XML 122 R109.htm IDEA: XBRL DOCUMENT v3.5.0.2
Note Allowance for loan losses (Allowance Movement) (Detail) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period $ 538,472 $ 588,697 $ 537,111 $ 601,792  
Provision for loan losses 40,472 76,234 85,307 116,269  
Charge-offs (70,635) (108,003) (130,572) (189,818)  
Recoveries 34,966 26,256 51,429 52,261  
Net recovery (write-down) 5,445 (32,371) 5,445 (29,691)  
Balance at end of period 548,720 550,813 548,720 550,813  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 122,821 139,011 122,821 139,011  
General ALLL 425,899 411,802 425,899 411,802  
Ending balance: loans individually evaluated for impairment 935,362 915,826 935,362 915,826  
Ending balance: loans collectively evaluated for impairment 22,212,469 22,208,969 22,212,469 22,208,969  
Non-covered Loans held-in-portfolio 22,540,661 [1],[2]   22,540,661 [1],[2]   $ 22,346,115 [3],[4]
Loans covered under loss-sharing agreements with the FDIC 607,170   607,170   646,115
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 23,147,831 23,124,795 23,147,831 23,124,795  
Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Provision for loan losses (40,472) (76,234) (85,307) (116,269)  
Covered loans          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Loans covered under loss-sharing agreements with the FDIC 607,170   607,170   646,115
PUERTO RICO          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio [5] 17,327,032   17,327,032   17,570,610
PUERTO RICO | Non-covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 473,147 484,276 469,923 489,135  
Provision for loan losses 38,351 60,529 82,222 92,442  
Charge-offs (66,860) (62,753) (121,850) (114,234)  
Recoveries 30,638 17,607 44,981 32,316  
Net recovery (write-down) 5,445 (29,996) 5,445 (29,996)  
Allowance Transferred From Covered Loans   13,037   13,037  
Balance at end of period 480,721 482,700 480,721 482,700  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 120,287 138,152 120,287 138,152  
General ALLL 360,434 344,548 360,434 344,548  
Ending balance: loans individually evaluated for impairment 924,318 907,280 924,318 907,280  
Ending balance: loans collectively evaluated for impairment 16,402,714 17,007,400 16,402,714 17,007,400  
Non-covered Loans held-in-portfolio 17,327,032 17,914,680 17,327,032 17,914,680  
PUERTO RICO | Covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 30,045 72,473 34,176 82,073  
Provision for loan losses 804 15,766 (2,301) 26,090  
Charge-offs (457) (41,024) (1,711) (67,695)  
Recoveries 189 5,719 417 12,466  
Net recovery (write-down)   (1,823)   (1,823)  
Allowance Transferred To Non Covered Loans   (13,037)   (13,037)  
Balance at end of period 30,581 38,074 30,581 38,074  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 30,581 38,074 30,581 38,074  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 607,170 689,650 607,170 689,650  
Loans covered under loss-sharing agreements with the FDIC 607,170 689,650 607,170 689,650  
UNITED STATES          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 5,213,629   5,213,629   4,775,505
UNITED STATES | Non-covered loans | Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 35,280 31,948 33,012 30,584  
Provision for loan losses 1,317 (61) 5,386 (2,263)  
Charge-offs (3,318) (4,226) (7,011) (7,889)  
Recoveries 4,139 2,930 6,031 7,479  
Net recovery (write-down)   (552)   2,128  
Balance at end of period 37,418 30,039 37,418 30,039  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 2,534 859 2,534 859  
General ALLL 34,884 29,180 34,884 29,180  
Ending balance: loans individually evaluated for impairment 11,044 8,546 11,044 8,546  
Ending balance: loans collectively evaluated for impairment 5,202,585 4,511,919 5,202,585 4,511,919  
Non-covered Loans held-in-portfolio 5,213,629 4,520,465 5,213,629 4,520,465  
Commercial          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 207,177 227,159 196,833 242,108  
Provision for loan losses 2,517 55,671 15,770 56,644  
Charge-offs (24,879) (47,452) (34,342) (71,713)  
Recoveries 20,497 11,439 27,051 19,778  
Net recovery (write-down) 4,369 (31,097) 4,369 (31,097)  
Balance at end of period 209,681 215,720 209,681 215,720  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 53,350 68,456 53,350 68,456  
General ALLL 156,331 147,264 156,331 147,264  
Ending balance: loans individually evaluated for impairment 335,881 337,577 335,881 337,577  
Ending balance: loans collectively evaluated for impairment 10,023,934 9,667,142 10,023,934 9,667,142  
Non-covered Loans held-in-portfolio 10,359,815   10,359,815   10,099,163
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 10,359,815 10,004,719 10,359,815 10,004,719  
Commercial | PUERTO RICO          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio [5] 7,217,052   7,217,052   7,368,219
Commercial | PUERTO RICO | Non-covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 197,590 195,466 186,925 201,589  
Provision for loan losses 3,515 50,231 16,884 48,910  
Charge-offs (24,489) (23,323) (33,457) (32,895)  
Recoveries 18,842 6,264 25,106 11,034  
Net recovery (write-down) 4,369 (29,996) 4,369 (29,996)  
Allowance Transferred From Covered Loans   8,453   8,453  
Balance at end of period 199,827 207,095 199,827 207,095  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 53,350 68,456 53,350 68,456  
General ALLL 146,477 138,639 146,477 138,639  
Ending balance: loans individually evaluated for impairment 335,881 337,577 335,881 337,577  
Ending balance: loans collectively evaluated for impairment 6,881,171 7,231,433 6,881,171 7,231,433  
Non-covered Loans held-in-portfolio 7,217,052 7,569,010 7,217,052 7,569,010  
Commercial | PUERTO RICO | Covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 0 21,267 0 30,871  
Provision for loan losses 0 8,120 0 10,115  
Charge-offs 0 (23,697) 0 (37,936)  
Recoveries 0 3,864 0 6,504  
Net recovery (write-down)   (1,101)   (1,101)  
Allowance Transferred To Non Covered Loans   (8,453)   (8,453)  
Balance at end of period 0 0 0 0  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 0 0 0 0  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 0 3 0 3  
Loans covered under loss-sharing agreements with the FDIC 0 3 0 3  
Commercial | UNITED STATES          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 3,142,763   3,142,763   2,730,944
Commercial | UNITED STATES | Non-covered loans | Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 9,587 10,426 9,908 9,648  
Provision for loan losses (998) (2,680) (1,114) (2,381)  
Charge-offs (390) (432) (885) (882)  
Recoveries 1,655 1,311 1,945 2,240  
Net recovery (write-down)   0   0  
Balance at end of period 9,854 8,625 9,854 8,625  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 9,854 8,625 9,854 8,625  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 3,142,763 2,435,706 3,142,763 2,435,706  
Non-covered Loans held-in-portfolio 3,142,763 2,435,706 3,142,763 2,435,706  
Construction          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 8,976 11,151 8,869 13,872  
Provision for loan losses (2,051) 14,714 (1,633) 14,839  
Charge-offs (1,531) (18,234) (2,075) (27,280)  
Recoveries 4,757 1,898 4,990 8,098  
Net recovery (write-down) 914 (542) 914 (542)  
Balance at end of period 11,065 8,987 11,065 8,987  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 116 725 116 725  
General ALLL 10,949 8,262 10,949 8,262  
Ending balance: loans individually evaluated for impairment 1,036 3,627 1,036 3,627  
Ending balance: loans collectively evaluated for impairment 716,296 692,383 716,296 692,383  
Non-covered Loans held-in-portfolio 717,332   717,332   681,106
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 717,332 696,010 717,332 696,010  
Construction | PUERTO RICO          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 103,642   103,642   100,948
Construction | PUERTO RICO | Non-covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 4,237 1,595 4,957 5,483  
Provision for loan losses (4,772) 5,260 (5,181) (1,553)  
Charge-offs (1,531) (2,194) (2,075) (2,194)  
Recoveries 4,757 473 4,990 3,398  
Net recovery (write-down) 914 0 914 0  
Allowance Transferred From Covered Loans   1,424   1,424  
Balance at end of period 3,605 6,558 3,605 6,558  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 116 725 116 725  
General ALLL 3,489 5,833 3,489 5,833  
Ending balance: loans individually evaluated for impairment 1,036 3,627 1,036 3,627  
Ending balance: loans collectively evaluated for impairment 102,606 109,819 102,606 109,819  
Non-covered Loans held-in-portfolio 103,642 113,446 103,642 113,446  
Construction | PUERTO RICO | Covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 0 7,707 0 7,202  
Provision for loan losses 0 8,874 0 (15,150)  
Charge-offs 0 (16,040) 0 (25,086)  
Recoveries 0 1,425 0 4,700  
Net recovery (write-down)   (542)   (542)  
Allowance Transferred To Non Covered Loans   (1,424)   (1,424)  
Balance at end of period 0 0 0 0  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 0 0 0 0  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 0 0 0 0  
Loans covered under loss-sharing agreements with the FDIC 0 0 0 0  
Construction | UNITED STATES          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 613,690   613,690   580,158
Construction | UNITED STATES | Non-covered loans | Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 4,739 1,849 3,912 1,187  
Provision for loan losses 2,721 580 3,548 1,242  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Net recovery (write-down)   0   0  
Balance at end of period 7,460 2,429 7,460 2,429  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 7,460 2,429 7,460 2,429  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 613,690 582,564 613,690 582,564  
Non-covered Loans held-in-portfolio 613,690 582,564 613,690 582,564  
Mortgages          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 159,421 169,310 167,279 164,270  
Provision for loan losses 26,195 10,257 34,259 23,124  
Charge-offs (14,966) (12,221) (32,600) (26,801)  
Recoveries 787 1,128 2,499 1,800  
Net recovery (write-down) 0 (712) 0 5,369  
Balance at end of period 171,437 167,762 171,437 167,762  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 43,909 44,162 43,909 44,162  
General ALLL 127,528 123,600 127,528 123,600  
Ending balance: loans individually evaluated for impairment 484,725 455,834 484,725 455,834  
Ending balance: loans collectively evaluated for impairment 6,968,649 7,441,063 6,968,649 7,441,063  
Non-covered Loans held-in-portfolio 6,864,118   6,864,118   7,036,081
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 7,453,374 7,896,897 7,453,374 7,896,897  
Mortgages | Covered loans          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Loans covered under loss-sharing agreements with the FDIC 589,256   589,256   627,102
Mortgages | PUERTO RICO          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio [5] 6,020,562   6,020,562   6,127,491
Mortgages | PUERTO RICO | Non-covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 124,500 126,579 128,327 120,860  
Provision for loan losses 25,688 9,755 36,557 25,947  
Charge-offs (13,950) (11,361) (29,922) (22,334)  
Recoveries 486 622 1,762 1,122  
Net recovery (write-down) 0 0 0 0  
Allowance Transferred From Covered Loans   582   582  
Balance at end of period 136,724 126,177 136,724 126,177  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 42,106 43,749 42,106 43,749  
General ALLL 94,618 82,428 94,618 82,428  
Ending balance: loans individually evaluated for impairment 476,161 450,789 476,161 450,789  
Ending balance: loans collectively evaluated for impairment 5,544,401 5,793,594 5,544,401 5,793,594  
Non-covered Loans held-in-portfolio 6,020,562 6,244,383 6,020,562 6,244,383  
Mortgages | PUERTO RICO | Covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 29,822 40,469 33,967 40,948  
Provision for loan losses 828 (1,734) (2,321) 1,068  
Charge-offs (884) (520) (2,105) (3,906)  
Recoveries 185 342 410 447  
Net recovery (write-down)   (160)   (160)  
Allowance Transferred To Non Covered Loans   (582)   (582)  
Balance at end of period 29,951 37,815 29,951 37,815  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 29,951 37,815 29,951 37,815  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 589,256 671,074 589,256 671,074  
Loans covered under loss-sharing agreements with the FDIC 589,256 671,074 589,256 671,074  
Mortgages | UNITED STATES          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 843,556   843,556   908,590
Mortgages | UNITED STATES | Non-covered loans | Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 5,099 2,262 4,985 2,462  
Provision for loan losses (321) 2,236 23 (3,891)  
Charge-offs (132) (340) (573) (561)  
Recoveries 116 164 327 231  
Net recovery (write-down)   (552)   5,529  
Balance at end of period 4,762 3,770 4,762 3,770  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 1,803 413 1,803 413  
General ALLL 2,959 3,357 2,959 3,357  
Ending balance: loans individually evaluated for impairment 8,564 5,045 8,564 5,045  
Ending balance: loans collectively evaluated for impairment 834,992 976,395 834,992 976,395  
Non-covered Loans held-in-portfolio 843,556 981,440 843,556 981,440  
Legacy          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 2,484 2,962 2,687 2,944  
Provision for loan losses (1,525) 383 (1,975) (1,427)  
Charge-offs (134) (480) (243) (954)  
Recoveries 1,027 450 1,383 2,752  
Net recovery (write-down) 0 0 0 0  
Balance at end of period 1,852 3,315 1,852 3,315  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 34 0 34  
General ALLL 1,852 3,281 1,852 3,281  
Ending balance: loans individually evaluated for impairment 0 1,357 0 1,357  
Ending balance: loans collectively evaluated for impairment 49,709 71,145 49,709 71,145  
Non-covered Loans held-in-portfolio [6] 49,709   49,709   64,436
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 49,709 72,502 49,709 72,502  
Legacy | UNITED STATES          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 49,709   49,709   64,436
Legacy | UNITED STATES | Non-covered loans | Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 2,484 2,962 2,687 2,944  
Provision for loan losses (1,525) 383 (1,975) (1,427)  
Charge-offs (134) (480) (243) (954)  
Recoveries 1,027 450 1,383 2,752  
Net recovery (write-down)   0   0  
Balance at end of period 1,852 3,315 1,852 3,315  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 34 0 34  
General ALLL 1,852 3,281 1,852 3,281  
Ending balance: loans individually evaluated for impairment 0 1,357 0 1,357  
Ending balance: loans collectively evaluated for impairment 49,709 71,145 49,709 71,145  
Non-covered Loans held-in-portfolio 49,709 72,502 49,709 72,502  
Leasing          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 11,035 7,208 10,993 7,131  
Provision for loan losses (507) 2,925 1,173 3,771  
Charge-offs (879) (1,693) (3,006) (2,930)  
Recoveries 445 720 934 1,188  
Net recovery (write-down) 0 0 0 0  
Balance at end of period 10,094 9,160 10,094 9,160  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 548 607 548 607  
General ALLL 9,546 8,553 9,546 8,553  
Ending balance: loans individually evaluated for impairment 2,110 2,554 2,110 2,554  
Ending balance: loans collectively evaluated for impairment 661,984 590,262 661,984 590,262  
Non-covered Loans held-in-portfolio 664,094   664,094   627,650
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 664,094 592,816 664,094 592,816  
Leasing | PUERTO RICO          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio [5] 664,094   664,094   627,650
Leasing | PUERTO RICO | Non-covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 11,035 7,208 10,993 7,131  
Provision for loan losses (507) 2,925 1,173 3,771  
Charge-offs (879) (1,693) (3,006) (2,930)  
Recoveries 445 720 934 1,188  
Net recovery (write-down) 0 0 0 0  
Allowance Transferred From Covered Loans   0   0  
Balance at end of period 10,094 9,160 10,094 9,160  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 548 607 548 607  
General ALLL 9,546 8,553 9,546 8,553  
Ending balance: loans individually evaluated for impairment 2,110 2,554 2,110 2,554  
Ending balance: loans collectively evaluated for impairment 661,984 590,262 661,984 590,262  
Non-covered Loans held-in-portfolio 664,094 592,816 664,094 592,816  
Leasing | PUERTO RICO | Covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 0 0 0 0  
Provision for loan losses 0 0 0 0  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Net recovery (write-down)   0   0  
Allowance Transferred To Non Covered Loans   0   0  
Balance at end of period 0 0 0 0  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 0 0 0 0  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 0 0 0 0  
Loans covered under loss-sharing agreements with the FDIC 0 0 0 0  
Consumer          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 149,379 170,907 150,450 171,467  
Provision for loan losses 15,843 (7,716) 37,713 19,318  
Charge-offs (28,246) (27,923) (58,306) (60,140)  
Recoveries 7,453 10,621 14,572 18,645  
Net recovery (write-down) 162 (20) 162 (3,421)  
Balance at end of period 144,591 145,869 144,591 145,869  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 24,898 25,027 24,898 25,027  
General ALLL 119,693 120,842 119,693 120,842  
Ending balance: loans individually evaluated for impairment 111,610 114,877 111,610 114,877  
Ending balance: loans collectively evaluated for impairment 3,791,897 3,746,974 3,791,897 3,746,974  
Non-covered Loans held-in-portfolio 3,885,593   3,885,593   3,837,679
Loans And Leases Receivable Covered And Not Covered Total Net Of Unearned Income 3,903,507 3,861,851 3,903,507 3,861,851  
Consumer | Covered loans          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Loans covered under loss-sharing agreements with the FDIC 17,914   17,914   19,013
Consumer | PUERTO RICO          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio [5] 3,321,682   3,321,682   3,346,302
Consumer | PUERTO RICO | Non-covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 135,785 153,428 138,721 154,072  
Provision for loan losses 14,427 (7,642) 32,789 15,367  
Charge-offs (26,011) (24,182) (53,390) (53,881)  
Recoveries 6,108 9,528 12,189 15,574  
Net recovery (write-down) 162 0 162 0  
Allowance Transferred From Covered Loans   2,578   2,578  
Balance at end of period 130,471 133,710 130,471 133,710  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 24,167 24,615 24,167 24,615  
General ALLL 106,304 109,095 106,304 109,095  
Ending balance: loans individually evaluated for impairment 109,130 112,733 109,130 112,733  
Ending balance: loans collectively evaluated for impairment 3,212,552 3,282,292 3,212,552 3,282,292  
Non-covered Loans held-in-portfolio 3,321,682 3,395,025 3,321,682 3,395,025  
Consumer | PUERTO RICO | Covered loans          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 223 3,030 209 3,052  
Provision for loan losses (24) 506 20 (243)  
Charge-offs 427 (767) 394 (767)  
Recoveries 4 88 7 815  
Net recovery (write-down)   (20)   (20)  
Allowance Transferred To Non Covered Loans   (2,578)   (2,578)  
Balance at end of period 630 259 630 259  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 0 0 0 0  
General ALLL 630 259 630 259  
Ending balance: loans individually evaluated for impairment 0 0 0 0  
Ending balance: loans collectively evaluated for impairment 17,914 18,573 17,914 18,573  
Loans covered under loss-sharing agreements with the FDIC 17,914 18,573 17,914 18,573  
Consumer | UNITED STATES          
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Non-covered Loans held-in-portfolio 563,911   563,911   $ 491,377
Consumer | UNITED STATES | Non-covered loans | Continuing Operations          
Financing Receivable, Allowance for Credit Losses          
Balance at beginning of period 13,371 14,449 11,520 14,343  
Provision for loan losses 1,440 (580) 4,904 4,194  
Charge-offs (2,662) (2,974) (5,310) (5,492)  
Recoveries 1,341 1,005 2,376 2,256  
Net recovery (write-down)   0   (3,401)  
Balance at end of period 13,490 11,900 13,490 11,900  
Financing Receivable Allowance For Credit Loss Additional Information Abstract          
Specific ALLL 731 412 731 412  
General ALLL 12,759 11,488 12,759 11,488  
Ending balance: loans individually evaluated for impairment 2,480 2,144 2,480 2,144  
Ending balance: loans collectively evaluated for impairment 561,431 446,109 561,431 446,109  
Non-covered Loans held-in-portfolio $ 563,911 $ 448,253 $ 563,911 $ 448,253  
[1] Includes $7.6 billion pledged to secure credit facilities and public funds that the secured parties are not permitted to sell or repledge the collateral, of which $4.7 billion were pledged at the FHLB as collateral for borrowings, $2.4 billion at the FRB for discount window borrowings and $0.5 billion serve as collateral for public funds.
[2] Non-covered loans held-in-portfolio are net of $115 million in unearned income and exclude $122 million in loans held-for-sale.
[3] Includes $7.3 billion pledged to secure credit facilities and public funds that the secured parties are not permitted to sell or repledge the collateral, of which $4.3 billion were pledged at the FHLB as collateral for borrowings, $2.5 billion at the FRB for discount window borrowings and $0.5 billion serve as collateral for public funds.
[4] Non-covered loans held-in-portfolio are net of $108 million in unearned income and exclude $137 million in loans held-for-sale.
[5] Excludes covered loans acquired in the Westernbank FDIC-assisted transaction.
[6] The legacy portfolio is comprised of commercial loans, construction loans and lease financings related to certain lending products exited by the Corporation as part of restructuring efforts carried out in prior years at the BPNA segment.