FDIC loss share (expense) income (Tables)

6 Months Ended

Jun. 30, 2015

F D I C Loss Share Expense Income Table [Text Block]

			Quarters ended June 30,				Six months ended June 30,
(In thousands)			2015		2014		2015		2014
Amortization of loss share indemnification asset		$	(31,065)	$	(72,095)	$	(58,381)	$	(121,041)
80% mirror accounting on credit impairment losses[1]			7,647		10,372		15,893		25,462
80% mirror accounting on reimbursable expenses			42,730		11,085		64,275		23,830
80% mirror accounting on recoveries on covered assets, including
	rental income on OREOs, subject to reimbursement to the FDIC		(5,203)		(3,557)		(7,822)		(7,949)
Change in true-up payment obligation			3,672		(1,206)		7,836		(38)
Other			1,294		140		1,413		269
Total FDIC loss share (expense) income		$	19,075	$	(55,261)	$	23,214	$	(79,467)
[1] Reductions in expected cash flows for ASC 310-30 loans, which may impact the provision for loan losses, may consider reductions in both principal and interest cash flow expectations. The amount covered under the FDIC loss sharing agreements for interest not collected from borrowers is limited under the agreements (approximately 90 days); accordingly, these amounts are not subject fully to the 80% mirror accounting.