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Allowance for loan losses (Tables)
 12 Months Ended
Dec. 31, 2015
Allowance Movement [Table Text Block]
For the year ended December 31, 2015
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$201,589$5,483$120,860$7,131$154,072$489,135
Provision (reversal of provision)88,680(2,836)57,8767,16565,947216,832
Charge-offs(105,716)(13,628)(53,296)(5,561)(110,384)(288,585)
Recoveries31,82614,5142,3052,25826,50877,411
Net write-downs related to loans transferred to held-for-sale(37,907)----(37,907)
Allowance transferred from covered loans8,4531,424582-2,57813,037
Ending balance$186,925$4,957$128,327$10,993$138,721$469,923

For the year ended December 31, 2015
Puerto Rico - Covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$30,871$7,202$40,948$-$3,052$82,073
Provision (reversal of provision)10,11515,150(1,011)-(234)24,020
Charge-offs(37,936)(25,086)(6,158)-(853)(70,033)
Recoveries6,5044,700930-84212,976
Net write-downs related to loans transferred to held-for-sale(1,101)(542)(160)-(20)(1,823)
Allowance transferred to non-covered loans(8,453)(1,424)(582)-(2,578)(13,037)
Ending balance$-$-$33,967$-$209$34,176

For the year ended December 31, 2015
U.S. Mainland - Continuing Operations
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$9,648$1,187$2,462$2,944$14,343$30,584
Provision (reversal of provision)(3,582)2,725(1,727)(3,017)6,227626
Charge-offs(1,452)-(1,670)(2,019)(9,507)(14,648)
Recoveries5,294-3914,7793,85814,322
Net recovery (write-down) related to loans transferred to held-for-sale--5,529-(3,401)2,128
Ending balance$9,908$3,912$4,985$2,687$11,520$33,012

For the year ended December 31, 2015
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$242,108$13,872$164,270$2,944$7,131$171,467$601,792
Provision (reversal of provision)95,21315,03955,138(3,017)7,16571,940241,478
Charge-offs(145,104)(38,714)(61,124)(2,019)(5,561)(120,744)(373,266)
Recoveries43,62419,2143,6264,7792,25831,208104,709
Net (write-down) recovery related to loans transferred to held-for-sale (39,008)(542)5,369--(3,421)(37,602)
Ending balance$196,833$8,869$167,279$2,687$10,993$150,450$537,111

For the year ended December 31, 2014
Puerto Rico - Non-covered loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$128,150$5,095$130,330$10,622$152,578$426,775
Provision (reversal of provision)112,821(3,121)34,53047098,149242,849
Charge-offs(70,402)(1,722)(45,389)(6,028)(122,400)(245,941)
Recoveries31,0205,2311,3892,06725,74565,452
Ending balance$201,589$5,483$120,860$7,131$154,072$489,135

For the year ended December 31, 2014
Puerto Rico - Covered Loans
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$42,198$19,491$36,006$-$4,397$102,092
Provision (reversal of provision)21,57915,39713,384-(4,225)46,135
Charge-offs(34,741)(36,223)(9,156)-2,589(77,531)
Recoveries1,8358,537714-29111,377
Ending balance$30,871$7,202$40,948$-$3,052$82,073

For the year ended December 31, 2014
U.S. Mainland - Continuing Operations
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$24,930$214$26,599$11,335$19,205$82,283
Allowance transferred from discontinued operations7,984----7,984
Provision (reversal of provision)(2,979)736(15,410)(8,611)7,414(18,850)
Charge-offs(16,628)-(3,517)(8,071)(15,948)(44,164)
Recoveries15,5232372,32117,1413,78339,005
Net (write-down) recovery related to loans transferred to LHFS(19,182)-(7,531)(8,850)(111)(35,674)
Ending balance$9,648$1,187$2,462$2,944$14,343$30,584
For the year ended December 31, 2014
U.S. Mainland - Discontinued Operations
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Beginning balance$21,902$33$-$2,369$5,101$29,405
Allowance transferred to continuing operations(7,984)----(7,984)
Provision (reversal of provision)(2,831)(226)-(1,812)(1,895)(6,764)
Charge-offs(2,995)--(557)(900)(4,452)
Recoveries8,283220-1,400949,997
Net write-downs related to loans transferred to discontinued operations(16,375)(27)-(1,400)(2,400)(20,202)
Ending balance$-$-$-$-$-$-

For the year ended December 31, 2014
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Beginning balance$217,180$24,833$192,935$13,704$10,622$181,281$640,555
Provision (reversal of provision)128,59012,78632,504(10,423)47099,443263,370
Charge-offs(124,766)(37,945)(58,062)(8,628)(6,028)(136,659)(372,088)
Recoveries56,66114,2254,42418,5412,06729,913125,831
Net write-down related to loans transferred to LHFS(19,182)-(7,531)(8,850)-(111)(35,674)
Net write-downs related to loans transferred to discontinued operations(16,375)(27)-(1,400)-(2,400)(20,202)
Ending balance$242,108$13,872$164,270$2,944$7,131$171,467$601,792
Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block
ASC 310-30 Westernbank loans
For the years ended
(In thousands)December 31, 2015December 31, 2014
Balance at beginning of period$78,846$93,915
Provision for loan losses46,64348,559
Net charge-offs(61,926)(63,628)
Balance at end of period$63,563$78,846
Allowance For Credit Losses On Financing Receivables Table Text Block
At December 31, 2015
Puerto Rico
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Specific ALLL non-covered loans$49,243$264$42,965$573$23,478$116,523
General ALLL non-covered loans137,6824,69385,36210,420115,243353,400
ALLL - non-covered loans186,9254,957128,32710,993138,721469,923
Specific ALLL covered loans------
General ALLL covered loans--33,967-20934,176
ALLL - covered loans--33,967-20934,176
Total ALLL$186,925$4,957$162,294$10,993$138,930$504,099
Loans held-in-portfolio:
Impaired non-covered loans$337,133$2,481$465,117$2,404$109,660$916,795
Non-covered loans held-in-portfolio
excluding impaired loans7,031,08698,4675,662,374625,2463,236,64216,653,815
Non-covered loans held-in-portfolio7,368,219100,9486,127,491627,6503,346,30217,570,610
Impaired covered loans------
Covered loans held-in-portfolio
excluding impaired loans--627,102-19,013646,115
Covered loans held-in-portfolio--627,102-19,013646,115
Total loans held-in-portfolio$7,368,219$100,948$6,754,593$627,650$3,365,315$18,216,725

At December 31, 2015
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Specific ALLL$-$-$1,064$-$485$1,549
General ALLL9,9083,9123,9212,68711,03531,463
Total ALLL$9,908$3,912$4,985$2,687$11,520$33,012
Loans held-in-portfolio:
Impaired loans$-$-$6,815$-$2,176$8,991
Loans held-in-portfolio,
excluding impaired loans2,730,944580,158901,77564,436489,2014,766,514
Total loans held-in-portfolio$2,730,944$580,158$908,590$64,436$491,377$4,775,505

At December 31, 2015
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Specific ALLL non-covered loans$49,243$264$44,029$-$573$23,963$118,072
General ALLL non-covered loans147,5908,60589,2832,68710,420126,278384,863
ALLL - non-covered loans196,8338,869133,3122,68710,993150,241502,935
Specific ALLL covered loans-------
General ALLL covered loans--33,967--20934,176
ALLL - covered loans--33,967--20934,176
Total ALLL$196,833$8,869$167,279$2,687$10,993$150,450$537,111
Loans held-in-portfolio:
Impaired non-covered loans$337,133$2,481$471,932$-$2,404$111,836$925,786
Non-covered loans held-in-portfolio
excluding impaired loans9,762,030678,6256,564,14964,436625,2463,725,84321,420,329
Non-covered loans held-in-portfolio10,099,163681,1067,036,08164,436627,6503,837,67922,346,115
Impaired covered loans-------
Covered loans held-in-portfolio
excluding impaired loans--627,102--19,013646,115
Covered loans held-in-portfolio--627,102--19,013646,115
Total loans held-in-portfolio$10,099,163$681,106$7,663,183$64,436$627,650$3,856,692$22,992,230

At December 31, 2014
Puerto Rico
(In thousands)CommercialConstructionMortgageLeasingConsumerTotal
Allowance for credit losses:
Specific ALLL non-covered loans$64,736$363$45,838$770$27,796$139,503
General ALLL non-covered loans136,8535,12075,0226,361126,276349,632
ALLL - non-covered loans201,5895,483120,8607,131154,072489,135
Specific ALLL covered loans5----5
General ALLL covered loans30,8667,20240,948-3,05282,068
ALLL - covered loans30,8717,20240,948-3,05282,073
Total ALLL$232,460$12,685$161,808$7,131$157,124$571,208
Loans held-in-portfolio:
Impaired non-covered loans$356,911$13,268$431,569$3,023$115,759$920,530
Non-covered loans held-in-portfolio
excluding impaired loans6,017,892146,1165,018,932561,3663,273,27815,017,584
Non-covered loans held-in-portfolio6,374,803159,3845,450,501564,3893,389,03715,938,114
Impaired covered loans4,4872,419---6,906
Covered loans held-in-portfolio
excluding impaired loans1,610,29467,917822,986-34,5592,535,756
Covered loans held-in-portfolio1,614,78170,336822,986-34,5592,542,662
Total loans held-in-portfolio$7,989,584$229,720$6,273,487$564,389$3,423,596$18,480,776

At December 31, 2014
U.S. Mainland
(In thousands)CommercialConstructionMortgageLegacyConsumerTotal
Allowance for credit losses:
Specific ALLL$-$-$273$-$365$638
General ALLL9,6481,1872,1892,94413,97829,946
Total ALLL$9,648$1,187$2,462$2,944$14,343$30,584
Loans held-in-portfolio:
Impaired loans$250$-$4,255$-$1,973$6,478
Loans held-in-portfolio,
excluding impaired loans1,759,21492,4361,048,13080,818479,2613,459,859
Total loans held-in-portfolio$1,759,464$92,436$1,052,385$80,818$481,234$3,466,337

At December 31, 2014
Popular, Inc.
(In thousands)CommercialConstructionMortgageLegacyLeasingConsumerTotal
Allowance for credit losses:
Specific ALLL non-covered loans$64,736$363$46,111$-$770$28,161$140,141
General ALLL non-covered loans146,5016,30777,2112,9446,361140,254379,578
ALLL - non-covered loans211,2376,670123,3222,9447,131168,415519,719
Specific ALLL covered loans5-----5
General ALLL covered loans30,8667,20240,948--3,05282,068
ALLL - covered loans30,8717,20240,948--3,05282,073
Total ALLL$242,108$13,872$164,270$2,944$7,131$171,467$601,792
Loans held-in-portfolio:
Impaired non-covered loans$357,161$13,268$435,824$-$3,023$117,732$927,008
Non-covered loans held-in-portfolio
excluding impaired loans7,777,106238,5526,067,06280,818561,3663,752,53918,477,443
Non-covered loans held-in-portfolio8,134,267251,8206,502,88680,818564,3893,870,27119,404,451
Impaired covered loans4,4872,419----6,906
Covered loans held-in-portfolio
excluding impaired loans1,610,29467,917822,986--34,5592,535,756
Covered loans held-in-portfolio1,614,78170,336822,986--34,5592,542,662
Total loans held-in-portfolio$9,749,048$322,156$7,325,872$80,818$564,389$3,904,830$21,947,113
Impaired Financing Receivables Table [Text Block]
December 31, 2015
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial real estate non-owner occupied$102,199$106,466$30,980$13,779$23,896$115,978$130,362$30,980
Commercial real estate owner occupied118,253137,19312,56438,95563,383157,208200,57612,564
Commercial and industrial42,04343,6295,69921,90432,92263,94776,5515,699
Construction2,4817,878264--2,4817,878264
Mortgage424,885468,24042,96540,23245,881465,117514,12142,965
Leasing2,4042,404573--2,4042,404573
Consumer:
Credit cards38,73438,7346,675--38,73438,7346,675
Personal 68,50968,50916,365--68,50968,50916,365
Auto 1,8931,893338--1,8931,893338
Other524525100--524525100
Total Puerto Rico$801,925$875,471$116,523$114,870$166,082$916,795$1,041,553$116,523

December 31, 2015
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Mortgage$4,143$5,018$1,064$2,672$3,574$6,815$8,592$1,064
Consumer:
HELOCs7787962597837831,5611,579259
Personal5345342268181615615226
Total U.S. mainland$5,455$6,348$1,549$3,536$4,438$8,991$10,786$1,549

December 31, 2015
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial real estate non-owner occupied$102,199$106,466$30,980$13,779$23,896$115,978$130,362$30,980
Commercial real estate owner occupied118,253137,19312,56438,95563,383157,208200,57612,564
Commercial and industrial42,04343,6295,69921,90432,92263,94776,5515,699
Construction2,4817,878264--2,4817,878264
Mortgage429,028473,25844,02942,90449,455471,932522,71344,029
Leasing2,4042,404573--2,4042,404573
Consumer:
Credit Cards38,73438,7346,675--38,73438,7346,675
HELOCs7787962597837831,5611,579259
Personal69,04369,04316,591818169,12469,12416,591
Auto 1,8931,893338--1,8931,893338
Other524525100--524525100
Total Popular, Inc.$807,380$881,819$118,072$118,406$170,520$925,786$1,052,339$118,072

December 31, 2014
Puerto Rico
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial real estate non-owner occupied$50,324$53,154$5,182$7,929$7,929$58,253$61,083$5,182
Commercial real estate owner occupied114,163127,85516,77014,89716,110129,060143,96516,770
Commercial and industrial145,633148,20442,78423,96531,722169,598179,92642,784
Construction2,5757,98036310,69328,99413,26836,974363
Mortgage395,911426,50245,83835,65839,248431,569465,75045,838
Leasing3,0233,023770--3,0233,023770
Consumer:
Credit cards41,47741,4778,023--41,47741,4778,023
Personal 71,82571,82519,410--71,82571,82519,410
Auto 1,9321,932262--1,9321,932262
Other525525101--525525101
Covered loans2,4197,50054,4874,4876,90611,9875
Total Puerto Rico$829,807$889,977$139,508$97,629$128,490$927,436$1,018,467$139,508

December 31, 2014
U.S. mainland
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial and industrial$-$-$-$250$250$250$250$-
Mortgage3,0493,4432731,2062,3064,2555,749273
Consumer:
HELOCs1,0951,0953627917911,8861,886362
Other33384-8733
Total U.S. mainland$4,147$4,541$638$2,331$3,347$6,478$7,888$638

December 31, 2014
Popular, Inc.
Impaired Loans – With an Impaired Loans
AllowanceWith No AllowanceImpaired Loans - Total
UnpaidUnpaidUnpaid
RecordedprincipalRelatedRecordedprincipalRecordedprincipalRelated
(In thousands)investmentbalanceallowanceinvestmentbalanceinvestmentbalanceallowance
Commercial real estate non-owner occupied$50,324$53,154$5,182$7,929$7,929$58,253$61,083$5,182
Commercial real estate owner occupied114,163127,85516,77014,89716,110129,060143,96516,770
Commercial and industrial145,633148,20442,78424,21531,972169,848180,17642,784
Construction2,5757,98036310,69328,99413,26836,974363
Mortgage398,960429,94546,11136,86441,554435,824471,49946,111
Leasing3,0233,023770--3,0233,023770
Consumer:
Credit Cards41,47741,4778,023--41,47741,4778,023
HELOCs1,0951,0953627917911,8861,886362
Personal71,82571,82519,410--71,82571,82519,410
Auto 1,9321,932262--1,9321,932262
Other52852810484-612528104
Covered loans2,4197,50054,4874,4876,90611,9875
Total Popular, Inc.$833,954$894,518$140,146$99,960$131,837$933,914$1,026,355$140,146

For the years ended December 31, 2015
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$606$-$-$-$606$-
Commercial real estate non-owner occupied107,4425,062--107,4425,062
Commercial real estate owner occupied138,6516,936--138,6516,936
Commercial and industrial121,3154,00150-121,3654,001
Construction6,35088--6,35088
Mortgage450,12216,1285,27989455,40116,217
Legacy--509-509-
Leasing2,710---2,710-
Consumer:
Credit cards40,239---40,239-
HELOCs--1,660-1,660-
Personal 70,046-427-70,473-
Auto 2,005---2,005-
Other561-17-578-
Covered loans3,527153--3,527153
Total Popular, Inc.$943,574$32,368$7,942$89$951,516$32,457

For the years ended December 31, 2014
Puerto RicoU.S. MainlandPopular, Inc.
AverageInterestAverageInterestAverageInterest
recordedincomerecordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognizedinvestmentrecognized
Commercial multi-family$1,539$-$2,657$-$4,196$-
Commercial real estate non-owner occupied70,1542,7199,264-79,4182,719
Commercial real estate owner occupied114,8933,9945,778-120,6713,994
Commercial and industrial130,9407,852955-131,8957,852
Construction18,418-1,133-19,551-
Mortgage415,18819,31933,6861,187448,87420,506
Legacy--2,920-2,920-
Leasing2,747---2,747-
Consumer:
Credit cards42,345---42,345-
HELOCs--1,768-1,768-
Personal 74,593---74,593-
Auto 1,884-52-1,936-
Other748-452-1,200-
Covered loans8,763469--8,763469
Total Popular, Inc.$882,212$34,353$58,665$1,187$940,877$35,540
Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]
Puerto Rico
For the year ended December 31, 2015
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family-2--
Commercial real estate non-owner occupied912--
Commercial real estate owner occupied3920--
Commercial and industrial3218--
Construction11--
Mortgage5753392112
Leasing-716-
Consumer:
Credit cards802--700
Personal1,01229-1
Auto-113-
Other49---
Total2,001153411813

U.S. mainland
For the year ended December 31, 2015
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Mortgage-3261
Consumer:
HELOCs-112
Personal-2--
Total-6273

Popular, Inc.
For the year ended December 31, 2015
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial multi-family-2--
Commercial real estate non-owner occupied912--
Commercial real estate owner occupied3920--
Commercial and industrial3218--
Construction11--
Mortgage5756418113
Leasing-716-
Consumer:
Credit cards802--700
HELOCs-112
Personal1,01231-1
Auto-113-
Other49---
Total2,001159438816

Puerto Rico
For the year ended December 31, 2014
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied58--
Commercial real estate owner occupied2512--
Commercial and industrial3743--
Construction-4--
Mortgage5261413142
Leasing-1548-
Consumer:
Credit cards1,070--653
Personal95571-6
Auto-135-
Other103--2
Total2,247227466803

U.S. mainland
For the year ended December 31, 2014
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Mortgage--18-
Consumer:
HELOCs5---
Total5-18-

Popular, Inc.
For the year ended December 31, 2014
Reduction in interest rateExtension of maturity dateCombination of reduction in interest rate and extension of maturity dateOther
Commercial real estate non-owner occupied58--
Commercial real estate owner occupied2512--
Commercial and industrial3743--
Construction-4--
Mortgage5261431142
Leasing-1548-
Consumer:
Credit cards1,070--653
HELOCs5---
Personal95571-6
Auto-135-
Other103--2
Total2,252227484803
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Puerto Rico
For the year ended December 31, 2015
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family2$551$551$2
Commercial real estate non-owner occupied2169,44269,59514,339
Commercial real estate owner occupied5920,32319,195889
Commercial and industrial5022,81823,757(6,994)
Construction2308298(170)
Mortgage61450,78966,7155,304
Leasing23651651148
Consumer:
Credit cards1,50212,85714,5522,238
Personal1,04217,64117,7043,768
Auto1414219935
Other4912113220
Total3,378$195,643$213,349$19,579

U.S. mainland
For the year ended December 31, 2015
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Mortgage30$2,786$3,812$824
Consumer:
HELOCs419729579
Personal230303
Total36$3,013$4,137$906

Popular, Inc.
For the years ended December 31, 2015
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial multi-family2$551$551$2
Commercial real estate non-owner occupied2169,44269,59514,339
Commercial real estate owner occupied5920,32319,195889
Commercial and industrial5022,81823,757(6,994)
Construction2308298(170)
Mortgage64453,57570,5276,128
Leasing23651651148
Consumer:
Credit cards1,50212,85714,5522,238
HELOCs419729579
Personal1,04417,67117,7343,771
Auto1414219935
Other4912113220
Total3,414$198,656$217,486$20,485

Puerto Rico
For the year ended December 31, 2014
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied13$17,565$17,645$(865)
Commercial real estate owner occupied3748,40347,7542,002
Commercial and industrial80130,818129,5616,728
Construction411,35811,485(570)
Mortgage66898,77198,0314,292
Leasing631,6281,632361
Consumer:
Credit cards1,72314,20716,1932,584
Personal1,03217,81417,8813,935
Auto1827828916
Other10532531957
Total3,743$341,167$340,790$18,540

U.S. mainland
For the year ended December 31, 2014
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Mortgage18$2,342$2,603$364
Consumer:
HELOCs525125067
Total23$2,593$2,853$431

Popular, Inc.
For the year ended December 31, 2014
(Dollars in thousands)Loan countPre-modification outstanding recorded investmentPost-modification outstanding recorded investmentIncrease (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied13$17,565$17,645$(865)
Commercial real estate owner occupied3748,40347,7542,002
Commercial and industrial80130,818129,5616,728
Construction411,35811,485(570)
Mortgage686101,113100,6344,656
Leasing631,6281,632361
Consumer:
Credit cards1,72314,20716,1932,584
HELOCs525125067
Personal1,03217,81417,8813,935
Auto1827828916
Other10532531957
Total3,766$343,760$343,643$18,971
T D R Loans Subsequent Default Table [Text Block]
Puerto Rico
Defaulted during the year ended December 31, 2015
(Dollars in thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied3$7,269
Commercial real estate owner occupied1291
Commercial and industrial71,990
Construction31,442
Mortgage18728,007
Consumer:
Credit cards4154,185
Personal973,006
Auto697
Other21
Total [1]721$46,288
[1] Excludes loans for which the Corporation has entered into liquidation agreements with borrowers and guarantors and is accepting payments which differ from the contractual payment schedule. The Corporation considers these as defaulted loans and does not intent to return them to accrual status.

U.S. mainland
Defaulted during the year ended December 31, 2015
(Dollars In thousands)Loan countRecorded investment as of first default date
Mortgage2$357
Total2$357

Popular, Inc.
Defaulted during the year ended December 31, 2015
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied3$7,269
Commercial real estate owner occupied1291
Commercial and industrial71,990
Construction31,442
Mortgage18928,364
Consumer:
Credit cards4154,185
Personal973,006
Auto697
Other21
Total723$46,645

Puerto Rico
Defaulted during the year ended December 31, 2014
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied3$433
Commercial real estate owner occupied51,191
Commercial and industrial5609
Construction1952
Mortgage12522,819
Leasing872
Consumer:
Credit cards4654,176
Personal1011,331
Auto14255
Total [1]727$31,838
[1] Exclude loans for which the Corporation has entered into liquidation agreements with borrowers and guarantors and is accepting payments which differ from the contractual payment schedule. The Corporation considers these as defaulted loans and does not intent to return them to accrual status.

U.S. mainland
Defaulted during the year ended December 31, 2014
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied1$907
Mortgage1110
Total2$1,017

Popular, Inc.
Defaulted during the year ended December 31, 2014
(Dollars In thousands)Loan countRecorded investment as of first default date
Commercial real estate non-owner occupied4$1,340
Commercial real estate owner occupied51,191
Commercial and industrial5609
Construction1952
Mortgage12622,929
Leasing872
Consumer:
Credit cards4654,176
Personal1011,331
Auto14255
Total729$32,855
Financing Receivable Credit Quality Indicators Table Text Block
December 31, 2015
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$1,750$1,280$8,103$-$-$11,133$121,013$132,146
Commercial real estate non-owner occupied319,564423,095399,076--1,141,7351,527,3572,669,092
Commercial real estate owner occupied316,079162,395436,4421,915-916,831992,4131,909,244
Commercial and industrial187,620146,216256,82169029591,3762,066,3612,657,737
Total Commercial825,013732,9861,100,4422,605292,661,0754,707,1447,368,219
Construction7,2695,52219,806--32,59768,351100,948
Mortgage4,8102,794238,002--245,6065,881,8856,127,491
Leasing--3,009--3,009624,641627,650
Consumer:
Credit cards--19,098--19,0981,109,2471,128,345
HELOCs--394--39410,29410,688
Personal1,6061,44823,116--26,1701,176,6651,202,835
Auto--11,609-3011,639804,311815,950
Other --18,656-57519,231169,253188,484
Total Consumer1,6061,44872,873-60576,5323,269,7703,346,302
Total Puerto Rico$838,698$742,750$1,434,132$2,605$634$3,018,819$14,551,791$17,570,610
U.S. mainland
Commercial multi-family$14,129$7,189$427$-$-$21,745$672,188$693,933
Commercial real estate non-owner occupied57,4506,74116,646--80,837882,186963,023
Commercial real estate owner occupied11,9781,0742,967--16,019186,325202,344
Commercial and industrial10,8275,344131,933--148,104723,540871,644
Total Commercial94,38420,348151,973--266,7052,464,2392,730,944
Construction15,09116,94818,856--50,895529,263580,158
Mortgage--13,537--13,537895,053908,590
Legacy1,8231,9736,134--9,93054,50664,436
Consumer:
Credit cards------13,93513,935
HELOCs--1,550-2,6264,176300,308304,484
Personal--637-6031,240171,386172,626
Auto------2828
Other ----55299304
Total Consumer--2,187-3,2345,421485,956491,377
Total U.S. mainland$111,298$39,269$192,687$-$3,234$346,488$4,429,017$4,775,505
Popular, Inc.
Commercial multi-family$15,879$8,469$8,530$-$-$32,878$793,201$826,079
Commercial real estate non-owner occupied377,014429,836415,722--1,222,5722,409,5433,632,115
Commercial real estate owner occupied328,057163,469439,4091,915-932,8501,178,7382,111,588
Commercial and industrial198,447151,560388,75469029739,4802,789,9013,529,381
Total Commercial919,397753,3341,252,4152,605292,927,7807,171,38310,099,163
Construction22,36022,47038,662--83,492597,614681,106
Mortgage4,8102,794251,539--259,1436,776,9387,036,081
Legacy1,8231,9736,134--9,93054,50664,436
Leasing--3,009--3,009624,641627,650
Consumer:
Credit cards--19,098--19,0981,123,1821,142,280
HELOCs--1,944-2,6264,570310,602315,172
Personal1,6061,44823,753-60327,4101,348,0511,375,461
Auto--11,609-3011,639804,339815,978
Other --18,656-58019,236169,552188,788
Total Consumer1,6061,44875,060-3,83981,9533,755,7263,837,679
Total Popular, Inc.$949,996$782,019$1,626,819$2,605$3,868$3,365,307$18,980,808$22,346,115
The following table presents the weighted average obligor risk rating at December 31, 2015 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.136.04
Commercial real estate non-owner occupied11.096.67
Commercial real estate owner occupied11.237.08
Commercial and industrial11.157.13
Total Commercial11.166.95
Construction11.187.56
U.S. mainland:SubstandardPass
Commercial multi-family11.007.15
Commercial real estate non-owner occupied11.026.92
Commercial real estate owner occupied11.077.23
Commercial and industrial11.576.24
Total Commercial11.506.81
Construction11.007.79
Legacy11.117.78

December 31, 2014
SpecialPass/
(In thousands)WatchMentionSubstandardDoubtfulLossSub-totalUnratedTotal
Puerto Rico[1]
Commercial multi-family$2,306$5,021$3,186$-$-$10,513$69,564$80,077
Commercial real estate non-owner occupied171,771144,104169,900--485,7751,527,8042,013,579
Commercial real estate owner occupied212,236144,536306,0143,595-666,381806,9811,473,362
Commercial and industrial421,332367,834272,8808492551,063,1501,744,6352,807,785
Total Commercial807,645661,495751,9804,4442552,225,8194,148,9846,374,803
Construction4,6126,20416,908--27,724131,660159,384
Mortgage--218,680--218,6805,231,8215,450,501
Leasing--3,102--3,102561,287564,389
Consumer:
Credit cards--21,070--21,0701,119,0941,140,164
HELOCs--8,186-78,1935,20713,400
Personal--8,380-778,4571,254,0761,262,533
Auto--11,348-4011,388755,908767,296
Other --2,130-1,7353,865201,779205,644
Total Consumer--51,114-1,85952,9733,336,0643,389,037
Total Puerto Rico$812,257$667,699$1,041,784$4,444$2,114$2,528,298$13,409,816$15,938,114
U.S. mainland
Commercial multi-family$11,283$6,818$13,653$-$-$31,754$375,449$407,203
Commercial real estate non-owner occupied17,4248,74513,446--39,615472,952512,567
Commercial real estate owner occupied24,2844,7074,672--33,663160,242193,905
Commercial and industrial5,3572,5487,988--15,893629,896645,789
Total Commercial58,34822,81839,759--120,9251,638,5391,759,464
Construction------92,43692,436
Mortgage--23,100--23,1001,029,2851,052,385
Legacy7,9022,4919,204--19,59761,22180,818
Consumer:
Credit cards------15,06515,065
HELOCs--2,457-1,6324,089348,673352,762
Personal--571-8351,406111,513112,919
Auto------7373
Other --7--7408415
Total Consumer--3,035-2,4675,502475,732481,234
Total U.S. mainland$66,250$25,309$75,098$-$2,467$169,124$3,297,213$3,466,337
Popular, Inc.
Commercial multi-family$13,589$11,839$16,839$-$-$42,267$445,013$487,280
Commercial real estate non-owner occupied189,195152,849183,346--525,3902,000,7562,526,146
Commercial real estate owner occupied236,520149,243310,6863,595-700,044967,2231,667,267
Commercial and industrial426,689370,382280,8688492551,079,0432,374,5313,453,574
Total Commercial865,993684,313791,7394,4442552,346,7445,787,5238,134,267
Construction4,6126,20416,908--27,724224,096251,820
Mortgage--241,780--241,7806,261,1066,502,886
Legacy7,9022,4919,204--19,59761,22180,818
Leasing--3,102--3,102561,287564,389
Consumer:
Credit cards--21,070--21,0701,134,1591,155,229
HELOCs--10,643-1,63912,282353,880366,162
Personal--8,951-9129,8631,365,5891,375,452
Auto--11,348-4011,388755,981767,369
Other --2,137-1,7353,872202,187206,059
Total Consumer--54,149-4,32658,4753,811,7963,870,271
Total Popular, Inc.$878,507$693,008$1,116,882$4,444$4,581$2,697,422$16,707,029$19,404,451
The following table presents the weighted average obligor risk rating at December 31, 2014 for those classifications that consider a range of rating scales.
Weighted average obligor risk rating(Scales 11 and 12)(Scales 1 through 8)
Puerto Rico:[1]SubstandardPass
Commercial multi-family11.695.63
Commercial real estate non-owner occupied11.206.83
Commercial real estate owner occupied11.286.96
Commercial and industrial11.486.89
Total Commercial11.336.87
Construction11.827.43
U.S. mainland:SubstandardPass
Commercial multi-family11.007.24
Commercial real estate non-owner occupied11.006.83
Commercial real estate owner occupied11.177.04
Commercial and industrial11.096.29
Total Commercial11.046.74
Construction-7.76
Legacy11.117.70
Non Covered Loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Non-Covered Loans
December 31, 2015 December 31, 2014
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Commercial$166,415$88,117$254,532$37,355$153,380$150,069$303,449$57,465
Construction2212,2592,4802644535,4885,941363
Mortgage644,013130,483774,49644,029556,346116,465672,81146,111
Leases1,7916092,4005737752,2483,023770
Consumer104,63012,805117,43523,963107,53014,848122,37828,161
Total$917,070$234,273$1,151,343$106,184$818,484$289,118$1,107,602$132,870
Covered loans  
Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]
Popular, Inc.
Covered Loans
December 31, 2015 December 31, 2014
(In thousands)AccruingNon-AccruingTotalRelated AllowanceAccruingNon-AccruingTotalRelated Allowance
Commercial$-$-$-$-$1,689$3,257$4,946$-
Construction-----2,4192,419-
Mortgage3,3283,2686,596-3,6293,9907,619-
Consumer----26531-
Total$3,328$3,268$6,596$-$5,344$9,671$15,015$-