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Segment reporting (Tables)

12 Months Ended

Dec. 31, 2014

Schedule Of Segment Reporting Information By Segment Text Block

December 31, 2014
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	1,288,889	$	157,701	$	-
Provision (reversal of provision) for loan losses		289,184		(18,850)		-
Non-interest income		283,251		64,319		-
Amortization of intangibles		7,351		809		-
Depreciation expense		39,062		6,617		-
Loss on early extinguishment of debt		-		532		-
Other operating expenses		884,289		184,369		-
Income tax expense		77,973		3,101		-
Net income	$	274,281	$	45,442	$	-
Segment assets	$	27,384,169	$	5,503,433	$	(17,972)

December 31, 2014
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	1,446,590	$	(501,518)	$	-	$	945,072
Provision (reversal of provision) for loan losses		270,334		(200)		-		270,134
Non-interest income		347,570		41,695		(2,750)		386,515
Amortization of intangibles		8,160		-		-		8,160
Depreciation expense		45,679		648		-		46,327
Loss on early extinguishment of debt		532		-		-		532
Other operating expenses		1,068,658		72,759		(2,752)		1,138,665
Income tax expense (benefit)		81,074		(22,796)		1		58,279
Net income (loss)	$	319,723	$	(510,234)	$	1	$	(190,510)
Segment assets	$	32,869,630	$	4,937,372	$	(4,710,307)	$	33,096,695

December 31, 2013
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	1,260,537	$	192,265	$	-
Provision for loan losses		616,883		(11,175)		-
Non-interest income		281,894		36,252		-
Amortization of intangibles		7,162		809		-
Depreciation expense		38,282		6,839		-
Other operating expenses		943,444		153,207		-
Income tax (benefit) expense		(236,898)		2,795		-
Net income	$	173,558	$	76,042	$	-
Segment assets	$	26,883,073	$	8,724,784	$	(24,609)

December 31, 2013
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	1,452,802	$	(108,228)	$	-	$	1,344,574
Provision for loan losses		605,708		398		-		606,106
Non-interest income		318,146		475,663		(2,796)		791,013
Amortization of intangibles		7,971		-		-		7,971
Depreciation expense		45,121		643		-		45,764
Loss on early extinguishment of debt		-		3,388		-		3,388
Other operating expenses		1,096,651		70,997		(2,781)		1,164,867
Income tax benefit		(234,103)		(17,082)		(142)		(251,327)
Net income	$	249,600	$	309,091	$	127	$	558,818
Segment assets	$	35,583,248	$	5,495,498	$	(5,329,413)	$	35,749,333

December 31, 2012
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	1,199,210	$	186,680	$	-
Provision for loan losses		356,496		40,173		-
Non-interest income		401,417		37,141		-
Amortization of intangibles		7,351		810		-
Depreciation expense		37,321		5,785		-
Loss on early extinguishment of debt		25,196		-		-
Other operating expenses		903,677		165,133		-
Income tax expense		(20,245)		3,745		-
Net income	$	290,831	$	8,175	$	-
Segment assets	$	27,600,235	$	8,651,790	$	(31,792)

December 31, 2012
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	1,385,890	$	(104,750)	$	487	$	1,281,627
Provision for loan losses		396,669		404		-		397,073
Non-interest income		438,558		76,156		(3,225)		511,489
Amortization of intangibles		8,161		-		-		8,161
Depreciation expense		43,106		1,258		-		44,364
Loss on early extinguishment of debt		25,196		-		-		25,196
Other operating expenses		1,068,810		71,579		(3,121)		1,137,268
Income tax expense (benefit)		(16,500)		(9,945)		42		(26,403)
Net income (loss)	$	299,006	$	(91,890)	$	341	$	207,457
Segment assets	$	36,220,233	$	5,308,327	$	(5,021,025)	$	36,507,535

December 31, 2014
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	521,957	$	757,721	$	9,207	$	4	$	1,288,889
Provision for loan losses		138,213		150,971		-		-		289,184
Non-interest (expense) income		3,534		181,117		98,794		(194)		283,251
Amortization of intangibles		4		6,836		511		-		7,351
Depreciation expense		16,407		21,551		1,104		-		39,062
Other operating expenses		254,146		562,345		67,992		(194)		884,289
Income tax expense		22,899		38,825		16,249		-		77,973
Net income	$	93,822	$	158,310	$	22,145	$	4	$	274,281
Segment assets	$	10,267,633	$	18,895,974	$	591,955	$	(2,371,393)	$	27,384,169

December 31, 2013
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	493,836	$	757,039	$	9,662	$	-	$	1,260,537
Provision for loan losses		180,228		436,655		-		-		616,883
Non-interest (expense) income		(41,362)		224,080		99,243		(67)		281,894
Amortization of intangibles		4		6,837		321		-		7,162
Depreciation expense		16,083		20,981		1,218		-		38,282
Other operating expenses		296,319		578,903		68,289		(67)		943,444
Income tax (benefit) expense		(66,747)		(182,471)		12,320		-		(236,898)
Net income	$	26,587	$	120,214	$	26,757	$	-	$	173,558
Segment assets	$	10,803,992	$	18,083,293	$	576,299	$	(2,580,511)	$	26,883,073

December 31, 2012
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	424,467	$	762,857	$	11,882	$	4	$	1,199,210
Provision for loan losses		149,597		206,899		-		-		356,496
Non-interest income		19,426		269,190		112,949		(148)		401,417
Amortization of intangibles		13		6,833		505		-		7,351
Depreciation expense		16,840		19,522		959		-		37,321
Loss on early extinguishment of debt		8,037		17,159		-		-		25,196
Other operating expenses		279,358		555,797		68,670		(148)		903,677
Income tax expense		(33,068)		(1,460)		14,281		2		(20,245)
Net income	$	23,116	$	227,297	$	40,416	$	2	$	290,831
Segment assets	$	12,770,793	$	19,668,009	$	632,676	$	(5,471,243)	$	27,600,235

December 31, 2014
Banco Popular North America
		Banco Popular						Total Banco Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	154,806	$	2,895	$	-	$	157,701
Reversal of provision for loan losses		(16,416)		(2,434)		-		(18,850)
Non-interest income		61,982		2,337		-		64,319
Amortization of intangibles		809		-		-		809
Depreciation expense		6,617		-		-		6,617
Loss on early extinguishment of debt		532		-		-		532
Other operating expenses		181,452		2,917		-		184,369
Income tax expense		3,101		-		-		3,101
Net income	$	40,693	$	4,749	$	-	$	45,442
Net income ( loss)	$	6,222,580	$	255,757	$	(974,904)	$	5,503,433

December 31, 2013
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	189,229	$	3,036	$	-	$	192,265
(Reversal of provision) provision for loan losses		(13,998)		2,823		-		(11,175)
Non-interest income		35,833		419		-		36,252
Amortization of intangibles		809		-		-		809
Depreciation expense		6,839		-		-		6,839
Other operating expenses		150,767		2,440		-		153,207
Income tax expense		4,012		(1,217)		-		2,795
Net income (loss)	$	76,633	$	(591)	$	-	$	76,042
Segment assets	$	9,453,934	$	315,712	$	(1,044,862)	$	8,724,784

December 31, 2012
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	183,222	$	3,458	$	-	$	186,680
Provision for loan losses		24,973		15,200		-		40,173
Non-interest income		34,026		3,115		-		37,141
Amortization of intangibles		810		-		-		810
Depreciation expense		5,785		-		-		5,785
Other operating expenses		162,309		2,824		-		165,133
Income tax expense		3,745		-		-		3,745
Net income (loss)	$	19,626	$	(11,451)	$	-	$	8,175
Segment assets	$	9,378,779	$	367,362	$	(1,094,351)	$	8,651,790

Schedule Of Revenues And Selected Balance Sheet Information By Geographic Area Table [TextBlock]

Geographic Information

(In thousands)		2014		2013		2012
Revenues:^[1]
Puerto Rico	$	1,024,416	$	1,838,657	$	1,492,796
United States		223,264		218,295		202,177
Other		83,907		78,635		98,143
Total consolidated revenues	$	1,331,587	$	2,135,587	$	1,793,116

Selected Balance Sheet Information
(In thousands)		2014		2013		2012
Puerto Rico
Total assets	$	26,276,561	$	25,714,758	$	26,582,248
Loans		17,704,170		18,107,764		18,484,977
Deposits		20,365,445		19,730,408		19,984,830
United States
Total assets	$	5,689,604	$	8,897,535	$	8,816,143
Loans		3,568,564		5,839,115		5,852,705
Deposits		3,442,084		6,007,159		6,049,168
Other
Total assets	$	1,130,530	$	1,137,040	$	1,109,144
Loans		780,483		759,840		755,950
Deposits ^[1]		1,000,006		973,578		966,615
[1] Represents deposits from BPPR operations located in the US and British Virgin Islands.

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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