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Allowance for loan losses (Tables)
 12 Months Ended
Dec. 31, 2017
Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block
ASC 310-30 Westernbank loans
For the years ended
(In thousands)December 31, 2017December 31, 2016
Balance at beginning of period$68,877$63,563
Provision for loan losses13,4961,342
Net (charge-offs) recoveries(12,244)3,972
Balance at end of period$70,129$68,877
Allowance For Credit Losses On Financing Receivables Table Text Block
For the year ended December 31, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$189,686$1,353$143,320$7,662$125,963$467,984
Provision (reversal of provision)4,240(2,690)90,70511,099138,385241,739
Charge-offs(49,591)(3,588)(78,121)(8,407)(109,252)(248,959)
Recoveries27,1966,2113,1771,63719,11957,340
Ending balance$171,531$1,286$159,081$11,991$174,215$518,104
Specific ALLL$36,982$-$46,354$475$21,849$105,660
General ALLL$134,549$1,286$112,727$11,516$152,366$412,444
Loans held-in-portfolio:
Impaired non-covered loans$323,455$-$509,033$1,456$99,180$933,124
Non-covered loans held-in-portfolio
excluding impaired loans6,942,44495,3696,067,746808,5343,230,84117,144,934
Total non-covered loans held-in-portfolio$7,265,899$95,369$6,576,779$809,990$3,330,021$18,078,058

For the year ended December 31, 2017
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$30,159$-$191$30,350
Provision--5,098-6445,742
Charge-offs--(4,049)-(122)(4,171)
Recoveries--1,313-101,323
Ending balance$-$-$32,521$-$723$33,244
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$32,521$-$723$33,244
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--502,929-14,345517,274
Total covered loans held-in-portfolio$-$-$502,929$-$14,345$517,274

For the year ended December 31, 2017
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$12,968$8,172$4,614$1,343$15,220$42,317
Provision (reversal of provision)65,323(1,103)167(2,275)15,83177,943
Charge-offs(36,399)-(1,223)(897)(19,926)(58,445)
Recoveries2,24279832,6274,40410,263
Ending balance$44,134$7,076$4,541$798$15,529$72,078
Specific ALLL$-$-$2,478$-$953$3,431
General ALLL$44,134$7,076$2,063$798$14,576$68,647
Loans held-in-portfolio:
Impaired loans$-$-$9,242$-$5,057$14,299
Loans held-in-portfolio
excluding impaired loans4,222,962784,660684,38632,980475,4496,200,437
Total loans held-in-portfolio$4,222,962$784,660$693,628$32,980$480,506$6,214,736

For the year ended December 31, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Provision (reversal of provision)69,563(3,793)95,970(2,275)11,099154,860325,424
Charge-offs(85,990)(3,588)(83,393)(897)(8,407)(129,300)(311,575)
Recoveries29,4386,2185,4732,6271,63723,53368,926
Ending balance$215,665$8,362$196,143$798$11,991$190,467$623,426
Specific ALLL$36,982$-$48,832$-$475$22,802$109,091
General ALLL$178,683$8,362$147,311$798$11,516$167,665$514,335
Loans held-in-portfolio:
Impaired loans$323,455$-$518,275$-$1,456$104,237$947,423
Loans held-in-portfolio
excluding impaired loans11,165,406880,0297,255,06132,980808,5343,720,63523,862,645
Total loans held-in-portfolio$11,488,861$880,029$7,773,336$32,980$809,990$3,824,872$24,810,068

For the year ended December 31, 2016
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$186,925$4,957$128,327$10,993$138,721$469,923
Provision (reversal of provision)19,147(6,539)79,30955763,386155,860
Charge-offs(62,486)(3,103)(68,075)(6,151)(106,304)(246,119)
Recoveries41,7315,1243,7592,26329,99882,875
Net recoveries (write-downs)4,369914--1625,445
Ending balance$189,686$1,353$143,320$7,662$125,963$467,984
Specific ALLL$42,375$-$42,428$535$23,185$108,523
General ALLL$147,311$1,353$100,892$7,127$102,778$359,461
Loans held-in-portfolio:
Impaired non-covered loans$338,422$-$497,488$1,817$106,615$944,342
Non-covered loans held-in-portfolio
excluding impaired loans6,863,79585,5585,419,012701,0763,154,64116,224,082
Total non-covered loans held-in-portfolio$7,202,217$85,558$5,916,500$702,893$3,261,256$17,168,424

For the year ended December 31, 2016
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$33,967$-$209$34,176
Provision (reversal of provision)--(1,092)-(18)(1,110)
Charge-offs--(3,524)-(19)(3,543)
Recoveries--808-19827
Ending balance$-$-$30,159$-$191$30,350
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$30,159$-$191$30,350
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--556,570-16,308572,878
Total covered loans held-in-portfolio$-$-$556,570$-$16,308$572,878

For the year ended December 31, 2016
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,908$3,912$4,985$2,687$11,520$33,012
Provision (reversal of provision)(253)4,2601,562(3,257)12,95415,266
Charge-offs(1,115)-(2,506)(535)(13,430)(17,586)
Recoveries4,428-5732,4484,17611,625
Ending balance$12,968$8,172$4,614$1,343$15,220$42,317
Specific ALLL$-$-$2,182$-$672$2,854
General ALLL$12,968$8,172$2,432$1,343$14,548$39,463
Loans held-in-portfolio:
Impaired loans$-$-$8,876$-$2,839$11,715
Loans held-in-portfolio
excluding impaired loans3,596,290690,742770,98545,293490,2985,593,608
Total loans held-in-portfolio$3,596,290$690,742$779,861$45,293$493,137$5,605,323

For the year ended December 31, 2016
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$196,833$8,869$167,279$2,687$10,993$150,450$537,111
Provision (reversal of provision)18,894(2,279)79,779(3,257)55776,322170,016
Charge-offs(63,601)(3,103)(74,105)(535)(6,151)(119,753)(267,248)
Recoveries46,1595,1245,1402,4482,26334,19395,327
Net recoveries (write-downs)4,369914---1625,445
Ending balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Specific ALLL$42,375$-$44,610$-$535$23,857$111,377
General ALLL$160,279$9,525$133,483$1,343$7,127$117,517$429,274
Loans held-in-portfolio:
Impaired loans$338,422$-$506,364$-$1,817$109,454$956,057
Loans held-in-portfolio
excluding impaired loans10,460,085776,3006,746,56745,293701,0763,661,24722,390,568
Total loans held-in-portfolio$10,798,507$776,300$7,252,931$45,293$702,893$3,770,701$23,346,625
Impaired Financing Receivables Table [Text Block]
December 31, 2017
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$206$206$32$-$-$206$206$32
Commercial real estate non-owner occupied101,485102,26223,74411,45427,522112,939129,78423,744
Commercial real estate owner occupied127,634153,49510,22124,63457,219152,268210,71410,221
Commercial and industrial43,49346,9182,98514,54923,97758,04270,8952,985
Mortgage450,226504,00646,35458,80775,228509,033579,23446,354
Leasing1,4561,456475--1,4561,456475
Consumer:
Credit cards33,67633,6765,569--33,67633,6765,569
Personal 62,48862,48815,690--62,48862,48815,690
Auto 2,0072,007425--2,0072,007425
Other1,0091,009165--1,0091,009165
Total Puerto Rico$823,680$907,523$105,660$109,444$183,946$933,124$1,091,469$105,660

December 31, 2017
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,774$8,439$2,478$2,468$3,397$9,242$11,836$2,478
Consumer:
HELOCs3,5303,5427227617804,2914,322722
Personal542542231224224766766231
Total U.S. mainland$10,846$12,523$3,431$3,453$4,401$14,299$16,924$3,431

December 31, 2017
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$206$206$32$-$-$206$206$32
Commercial real estate non-owner occupied101,485102,26223,74411,45427,522112,939129,78423,744
Commercial real estate owner occupied127,634153,49510,22124,63457,219152,268210,71410,221
Commercial and industrial43,49346,9182,98514,54923,97758,04270,8952,985
Mortgage457,000512,44548,83261,27578,625518,275591,07048,832
Leasing1,4561,456475--1,4561,456475
Consumer:
Credit Cards33,67633,6765,569--33,67633,6765,569
HELOCs3,5303,5427227617804,2914,322722
Personal63,03063,03015,92122422463,25463,25415,921
Auto 2,0072,007425--2,0072,007425
Other1,0091,009165--1,0091,009165
Total Popular, Inc.$834,526$920,046$109,091$112,897$188,347$947,423$1,108,393$109,091

December 31, 2016
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage426,737466,24942,42870,75187,806497,488554,05542,428
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit cards37,46437,4645,588--37,46437,4645,588
Personal 66,04366,04316,955--66,04366,04316,955
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Puerto Rico$817,866$898,124$108,523$126,476$179,009$944,342$1,077,133$108,523

December 31, 2016
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,381$7,971$2,182$2,495$3,369$8,876$11,340$2,182
Consumer:
HELOCs2,4212,4296673003152,7212,744667
Personal3939579791181185
Total U.S. mainland$8,841$10,439$2,854$2,874$3,763$11,715$14,202$2,854

December 31, 2016
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage433,118474,22044,61073,24691,175506,364565,39544,610
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit Cards37,46437,4645,588--37,46437,4645,588
HELOCs2,4212,4296673003152,7212,744667
Personal66,08266,08216,960797966,16166,16116,960
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Popular, Inc.$826,707$908,563$111,377$129,350$182,772$956,057$1,091,335$111,377

For the year ended December 31, 2017
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$130$4$-$-$130$4
Commercial real estate non-owner occupied117,1824,745--117,1824,745
Commercial real estate owner occupied156,8904,939--156,8904,939
Commercial and industrial60,4661,899--60,4661,899
Mortgage504,70912,6619,006200513,71512,861
Leasing1,642---1,642-
Consumer:
Credit cards36,109---36,109-
HELOCs--2,964-2,964-
Personal 64,467-505-64,972-
Auto 2,065---2,065-
Other915---915-
Total Popular, Inc.$944,575$24,248$12,475$200$957,050$24,448

For the year ended December 31, 2016
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$33$6$-$-$33$6
Commercial real estate non-owner occupied127,5085,275--127,5085,275
Commercial real estate owner occupied150,5635,757--150,5635,757
Commercial and industrial57,7521,959--57,7521,959
Construction1,107---1,107-
Mortgage479,58413,8608,212178487,79614,038
Leasing2,124---2,124-
Consumer:
Credit cards38,168---38,168-
HELOCs--1,937-1,937-
Personal 67,308-529-67,837-
Auto 2,575---2,575-
Other683---683-
Total Popular, Inc.$927,405$26,857$10,678$178$938,083$27,035
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Popular, Inc.
For the year ended December 31, 2017
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied42--
Commercial real estate owner occupied417--
Commercial and industrial340--
Mortgage5539348125
Leasing-19-
Consumer:
Credit cards491-5537
HELOCs-1481
Personal757623
Auto-541
Other321-1
Total1,346125376668

Popular, Inc.
For the year ended December 31, 2016
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied71--
Commercial real estate owner occupied437--
Commercial and industrial367--
Mortgage7880505170
Leasing-11-
Consumer:
Credit cards766-2668
HELOCs-151
Personal1,0071911
Auto-1282
Other35---
Total1,972128522842
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Popular, Inc.
For the year ended December 31, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied6$2,172$2,032$146
Commercial real estate owner occupied215,3565,346313
Commercial and industrial432,6554,786507
Mortgage56769,08464,5524,108
Leasing10347347101
Consumer:
Credit cards1,0339,28310,1961,241
HELOCs232,5042,421299
Personal76812,88412,9113,027
Auto102,0431,999362
Other342,0142,01472
Total2,515$108,342$106,604$10,176

Popular, Inc.
For the year ended December 31, 2016
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied8$7,667$10,272$5,109
Commercial real estate owner occupied5029,93530,097894
Commercial and industrial438,4029,733242
Mortgage83393,51190,8406,822
Leasing236378
Consumer:
Credit cards1,43613,32914,9182,042
HELOCs7602662296
Personal1,02817,19217,2963,548
Auto2226328154
Other35969817
Total3,464$171,033$174,234$19,032
T D R Loans Subsequent Default Table [Text Block]
Popular, Inc.
Defaulted during the year ended December 31, 2017
(Dollars in thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied3$543
Commercial real estate owner occupied41,912
Commercial and industrial5636
Mortgage11010,112
Leasing4146
Consumer:
Credit cards3693,286
HELOCs197
Personal1393,461
Auto5103
Other19
Total641$20,305

Popular, Inc.
Defaulted during the year ended December 31, 2016
(Dollars in thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied2$327
Commercial real estate owner occupied113,296
Commercial and industrial7905
Mortgage16918,261
Leasing328
Consumer:
Credit cards4514,794
HELOCs143
Personal1353,329
Auto9171
Other38
Total791$31,162
Financing Receivable Credit Quality Indicators Table Text Block
December 31, 2017
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$1,387$1,708$6,831$-$-$9,926$136,473$146,399
Commercial real estate non-owner occupied327,811335,011307,579--970,4011,434,1582,404,559
Commercial real estate owner occupied243,966215,652354,9902,124-816,7321,006,8821,823,614
Commercial and industrial453,546108,554241,695471126804,3922,086,9352,891,327
Total Commercial1,026,710660,925911,0952,5951262,601,4514,664,4487,265,899
Construction1104,1221,545--5,77789,59295,369
Mortgage2,7483,564155,074--161,3866,415,3936,576,779
Leasing--1,926-1,0482,974807,016809,990
Consumer:
Credit cards--18,227--18,2271,074,9941,093,221
HELOCs--257--2575,8306,087
Personal42965920,790--21,8781,200,4341,222,312
Auto--5,446-205,466845,347850,813
Other --16,324-44016,764140,824157,588
Total Consumer42965961,044-46062,5923,267,4293,330,021
Total Puerto Rico$1,029,997$669,270$1,130,684$2,595$1,634$2,834,180$15,243,878$18,078,058
U.S. mainland
Commercial multi-family$11,808$6,345$7,936$-$-$26,089$1,184,604$1,210,693
Commercial real estate non-owner occupied46,52316,56137,178--100,2621,588,0491,688,311
Commercial real estate owner occupied28,18330,8938,590--67,666251,309318,975
Commercial and industrial4,019603123,935--128,557876,4261,004,983
Total Commercial90,53354,402177,639--322,5743,900,3884,222,962
Construction36,8588,29454,276--99,428685,232784,660
Mortgage--14,852--14,852678,776693,628
Legacy6884263,302--4,41628,56432,980
Consumer:
Credit cards--11--1189100
HELOCs--6,084-8,91414,998167,087182,085
Personal--2,069-7042,773295,229298,002
Other ------319319
Total Consumer--8,164-9,61817,782462,724480,506
Total U.S. mainland$128,079$63,122$258,233$-$9,618$459,052$5,755,684$6,214,736
Popular, Inc.
Commercial multi-family$13,195$8,053$14,767$-$-$36,015$1,321,077$1,357,092
Commercial real estate non-owner occupied374,334351,572344,757--1,070,6633,022,2074,092,870
Commercial real estate owner occupied272,149246,545363,5802,124-884,3981,258,1912,142,589
Commercial and industrial457,565109,157365,630471126932,9492,963,3613,896,310
Total Commercial1,117,243715,3271,088,7342,5951262,924,0258,564,83611,488,861
Construction36,96812,41655,821--105,205774,824880,029
Mortgage2,7483,564169,926--176,2387,094,1697,270,407
Legacy6884263,302--4,41628,56432,980
Leasing--1,926-1,0482,974807,016809,990
Consumer:
Credit cards--18,238--18,2381,075,0831,093,321
HELOCs--6,341-8,91415,255172,917188,172
Personal42965922,859-70424,6511,495,6631,520,314
Auto--5,446-205,466845,347850,813
Other --16,324-44016,764141,143157,907
Total Consumer42965969,208-10,07880,3743,730,1533,810,527
Total Popular, Inc.$1,158,076$732,392$1,388,917$2,595$11,252$3,293,232$20,999,562$24,292,794
The following table presents the weighted average obligor risk rating at December 31, 2017 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.165.89
Commercial real estate non-owner occupied11.066.99
Commercial real estate owner occupied11.287.14
Commercial and industrial11.167.11
Total Commercial11.177.06
Construction11.007.76
U.S. mainland:SubstandardPass
Commercial multi-family11.007.28
Commercial real estate non-owner occupied11.046.74
Commercial real estate owner occupied11.107.14
Commercial and industrial11.826.17
Total Commercial11.596.80
Construction11.007.70
Legacy11.117.93

December 31, 2016
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$2,016$383$6,108$-$-$8,507$166,033$174,540
Commercial real estate non-owner occupied310,510377,858342,054155-1,030,5771,533,7082,564,285
Commercial real estate owner occupied310,484109,873360,94117,788-799,086992,3891,791,475
Commercial and industrial136,091133,270227,36011,51412508,2472,163,6702,671,917
Total Commercial759,101621,384936,46329,457122,346,4174,855,8007,202,217
Construction501,7051,668--3,42382,13585,558
Mortgage4,4071,987190,090--196,4845,720,0165,916,500
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,725--18,7251,081,8821,100,607
HELOCs--185--1858,1668,351
Personal1,06881221,496--23,3761,126,8011,150,177
Auto--12,321--12,321814,271826,592
Other --19,311--19,311156,218175,529
Total Consumer1,06881272,038--73,9183,187,3383,261,256
Total Puerto Rico$764,626$625,888$1,203,321$29,457$12$2,623,304$14,545,120$17,168,424
U.S. mainland
Commercial multi-family$13,537$7,796$658$-$-$21,991$1,042,305$1,064,296
Commercial real estate non-owner occupied57,1119,7781,720--68,6091,288,7071,357,316
Commercial real estate owner occupied9,271-9,119--18,390225,355243,745
Commercial and industrial3,048937153,793--157,778773,155930,933
Total Commercial82,96718,511165,290--266,7683,329,5223,596,290
Construction3,0008,15316,950--28,103662,639690,742
Mortgage--11,711--11,711768,150779,861
Legacy9217864,400--6,10739,18645,293
Consumer:
Credit cards--30--30128158
HELOCs--1,923-2,8394,762247,413252,175
Personal--1,252-6091,861238,746240,607
Auto------99
Other --8--8180188
Total Consumer--3,213-3,4486,661486,476493,137
Total U.S. mainland$86,888$27,450$201,564$-$3,448$319,350$5,285,973$5,605,323
Popular, Inc.
Commercial multi-family$15,553$8,179$6,766$-$-$30,498$1,208,338$1,238,836
Commercial real estate non-owner occupied367,621387,636343,774155-1,099,1862,822,4153,921,601
Commercial real estate owner occupied319,755109,873370,06017,788-817,4761,217,7442,035,220
Commercial and industrial139,139134,207381,15311,51412666,0252,936,8253,602,850
Total Commercial842,068639,8951,101,75329,457122,613,1858,185,32210,798,507
Construction3,0509,85818,618--31,526744,774776,300
Mortgage4,4071,987201,801--208,1956,488,1666,696,361
Legacy9217864,400--6,10739,18645,293
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,755--18,7551,082,0101,100,765
HELOCs--2,108-2,8394,947255,579260,526
Personal1,06881222,748-60925,2371,365,5471,390,784
Auto--12,321--12,321814,280826,601
Other --19,319--19,319156,398175,717
Total Consumer1,06881275,251-3,44880,5793,673,8143,754,393
Total Popular, Inc.$851,514$653,338$1,404,885$29,457$3,460$2,942,654$19,831,093$22,773,747
The following table presents the weighted average obligor risk rating at December 31, 2016 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.125.95
Commercial real estate non-owner occupied11.076.91
Commercial real estate owner occupied11.237.09
Commercial and industrial11.097.19
Total Commercial11.147.06
Construction11.007.67
U.S. mainland:SubstandardPass
Commercial multi-family11.317.26
Commercial real estate non-owner occupied11.706.67
Commercial real estate owner occupied11.057.32
Commercial and industrial11.656.15
Total Commercial11.626.78
Construction11.007.67
Legacy11.107.91
Non Covered Loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Non-Covered Loans
December 31, 2017 December 31, 2016
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Commercial$161,220$59,626$220,846$32,472$176,887$83,157$260,044$40,810
Mortgage803,278126,798930,07648,832744,926127,071871,99744,610
Leases8633931,2564751,3834341,817535
Consumer93,91612,233106,14922,802100,27712,442112,71923,857
Total$1,059,277$199,050$1,258,327$104,581$1,023,473$223,104$1,246,577$109,812
Covered loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Covered Loans
December 31, 2017 December 31, 2016
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Mortgage$2,658$3,227$5,885$-$2,950$2,580$5,530$-
Total$2,658$3,227$5,885$-$2,950$2,580$5,530$-