--2,049-11,88913,938131,607145,545
Personal--1,864-8882,752287,909290,661
Other ------283283
Total Consumer--3,917-12,77716,694419,858436,552
Total Popular U.S.$253,358$40,704$224,785$-$12,777$531,624$6,157,191$6,688,815
Popular, Inc.
Commercial multi-family$54,199$12,615$10,271$-$-$77,085$1,399,715$1,476,800
Commercial real estate non-owner occupied573,758246,783449,769--1,270,3102,986,4144,256,724
Commercial real estate owner occupied369,614137,556390,3902,192-899,7521,124,1582,023,910
Commercial and industrial793,338145,310268,6851981571,207,6883,028,5854,236,273
Total Commercial1,790,909542,2641,119,1152,3901573,454,8358,538,87211,993,707
Construction69,54716,58766,322--152,456790,909943,365
Mortgage3,4751,994181,542--187,0117,117,1597,304,170
Legacy5652282,495--3,28824,27827,566
Leasing--2,928-813,009900,531903,540
Consumer:
Credit cards--16,772--16,7721,021,1241,037,896
HELOCs--2,157-11,88914,046136,980151,026
Personal63616021,718-88823,4021,510,6551,534,057
Auto--22,003-16222,1652,446,4452,468,610
Other 102-15,222-15815,482132,749148,231
Total Consumer73816077,872-13,09791,8675,247,9535,339,820
Total Popular, Inc.$1,865,234$561,233$1,450,274$2,390$13,335$3,892,466$22,619,702$26,512,168
The following table presents the weighted average obligor risk rating at September 30, 2018 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:SubstandardPass
Commercial multi-family11.185.73
Commercial real estate non-owner occupied11.076.91
Commercial real estate owner occupied11.237.16
Commercial and industrial11.277.05
Total Commercial11.177.01
Construction12.007.55
Popular U.S. :SubstandardPass
Commercial multi-family11.007.35
Commercial real estate non-owner occupied11.016.77
Commercial real estate owner occupied11.047.50
Commercial and industrial11.976.49
Total Commercial11.626.91
Construction11.287.77
Legacy11.167.94

December 31, 2017
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$1,387$1,708$6,831$-$-$9,926$136,473$146,399
Commercial real estate non-owner occupied327,811335,011307,579--970,4011,434,1582,404,559
Commercial real estate owner occupied243,966215,652354,9902,124-816,7321,006,8821,823,614
Commercial and industrial453,546108,554241,695471126804,3922,086,9352,891,327
Total Commercial1,026,710660,925911,0952,5951262,601,4514,664,4487,265,899
Construction1104,1221,545--5,77789,59295,369
Mortgage2,7483,564155,074--161,3866,415,3936,576,779
Leasing--1,926-1,0482,974807,016809,990
Consumer:
Credit cards--18,227--18,2271,074,9941,093,221
HELOCs--257--2575,8306,087
Personal42965920,790--21,8781,200,4341,222,312
Auto--5,446-205,466845,347850,813
Other --16,324-44016,764140,824157,588
Total Consumer42965961,044-46062,5923,267,4293,330,021
Total Puerto Rico$1,029,997$669,270$1,130,684$2,595$1,634$2,834,180$15,243,878$18,078,058
Popular U.S.
Commercial multi-family$11,808$6,345$7,936$-$-$26,089$1,184,604$1,210,693
Commercial real estate non-owner occupied46,52316,56137,178--100,2621,588,0491,688,311
Commercial real estate owner occupied28,18330,8938,590--67,666251,309318,975
Commercial and industrial4,019603123,935--128,557876,4261,004,983
Total Commercial90,53354,402177,639--322,5743,900,3884,222,962
Construction36,8588,29454,276--99,428685,232784,660
Mortgage--14,852--14,852678,776693,628
Legacy6884263,302--4,41628,56432,980
Consumer:
Credit cards--11--1189100
HELOCs--6,084-8,91414,998167,087182,085
Personal--2,069-7042,773295,229298,002
Other ------319319
Total Consumer--8,164-9,61817,782462,724480,506
Total Popular U.S.$128,079$63,122$258,233$-$9,618$459,052$5,755,684$6,214,736
Popular, Inc.
Commercial multi-family$13,195$8,053$14,767$-$-$36,015$1,321,077$1,357,092
Commercial real estate non-owner occupied374,334351,572344,757--1,070,6633,022,2074,092,870
Commercial real estate owner occupied272,149246,545363,5802,124-884,3981,258,1912,142,589
Commercial and industrial457,565109,157365,630471126932,9492,963,3613,896,310
Total Commercial1,117,243715,3271,088,7342,5951262,924,0258,564,83611,488,861
Construction36,96812,41655,821--105,205774,824880,029
Mortgage2,7483,564169,926--176,2387,094,1697,270,407
Legacy6884263,302--4,41628,56432,980
Leasing--1,926-1,0482,974807,016809,990
Consumer:
Credit cards--18,238--18,2381,075,0831,093,321
HELOCs--6,341-8,91415,255172,917188,172
Personal42965922,859-70424,6511,495,6631,520,314
Auto--5,446-205,466845,347850,813
Other --16,324-44016,764141,143157,907
Total Consumer42965969,208-10,07880,3743,730,1533,810,527
Total Popular, Inc.$1,158,076$732,392$1,388,917$2,595$11,252$3,293,232$20,999,562$24,292,794
The following table presents the weighted average obligor risk rating at December 31, 2017 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.165.89
Commercial real estate non-owner occupied11.066.99
Commercial real estate owner occupied11.287.14
Commercial and industrial11.167.11
Total Commercial11.177.06
Construction11.007.76
Popular U.S.:SubstandardPass
Commercial multi-family11.007.28
Commercial real estate non-owner occupied11.046.74
Commercial real estate owner occupied11.107.14
Commercial and industrial11.826.17
Total Commercial11.596.80
Construction11.007.70
Legacy11.117.93
ASC Subtopic 310-30  
Allowance For Credit Losses On Financing Receivables Table Text Block
ASC 310-30
For the quarters endedFor the nine months ended
(In thousands)September 30, 2018September 30, 2017September 30, 2018September 30, 2017
Balance at beginning of period$156,328$103,597$119,505$91,308
Provision17,85441,68378,31764,336
Net charge-offs(5,623)(7,250)(29,263)(17,614)
Balance at end of period$168,559$138,030$168,559$138,030