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Recalibration and updates of the enviromental factors adjustments.

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Estimated effect of the hurricanes could results in loan losses.

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Expenses from structural damages caused by the hurricanes to branches, buildings ans repossessed properties, net of insurance receivables.

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- References

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Principal amount of transferred financial assets in which the transferor has continuing involvement with the assets underlying the transaction. Continuing involvement includes, but is not limited to, servicing, recourse, and restrictions on transferor's interests in transferred financial assets.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 860
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A valuation allowance for financing receivables that are expected to be uncollectible.

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The amount recovered from insurance. These recoveries reduce costs and losses that are reported as a separate line item under operating expenses.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 225
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Amount of expense related to estimated loss from loan and lease transactions.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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-Topic 942
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Total of allowances and reserves, the valuation and qualifying accounts that are either netted against the cost of an asset (in order to value it at its carrying value) or that reflect a liability established to represent expected future costs.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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