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Allowance for loan losses (Tables)
 6 Months Ended
Jun. 30, 2017
Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block
ASC 310-30
For the quarters endedFor the six months ended
(In thousands)June 30, 2017June 30, 2016June 30, 2017June 30, 2016
Balance at beginning of period$66,544$62,967$68,877$63,563
Provision (reversal of provision)5,541(5,861)5,219(4,070)
Net recoveries (charge-offs)(6,411)9,889(8,422)7,502
Balance at end of period$65,674$66,995$65,674$66,995
Allowance For Credit Losses On Financing Receivables Table Text Block
For the quarter ended June 30, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$187,631$1,961$144,937$7,897$124,091$466,517
Provision (reversal of provision)(1,697)(2,858)23,6821,54421,50242,173
Charge-offs(21,575)(68)(21,493)(1,956)(28,002)(73,094)
Recoveries9,8302,4387405185,31318,839
Ending balance$174,189$1,473$147,866$8,003$122,904$454,435
Specific ALLL$41,982$-$47,954$487$21,999$112,422
General ALLL$132,207$1,473$99,912$7,516$100,905$342,013
Loans held-in-portfolio:
Impaired non-covered loans$333,936$-$505,244$1,668$103,798$944,646
Non-covered loans held-in-portfolio
excluding impaired loans6,822,15096,9045,313,039741,9353,157,99116,132,019
Total non-covered loans held-in-portfolio$7,156,086$96,904$5,818,283$743,603$3,261,789$17,076,665

For the quarter ended June 30, 2017
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$27,341$-$430$27,771
Provision (reversal of provision)--2,405-1092,514
Charge-offs--(606)-(17)(623)
Recoveries--1,144-21,146
Ending balance$-$-$30,284$-$524$30,808
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$30,284$-$524$30,808
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--521,066-15,275536,341
Total covered loans held-in-portfolio$-$-$521,066$-$15,275$536,341

For the quarter ended June 30, 2017
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$21,053$8,036$4,282$1,166$15,671$50,208
Provision (reversal of provision)6,623(1,508)302(471)2,8467,792
Charge-offs(151)-(845)(542)(4,786)(6,324)
Recoveries794-3838401,0783,095
Ending balance$28,319$6,528$4,122$993$14,809$54,771
Specific ALLL$-$-$2,194$-$694$2,888
General ALLL$28,319$6,528$1,928$993$14,115$51,883
Loans held-in-portfolio:
Impaired loans$-$-$8,896$-$3,229$12,125
Loans held-in-portfolio
excluding impaired loans3,891,273687,485725,61739,067486,0395,829,481
Total loans held-in-portfolio$3,891,273$687,485$734,513$39,067$489,268$5,841,606

For the quarter ended June 30, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$208,684$9,997$176,560$1,166$7,897$140,192$544,496
Provision (reversal of provision)4,926(4,366)26,389(471)1,54424,45752,479
Charge-offs(21,726)(68)(22,944)(542)(1,956)(32,805)(80,041)
Recoveries10,6242,4382,2678405186,39323,080
Ending balance$202,508$8,001$182,272$993$8,003$138,237$540,014
Specific ALLL$41,982$-$50,148$-$487$22,693$115,310
General ALLL$160,526$8,001$132,124$993$7,516$115,544$424,704
Loans held-in-portfolio:
Impaired loans$333,936$-$514,140$-$1,668$107,027$956,771
Loans held-in-portfolio
excluding impaired loans10,713,423784,3896,559,72239,067741,9353,659,30522,497,841
Total loans held-in-portfolio$11,047,359$784,389$7,073,862$39,067$743,603$3,766,332$23,454,612

For the six months ended June 30, 2017
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$189,686$1,353$143,320$7,662$125,963$467,984
Provision(1,114)(2,394)38,8542,59235,71373,651
Charge-offs(32,646)(3,655)(36,476)(3,297)(49,814)(125,888)
Recoveries18,2636,1692,1681,04611,04238,688
Ending balance$174,189$1,473$147,866$8,003$122,904$454,435
Specific ALLL$41,982$-$47,954$487$21,999$112,422
General ALLL$132,207$1,473$99,912$7,516$100,905$342,013
Loans held-in-portfolio:
Impaired non-covered loans$333,936$-$505,244$1,668$103,798$944,646
Non-covered loans held-in-portfolio
excluding impaired loans6,822,15096,9045,313,039741,9353,157,99116,132,019
Total non-covered loans held-in-portfolio$7,156,086$96,904$5,818,283$743,603$3,261,789$17,076,665

For the six months ended June 30, 2017
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$30,159$-$191$30,350
Provision (reversal of provision)--715-4401,155
Charge-offs--(1,837)-(110)(1,947)
Recoveries--1,247-31,250
Ending balance$-$-$30,284$-$524$30,808
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$30,284$-$524$30,808
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--521,066-15,275536,341
Total covered loans held-in-portfolio$-$-$521,066$-$15,275$536,341

For the quarter ended June 30, 2017
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$12,968$8,172$4,614$1,343$15,220$42,317
Provision (reversal of provision)14,245(1,644)(134)(1,136)7,04018,371
Charge-offs(221)-(951)(583)(9,519)(11,274)
Recoveries1,327-5931,3692,0685,357
Ending balance$28,319$6,528$4,122$993$14,809$54,771
Specific ALLL$-$-$2,194$-$694$2,888
General ALLL$28,319$6,528$1,928$993$14,115$51,883
Loans held-in-portfolio:
Impaired loans$-$-$8,896$-$3,229$12,125
Loans held-in-portfolio
excluding impaired loans3,891,273687,485725,61739,067486,0395,829,481
Total loans held-in-portfolio$3,891,273$687,485$734,513$39,067$489,268$5,841,606

For the six months ended June 30, 2017
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$202,654$9,525$178,093$1,343$7,662$141,374$540,651
Provision (reversal of provision)13,131(4,038)39,435(1,136)2,59243,19393,177
Charge-offs(32,867)(3,655)(39,264)(583)(3,297)(59,443)(139,109)
Recoveries19,5906,1694,0081,3691,04613,11345,295
Ending balance$202,508$8,001$182,272$993$8,003$138,237$540,014
Specific ALLL$41,982$-$50,148$-$487$22,693$115,310
General ALLL$160,526$8,001$132,124$993$7,516$115,544$424,704
Loans held-in-portfolio:
Impaired loans$333,936$-$514,140$-$1,668$107,027$956,771
Loans held-in-portfolio
excluding impaired loans10,713,423784,3896,559,72239,067741,9353,659,30522,497,841
Total loans held-in-portfolio$11,047,359$784,389$7,073,862$39,067$743,603$3,766,332$23,454,612

For the quarter ended June 30, 2016
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$197,590$4,237$124,500$11,035$135,785$473,147
Provision (reversal of provision)3,515(4,772)25,688(507)14,42738,351
Charge-offs(24,489)(1,531)(13,950)(879)(26,011)(66,860)
Recoveries18,8424,7574864456,10830,638
Net recoveries (write-downs)4,369914--1625,445
Ending balance$199,827$3,605$136,724$10,094$130,471$480,721
Specific ALLL$53,350$116$42,106$548$24,167$120,287
General ALLL$146,477$3,489$94,618$9,546$106,304$360,434
Loans held-in-portfolio:
Impaired non-covered loans$335,881$1,036$476,161$2,110$109,130$924,318
Non-covered loans held-in-portfolio
excluding impaired loans6,881,171102,6065,544,401661,9843,212,55216,402,714
Total non-covered loans held-in-portfolio$7,217,052$103,642$6,020,562$664,094$3,321,682$17,327,032

For the quarter ended June 30, 2016
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$29,822$-$223$30,045
Provision (reversal of provision)--828-(24)804
Charge-offs--(884)-427(457)
Recoveries--185-4189
Ending balance$-$-$29,951$-$630$30,581
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$29,951$-$630$30,581
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--589,256-17,914607,170
Total covered loans held-in-portfolio$-$-$589,256$-$17,914$607,170

For the quarter ended June 30, 2016
U.S. Mainland - Continuing Operations
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,587$4,739$5,099$2,484$13,371$35,280
Provision (reversal of provision)(998)2,721(321)(1,525)1,4401,317
Charge-offs(390)-(132)(134)(2,662)(3,318)
Recoveries1,655-1161,0271,3414,139
Ending balance$9,854$7,460$4,762$1,852$13,490$37,418
Specific ALLL$-$-$1,803$-$731$2,534
General ALLL$9,854$7,460$2,959$1,852$12,759$34,884
Loans held-in-portfolio:
Impaired loans$-$-$8,564$-$2,480$11,044
Loans held-in-portfolio
excluding impaired loans3,142,763613,690834,99249,709561,4315,202,585
Total loans held-in-portfolio$3,142,763$613,690$843,556$49,709$563,911$5,213,629

For the quarter ended June 30, 2016
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$207,177$8,976$159,421$2,484$11,035$149,379$538,472
Provision (reversal of provision)2,517(2,051)26,195(1,525)(507)15,84340,472
Charge-offs(24,879)(1,531)(14,966)(134)(879)(28,246)(70,635)
Recoveries20,4974,7577871,0274457,45334,966
Net recovery (write-downs) 4,369914---1625,445
Ending balance$209,681$11,065$171,437$1,852$10,094$144,591$548,720
Specific ALLL$53,350$116$43,909$-$548$24,898$122,821
General ALLL$156,331$10,949$127,528$1,852$9,546$119,693$425,899
Loans held-in-portfolio:
Impaired loans$335,881$1,036$484,725$-$2,110$111,610$935,362
Loans held-in-portfolio
excluding impaired loans10,023,934716,2966,968,64949,709661,9843,791,89722,212,469
Total loans held-in-portfolio$10,359,815$717,332$7,453,374$49,709$664,094$3,903,507$23,147,831

For the six months ended June 30, 2016
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$186,925$4,957$128,327$10,993$138,721$469,923
Provision (reversal of provision)16,884(5,181)36,5571,17332,78982,222
Charge-offs(33,457)(2,075)(29,922)(3,006)(53,390)(121,850)
Recoveries25,1064,9901,76293412,18944,981
Net recoveries (write-downs)4,369914--1625,445
Ending balance$199,827$3,605$136,724$10,094$130,471$480,721
Specific ALLL$53,350$116$42,106$548$24,167$120,287
General ALLL$146,477$3,489$94,618$9,546$106,304$360,434
Loans held-in-portfolio:
Impaired non-covered loans$335,881$1,036$476,161$2,110$109,130$924,318
Non-covered loans held-in-portfolio
excluding impaired loans6,881,171102,6065,544,401661,9843,212,55216,402,714
Total non-covered loans held-in-portfolio$7,217,052$103,642$6,020,562$664,094$3,321,682$17,327,032

For the six months ended June 30, 2016
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$-$-$33,967$-$209$34,176
Provision (reversal of provision)--(2,321)-20(2,301)
Charge-offs--(2,105)-394(1,711)
Recoveries--410-7417
Ending balance$-$-$29,951$-$630$30,581
Specific ALLL$-$-$-$-$-$-
General ALLL$-$-$29,951$-$630$30,581
Loans held-in-portfolio:
Impaired covered loans$-$-$-$-$-$-
Covered loans held-in-portfolio
excluding impaired loans--589,256-17,914607,170
Total covered loans held-in-portfolio$-$-$589,256$-$17,914$607,170

For the six months ended June 30, 2016
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,908$3,912$4,985$2,687$11,520$33,012
Provision (reversal of provision)(1,114)3,54823(1,975)4,9045,386
Charge-offs(885)-(573)(243)(5,310)(7,011)
Recoveries1,945-3271,3832,3766,031
Ending balance$9,854$7,460$4,762$1,852$13,490$37,418
Specific ALLL$-$-$1,803$-$731$2,534
General ALLL$9,854$7,460$2,959$1,852$12,759$34,884
Loans held-in-portfolio:
Impaired loans$-$-$8,564$-$2,480$11,044
Loans held-in-portfolio
excluding impaired loans3,142,763613,690834,99249,709561,4315,202,585
Total loans held-in-portfolio$3,142,763$613,690$843,556$49,709$563,911$5,213,629

For the six months ended June 30, 2016
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$196,833$8,869$167,279$2,687$10,993$150,450$537,111
Provision (reversal of provision)15,770(1,633)34,259(1,975)1,17337,71385,307
Charge-offs(34,342)(2,075)(32,600)(243)(3,006)(58,306)(130,572)
Recoveries27,0514,9902,4991,38393414,57251,429
Net recoveries (write-downs)4,369914---1625,445
Ending balance$209,681$11,065$171,437$1,852$10,094$144,591$548,720
Specific ALLL$53,350$116$43,909$-$548$24,898$122,821
General ALLL$156,331$10,949$127,528$1,852$9,546$119,693$425,899
Loans held-in-portfolio:
Impaired loans$335,881$1,036$484,725$-$2,110$111,610$935,362
Loans held-in-portfolio
excluding impaired loans10,023,934716,2966,968,64949,709661,9843,791,89722,212,469
Total loans held-in-portfolio$10,359,815$717,332$7,453,374$49,709$664,094$3,903,507$23,147,831
Impaired Financing Receivables Table [Text Block]
June 30, 2017
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$77$77$28$-$-$77$77$28
Commercial real estate non-owner occupied110,127120,48125,9627,74212,905117,869133,38625,962
Commercial real estate owner occupied123,667148,2339,72930,90767,500154,574215,7339,729
Commercial and industrial54,00258,4776,2637,41415,28461,41673,7616,263
Mortgage448,981497,62647,95456,26367,871505,244565,49747,954
Leasing1,6681,668487--1,6681,668487
Consumer:
Credit cards35,67235,6725,424--35,67235,6725,424
Personal 65,16665,16616,025--65,16665,16616,025
Auto 2,0802,080414--2,0802,080414
Other880880136--880880136
Total Puerto Rico$842,320$930,360$112,422$102,326$163,560$944,646$1,093,920$112,422

June 30, 2017
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,344$8,080$2,194$2,552$3,461$8,896$11,541$2,194
Consumer:
HELOCs1,9521,9614765235382,4752,499476
Personal536536218218218754754218
Total U.S. mainland$8,832$10,577$2,888$3,293$4,217$12,125$14,794$2,888

June 30, 2017
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$77$77$28$-$-$77$77$28
Commercial real estate non-owner occupied110,127120,48125,9627,74212,905117,869133,38625,962
Commercial real estate owner occupied123,667148,2339,72930,90767,500154,574215,7339,729
Commercial and industrial54,00258,4776,2637,41415,28461,41673,7616,263
Mortgage455,325505,70650,14858,81571,332514,140577,03850,148
Leasing1,6681,668487--1,6681,668487
Consumer:
Credit Cards35,67235,6725,424--35,67235,6725,424
HELOCs1,9521,9614765235382,4752,499476
Personal65,70265,70216,24321821865,92065,92016,243
Auto 2,0802,080414--2,0802,080414
Other880880136--880880136
Total Popular, Inc.$851,152$940,937$115,310$105,619$167,777$956,771$1,108,714$115,310

December 31, 2016
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage426,737466,24942,42870,75187,806497,488554,05542,428
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit cards37,46437,4645,588--37,46437,4645,588
Personal 66,04366,04316,955--66,04366,04316,955
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Puerto Rico$817,866$898,124$108,523$126,476$179,009$944,342$1,077,133$108,523

December 31, 2016
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$6,381$7,971$2,182$2,495$3,369$8,876$11,340$2,182
Consumer:
HELOCs2,4212,4296673003152,7212,744667
Personal3939579791181185
Total U.S. mainland$8,841$10,439$2,854$2,874$3,763$11,715$14,202$2,854

December 31, 2016
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial multi-family$82$82$34$-$-$82$82$34
Commercial real estate non-owner occupied104,119105,04724,53715,93529,631120,054134,67824,537
Commercial real estate owner occupied131,634169,01313,00731,96250,094163,596219,10713,007
Commercial and industrial46,86249,3014,7977,82811,47854,69060,7794,797
Mortgage433,118474,22044,61073,24691,175506,364565,39544,610
Leasing1,8171,817535--1,8171,817535
Consumer:
Credit Cards37,46437,4645,588--37,46437,4645,588
HELOCs2,4212,4296673003152,7212,744667
Personal66,08266,08216,960797966,16166,16116,960
Auto 2,1172,117474--2,1172,117474
Other991991168--991991168
Total Popular, Inc.$826,707$908,563$111,377$129,350$182,772$956,057$1,091,335$111,377

For the quarter ended June 30, 2017
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$78$1$-$-$78$1
Commercial real estate non-owner occupied117,7441,341--117,7441,341
Commercial real estate owner occupied160,0011,534--160,0011,534
Commercial and industrial63,558502--63,558502
Mortgage503,4464,8148,90922512,3554,836
Leasing1,736---1,736-
Consumer:
Credit cards36,812---36,812-
Helocs--2,570-2,570-
Personal 65,394-435-65,829-
Auto 2,075---2,075-
Other736---736-
Total Popular, Inc.$951,580$8,192$11,914$22$963,494$8,214

For the quarter ended June 30, 2016
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial real estate non-owner occupied$139,910$1,362$-$-$139,910$1,362
Commercial real estate owner occupied139,7221,316--139,7221,316
Commercial and industrial57,799491--57,799491
Construction1,52814--1,52814
Mortgage473,6723,3858,23765481,9093,450
Leasing2,251---2,251-
Consumer:
Credit cards38,078---38,078-
Helocs--1,762-1,762-
Personal 67,642-602-68,244-
Auto 3,371---3,371-
Other435---435-
Total Popular, Inc.$924,408$6,568$10,601$65$935,009$6,633

For the six months ended June 30, 2017
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$79$3$-$-$79$3
Commercial real estate non-owner occupied118,5142,697--118,5142,697
Commercial real estate owner occupied161,1993,198--161,1993,198
Commercial and industrial60,6021,144--60,6021,144
Mortgage501,4608,1848,89866510,3588,250
Leasing1,763---1,763-
Consumer:
Credit cards37,029---37,029-
HELOCs--2,620-2,620-
Personal 65,610-329-65,939-
Auto 2,089---2,089-
Other821---821-
Total Popular, Inc.$949,166$15,226$11,847$66$961,013$15,292

For the six months ended June 30, 2016
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial real estate non-owner occupied$131,933$2,591$-$-$131,933$2,591
Commercial real estate owner occupied145,5502,767--145,5502,767
Commercial and industrial59,8481,001--59,8481,001
Construction1,84635--1,84635
Mortgage470,8206,7737,76365478,5836,838
Leasing2,302---2,302-
Consumer:
Credit cards38,296---38,296-
HELOCs--1,695-1,695-
Personal 67,931-606-68,537-
Auto 2,878---2,878-
Other465---465-
Total Popular, Inc.$921,869$13,167$10,064$65$931,933$13,232
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Popular, Inc.
For the quarter ended June 30, 2017For the six months ended June 30, 2017
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOtherReduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied4---41--
Commercial real estate owner occupied18--39--
Commercial and industrial-15--221--
Mortgage1815114323221218100
Leasing-12--15-
Consumer:
Credit cards159--152285-1310
HELOCs-11--11-
Personal250---5124-1
Auto-311-421
Other81-1161-1
Total4404411818685463227413

Popular, Inc.
For the quarter ended June 30, 2016For the six months ended June 30, 2016
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOtherReduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied1---21--
Commercial real estate owner occupied134--295--
Commercial and industrial81--141--
Mortgage182411935383424290
Consumer:
Credit cards210--199385--373
HELOCs--11--21
Personal2595-152010-1
Auto-52--74-
Other11---21---
Total520391222361,00958248465
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Popular, Inc.
For the quarter ended June 30, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied4$1,928$1,762$156
Commercial real estate owner occupied91,5461,53587
Commercial and industrial1550953549
Mortgage17920,01718,8191,226
Leasing312212034
Consumer:
Credit cards3112,5022,757332
HELOCs248648313
Personal2504,4364,443998
Auto51,9651,920348
Other101,8911,89155
Total788$35,402$34,265$3,298

Popular, Inc.
For the quarter ended June 30, 2016
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied1$197$197$7
Commercial real estate owner occupied177,7556,625201
Commercial and industrial91,0571,056(25)
Mortgage19618,76418,5471,398
Consumer:
Credit cards4093,7754,388651
HELOCs2208251139
Personal2654,1954,2371,044
Auto7616413
Other1132335
Total917$36,044$35,398$3,433

Popular, Inc.
For the six months ended June 30, 2017
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied5$2,069$1,901$145
Commercial real estate owner occupied122,7032,682143
Commercial and industrial238282,923468
Mortgage37141,08538,3322,240
Leasing623623566
Consumer:
Credit cards5964,9045,400644
HELOCs248648313
Personal5179,0349,0382,031
Auto72,0011,957354
Other181,9561,95664
Total1,557$65,302$64,907$6,168

Popular, Inc.
For the six months ended June 30, 2016
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied3$6,520$6,504$4,169
Commercial real estate owner occupied3410,8509,774337
Commercial and industrial153,5863,583(20)
Mortgage40444,33643,0213,627
Consumer:
Credit cards7587,0318,0531,227
HELOCs3355398216
Personal5318,6088,6481,931
Auto1113314025
Other21555710
Total1,780$81,474$80,178$11,522
T D R Loans Subsequent Default Table [Text Block]
Popular, Inc.
Defaulted during the quarter ended June 30, 2017Defaulted during the six months ended June 30, 2017
(Dollars in thousands)Loan countRecorded investment as of first default dateLoan countRecorded investment as of first default date
Commercial real estate non-owner occupied1$1952$457
Commercial real estate owner occupied21,48331,749
Commercial and industrial1213565
Mortgage302,542625,896
Consumer:
Credit cards2734946648
HELOCs1972140
Personal551,095822,070
Auto119354
Other1919
Total119$5,810204$11,588

Popular, Inc.
Defaulted during the quarter ended June 30, 2016Defaulted during the six months ended June 30, 2016
(Dollars in thousands)Loan countRecorded investment as of first default dateLoan countRecorded investment as of first default date
Commercial real estate non-owner occupied-$-2$327
Commercial real estate owner occupied14772,503
Commercial and industrial227227
Mortgage555,501828,734
Leasing132563
Consumer:
Credit cards565941711,758
Personal37711641,473
Auto116233
Total153$6,928335$14,918
Financing Receivable Credit Quality Indicators Table Text Block
June 30, 2017
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$1,509$300$6,462$-$-$8,271$140,020$148,291
Commercial real estate non-owner occupied336,155313,237323,878--973,2701,562,7042,535,974
Commercial real estate owner occupied270,326131,016330,04512,222-743,609942,8241,686,433
Commercial and industrial273,237139,075209,6274,30524626,2682,159,1202,785,388
Total Commercial881,227583,628870,01216,527242,351,4184,804,6687,156,086
Construction1252,056170--2,35194,55396,904
Mortgage2,8093,153179,471--185,4335,632,8505,818,283
Leasing--2,028-372,065741,538743,603
Consumer:
Credit cards--19,012--19,0121,072,0621,091,074
HELOCs--926--9266,5747,500
Personal84466519,943--21,4521,149,9801,171,432
Auto--10,487-14710,634815,325825,959
Other --16,349-39816,747149,077165,824
Total Consumer84466566,717-54568,7713,193,0183,261,789
Total Puerto Rico$885,005$589,502$1,118,398$16,527$606$2,610,038$14,466,627$17,076,665
U.S. mainland
Commercial multi-family$17,553$6,429$943$-$-$24,925$1,121,505$1,146,430
Commercial real estate non-owner occupied52,49744,4792,698--99,6741,397,0251,496,699
Commercial real estate owner occupied20,1822,9388,995--32,115219,858251,973
Commercial and industrial1,5318,533152,927--162,991833,180996,171
Total Commercial91,76362,379165,563--319,7053,571,5683,891,273
Construction26,33819,65229,818--75,808611,677687,485
Mortgage--12,278--12,278722,235734,513
Legacy7755093,882--5,16633,90139,067
Consumer:
Credit cards--2--2141143
HELOCs--3,971-3,9507,921205,404213,325
Personal--1,456-7212,177273,439275,616
Auto------55
Other --3--3176179
Total Consumer--5,432-4,67110,103479,165489,268
Total U.S. mainland$118,876$82,540$216,973$-$4,671$423,060$5,418,546$5,841,606
Popular, Inc.
Commercial multi-family$19,062$6,729$7,405$-$-$33,196$1,261,525$1,294,721
Commercial real estate non-owner occupied388,652357,716326,576--1,072,9442,959,7294,032,673
Commercial real estate owner occupied290,508133,954339,04012,222-775,7241,162,6821,938,406
Commercial and industrial274,768147,608362,5544,30524789,2592,992,3003,781,559
Total Commercial972,990646,0071,035,57516,527242,671,1238,376,23611,047,359
Construction26,46321,70829,988--78,159706,230784,389
Mortgage2,8093,153191,749--197,7116,355,0856,552,796
Legacy7755093,882--5,16633,90139,067
Leasing--2,028-372,065741,538743,603
Consumer:
Credit cards--19,014--19,0141,072,2031,091,217
HELOCs--4,897-3,9508,847211,978220,825
Personal84466521,399-72123,6291,423,4191,447,048
Auto--10,487-14710,634815,330825,964
Other --16,352-39816,750149,253166,003
Total Consumer84466572,149-5,21678,8743,672,1833,751,057
Total Popular, Inc.$1,003,881$672,042$1,335,371$16,527$5,277$3,033,098$19,885,173$22,918,271
The following table presents the weighted average obligor risk rating at June 30, 2017 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.106.23
Commercial real estate non-owner occupied11.076.93
Commercial real estate owner occupied11.247.11
Commercial and industrial11.197.20
Total Commercial11.167.08
Construction11.007.61
U.S. mainland:SubstandardPass
Commercial multi-family11.537.22
Commercial real estate non-owner occupied11.666.71
Commercial real estate owner occupied11.057.21
Commercial and industrial11.696.13
Total Commercial11.656.77
Construction11.007.68
Legacy11.117.92

December 31, 2016
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$2,016$383$6,108$-$-$8,507$166,033$174,540
Commercial real estate non-owner occupied310,510377,858342,054155-1,030,5771,533,7082,564,285
Commercial real estate owner occupied310,484109,873360,94117,788-799,086992,3891,791,475
Commercial and industrial136,091133,270227,36011,51412508,2472,163,6702,671,917
Total Commercial759,101621,384936,46329,457122,346,4174,855,8007,202,217
Construction501,7051,668--3,42382,13585,558
Mortgage4,4071,987190,090--196,4845,720,0165,916,500
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,725--18,7251,081,8821,100,607
HELOCs--185--1858,1668,351
Personal1,06881221,496--23,3761,126,8011,150,177
Auto--12,321--12,321814,271826,592
Other --19,311--19,311156,218175,529
Total Consumer1,06881272,038--73,9183,187,3383,261,256
Total Puerto Rico$764,626$625,888$1,203,321$29,457$12$2,623,304$14,545,120$17,168,424
U.S. mainland
Commercial multi-family$13,537$7,796$658$-$-$21,991$1,042,305$1,064,296
Commercial real estate non-owner occupied57,1119,7781,720--68,6091,288,7071,357,316
Commercial real estate owner occupied9,271-9,119--18,390225,355243,745
Commercial and industrial3,048937153,793--157,778773,155930,933
Total Commercial82,96718,511165,290--266,7683,329,5223,596,290
Construction3,0008,15316,950--28,103662,639690,742
Mortgage--11,711--11,711768,150779,861
Legacy9217864,400--6,10739,18645,293
Consumer:
Credit cards--30--30128158
HELOCs--1,923-2,8394,762247,413252,175
Personal--1,252-6091,861238,746240,607
Auto------99
Other --8--8180188
Total Consumer--3,213-3,4486,661486,476493,137
Total U.S. mainland$86,888$27,450$201,564$-$3,448$319,350$5,285,973$5,605,323
Popular, Inc.
Commercial multi-family$15,553$8,179$6,766$-$-$30,498$1,208,338$1,238,836
Commercial real estate non-owner occupied367,621387,636343,774155-1,099,1862,822,4153,921,601
Commercial real estate owner occupied319,755109,873370,06017,788-817,4761,217,7442,035,220
Commercial and industrial139,139134,207381,15311,51412666,0252,936,8253,602,850
Total Commercial842,068639,8951,101,75329,457122,613,1858,185,32210,798,507
Construction3,0509,85818,618--31,526744,774776,300
Mortgage4,4071,987201,801--208,1956,488,1666,696,361
Legacy9217864,400--6,10739,18645,293
Leasing--3,062--3,062699,831702,893
Consumer:
Credit cards--18,755--18,7551,082,0101,100,765
HELOCs--2,108-2,8394,947255,579260,526
Personal1,06881222,748-60925,2371,365,5471,390,784
Auto--12,321--12,321814,280826,601
Other --19,319--19,319156,398175,717
Total Consumer1,06881275,251-3,44880,5793,673,8143,754,393
Total Popular, Inc.$851,514$653,338$1,404,885$29,457$3,460$2,942,654$19,831,093$22,773,747
The following table presents the weighted average obligor risk rating at December 31, 2016 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.125.95
Commercial real estate non-owner occupied11.076.91
Commercial real estate owner occupied11.237.09
Commercial and industrial11.097.19
Total Commercial11.147.06
Construction11.007.67
U.S. mainland:SubstandardPass
Commercial multi-family11.317.26
Commercial real estate non-owner occupied11.706.67
Commercial real estate owner occupied11.057.32
Commercial and industrial11.656.15
Total Commercial11.626.78
Construction11.007.67
Legacy11.107.91
Non Covered Loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Non-Covered Loans
June 30, 2017 December 31, 2016
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Commercial$171,068$65,505$236,573$38,506$176,887$83,157$260,044$40,810
Mortgage781,636123,726905,36250,148744,926127,071871,99744,610
Leases1,2534151,6684871,3834341,817535
Consumer98,05712,313110,37022,693100,27712,442112,71923,857
Total$1,052,014$201,959$1,253,973$111,834$1,023,473$223,104$1,246,577$109,812
Covered loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Covered Loans
June 30, 2017 December 31, 2016
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Mortgage$2,796$3,003$5,799$-$2,950$2,580$5,530$-
Total$2,796$3,003$5,799$-$2,950$2,580$5,530$-