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Allowance for loan losses (Tables)

9 Months Ended

Sep. 30, 2014

For the quarter ended September 30, 2014
Puerto Rico - Non-covered loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	184,235	$	5,191	$	120,399	$	5,959	$	150,482	$	466,266
	Provision (reversal of provision)		22,432		(761)		12,150		2,822		25,225		61,868
	Charge-offs		(12,050)		(985)		(13,701)		(1,876)		(30,896)		(59,508)
	Recoveries		11,039		2,222		371		466		6,728		20,826
Ending balance		$	205,656	$	5,667	$	119,219	$	7,371	$	151,539	$	489,452

For the quarter ended September 30, 2014
Puerto Rico - Covered loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	46,693	$	8,996	$	38,941	$	-	$	4,035	$	98,665
	Provision (reversal of provision)		6,312		2,263		5,392		(1)		(1,503)		12,463
	Charge-offs		(16,290)		(5,075)		(2,163)		-		943		(22,585)
	Recoveries		(300)		1,009		354		1		81		1,145
Ending balance		$	36,415	$	7,193	$	42,524	$	-	$	3,556	$	89,688

For the quarter ended September 30, 2014
U.S. Mainland - Continuing Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	18,274	$	151	$	17,529	$	9,343	$	14,683	$	59,980
	Provision (reversal of provision)		6,992		631		(6,901)		3,340		2,236		6,298
	Charge-offs		(3,715)		-		(853)		(2,570)		(3,630)		(10,768)
	Recoveries		4,608		59		827		2,349		1,138		8,981
	Net (write-down) recovery related to loans transferred to LHFS		(15,384)		-		(8,300)		(8,461)		(111)		(32,256)
Ending balance		$	10,775	$	841	$	2,302	$	4,001	$	14,316	$	32,235


For the quarter ended September 30, 2014
U.S. Mainland - Discontinued Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	-	$	-	$	-	$	-	$	-	$	-
	Net write-downs related to loans transferred to discontinued operations		-		-		-		-		-		-
Ending balance		$	-	$	-	$	-	$	-	$	-	$	-

For the quarter ended September 30, 2014
Popular, Inc.


(In thousands)		Commercial		Construction		Mortgage		Legacy		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	249,202	$	14,338	$	176,869	$	9,343	$	5,959	$	169,200	$	624,911
	Provision (reversal of provision)		35,736		2,133		10,641		3,340		2,821		25,958		80,629
	Charge-offs		(32,055)		(6,060)		(16,717)		(2,570)		(1,876)		(33,583)		(92,861)
	Recoveries		15,347		3,290		1,552		2,349		467		7,947		30,952
	Net write-down related to loans sold		(15,384)		-		(8,300)		(8,461)		-		(111)		(32,256)
	Net write-downs related to loans transferred to discontinued operations		-		-		-		-		-		-		-
Ending balance		$	252,846	$	13,701	$	164,045	$	4,001	$	7,371	$	169,411	$	611,375

For the nine months ended September 30, 2014
Puerto Rico - Non-covered loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	128,150	$	5,095	$	130,330	$	10,622	$	152,578	$	426,775
	Provision (reversal of provision)		102,998		(2,658)		20,661		(41)		69,683		190,643
	Charge-offs		(50,384)		(1,443)		(32,510)		(4,597)		(90,033)		(178,967)
	Recoveries		24,892		4,673		738		1,387		19,311		51,001
Ending balance		$	205,656	$	5,667	$	119,219	$	7,371	$	151,539	$	489,452

For the nine months ended September 30, 2014
Puerto Rico - Covered loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	42,198	$	19,491	$	36,006	$	-	$	4,397	$	102,092
	Provision (reversal of provision)		23,893		16,560		12,234		-		(2,906)		49,781
	Charge-offs		(30,251)		(34,483)		(6,081)		(2)		1,915		(68,902)
	Recoveries		575		5,625		365		2		150		6,717
Ending balance		$	36,415	$	7,193	$	42,524	$	-	$	3,556	$	89,688

For the nine months ended September 30, 2014
U.S. Mainland - Continuing Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	24,930	$	214	$	26,599	$	11,335	$	19,205	$	82,283
	Allowance transferred from discontinued operations		7,984		-		-		-		-		7,984
	Provision (reversal of provision)		(4,750)		392		(14,708)		(4,066)		4,851		(18,281)
	Charge-offs		(14,379)		-		(3,305)		(6,901)		(12,703)		(37,288)
	Recoveries		12,374		235		2,016		12,094		3,074		29,793
	Net write-down related to loans transferred to LHFS		(15,384)		-		(8,300)		(8,461)		(111)		(32,256)
Ending balance		$	10,775	$	841	$	2,302	$	4,001	$	14,316	$	32,235


For the nine months ended September 30, 2014
U.S. Mainland - Discontinued Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	21,902	$	33	$	-	$	2,369	$	5,101	$	29,405
	Allowance transferred to continuing operations		(7,984)		-		-		-		-		(7,984)
	Provision (reversal of provision)		(2,831)		(226)		-		(1,812)		(1,895)		(6,764)
	Charge-offs		(2,995)		-		-		(557)		(900)		(4,452)
	Recoveries		8,283		220		-		1,400		94		9,997
	Net write-downs related to loans transferred to discontinued operations		(16,375)		(27)		-		(1,400)		(2,400)		(20,202)
Ending balance		$	-	$	-	$	-	$	-	$	-	$	-

For the nine months ended September 30, 2014
Popular, Inc.


(In thousands)		Commercial		Construction		Mortgage		Legacy		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	217,180	$	24,833	$	192,935	$	13,704	$	10,622	$	181,281	$	640,555
	Provision (reversal of provision)		119,310		14,068		18,187		(5,878)		(41)		69,733		215,379
	Charge-offs		(98,009)		(35,926)		(41,896)		(7,458)		(4,599)		(101,721)		(289,609)
	Recoveries		46,124		10,753		3,119		13,494		1,389		22,629		97,508
	Net write-down related to loans transferred to LHFS		(15,384)		-		(8,300)		(8,461)		-		(111)		(32,256)
	Net write-downs related to loans transferred to discontinued operations		(16,375)		(27)		-		(1,400)		-		(2,400)		(20,202)
Ending balance		$	252,846	$	13,701	$	164,045	$	4,001	$	7,371	$	169,411	$	611,375

For the quarter ended September 30, 2013
Puerto Rico - Non-covered loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	112,152	$	9,072	$	122,915	$	8,923	$	140,514	$	393,576
	Provision (reversal of provision)		7,297		(4,672)		20,373		2,238		25,239		50,475
	Charge-offs		(21,431)		(1,456)		(11,504)		(1,098)		(28,796)		(64,285)
	Recoveries		5,286		6,362		111		628		7,220		19,607
Ending balance		$	103,304	$	9,306	$	131,895	$	10,691	$	144,177	$	399,373

For the quarter ended September 30, 2013
Puerto Rico - Covered Loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	65,557	$	7,353	$	27,001	$	-	$	6,546	$	106,457
	Provision (reversal of provision)		(4,528)		14,158		6,753		-		1,050		17,433
	Charge-offs		(3,186)		(7,395)		(1,632)		-		(65)		(12,278)
	Recoveries		653		4,502		53		-		8		5,216
Ending balance		$	58,496	$	18,618	$	32,175	$	-	$	7,539	$	116,828

For the quarter ended September 30, 2013
U.S. Mainland - Continuing Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	27,593	$	301	$	33,065	$	16,502	$	24,997	$	102,458
	Provision (reversal of provision)		1,246		(23)		(1,903)		(734)		(347)		(1,761)
	Charge-offs		(4,425)		-		(1,778)		(5,560)		(4,857)		(16,620)
	Recoveries		4,908		-		444		3,241		844		9,437
Ending balance		$	29,322	$	278	$	29,828	$	13,449	$	20,637	$	93,514


For the quarter ended September 30, 2013
U.S. Mainland - Discontinued Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	24,736	$	37	$	-	$	3,476	$	4,479	$	32,728
	Provision (reversal of provision)		4,976		(1)		-		(227)		1,768		6,516
	Charge-offs		(9,347)		-		-		(656)		(1,134)		(11,137)
	Recoveries		4,321		-		-		654		131		5,106
Ending balance		$	24,686	$	36	$	-	$	3,247	$	5,244	$	33,213

For the quarter ended September 30, 2013
Popular, Inc.


(In thousands)		Commercial		Construction		Mortgage		Legacy		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	230,038	$	16,763	$	182,981	$	19,978	$	8,923	$	176,536	$	635,219
	Provision (reversal of provision)		8,991		9,462		25,223		(961)		2,238		27,710		72,663
	Charge-offs		(38,389)		(8,851)		(14,914)		(6,216)		(1,098)		(34,852)		(104,320)
	Recoveries		15,168		10,864		608		3,895		628		8,203		39,366
Ending balance		$	215,808	$	28,238	$	193,898	$	16,696	$	10,691	$	177,597	$	642,928

For the nine months ended September 30, 2013
Puerto Rico - Non-covered loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	217,615	$	5,862	$	119,027	$	2,894	$	99,899	$	445,297
	Provision		117,410		(1,555)		253,125		10,465		105,783		485,228
	Charge-offs		(89,146)		(5,276)		(42,013)		(4,485)		(83,403)		(224,323)
	Recoveries		18,722		12,121		1,258		1,817		21,898		55,816
	Net write-downs related to loans sold		(161,297)		(1,846)		(199,502)		-		-		(362,645)
Ending balance		$	103,304	$	9,306	$	131,895	$	10,691	$	144,177	$	399,373

For the nine months ended September 30, 2013
Puerto Rico - Covered Loans


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	72,060	$	9,946	$	20,914	$	-	$	5,986	$	108,906
	Provision		612		36,712		17,146		-		6,019		60,489
	Charge-offs		(14,901)		(33,178)		(5,949)		-		(4,526)		(58,554)
	Recoveries		725		5,138		64		-		60		5,987
Ending balance		$	58,496	$	18,618	$	32,175	$	-	$	7,539	$	116,828

For the nine months ended September 30, 2013
U.S. Mainland - Continuing Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	36,658	$	1,196	$	30,348	$	29,070	$	26,383	$	123,655
	Provision (reversal of provision)		760		(918)		6,622		(13,702)		8,792		1,554
	Charge-offs		(19,493)		-		(9,172)		(14,838)		(17,065)		(60,568)
	Recoveries		11,397		-		2,030		12,919		2,527		28,873
Ending balance		$	29,322	$	278	$	29,828	$	13,449	$	20,637	$	93,514


For the nine months ended September 30, 2013
U.S. Mainland - Discontinued Operations


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Beginning balance		$	43,409	$	371	$	-	$	4,032	$	4,937	$	52,749
	Provision (reversal of provision)		(3,609)		(335)		-		(170)		2,770		(1,344)
	Charge-offs		(24,815)		-		-		(3,662)		(2,964)		(31,441)
	Recoveries		9,701		-		-		3,047		501		13,249
Ending balance		$	24,686	$	36	$	-	$	3,247	$	5,244	$	33,213

For the nine months ended September 30, 2013
Popular, Inc.


(In thousands)		Commercial		Construction		Mortgage		Legacy		Leasing		Consumer		Total
Allowance for credit losses:
Beginning balance		$	369,742	$	17,375	$	170,289	$	33,102	$	2,894	$	137,205	$	730,607
	Provision (reversal of provision)		115,173		33,904		276,893		(13,872)		10,465		123,364		545,927
	Charge-offs		(148,355)		(38,454)		(57,134)		(18,500)		(4,485)		(107,958)		(374,886)
	Recoveries		40,545		17,259		3,352		15,966		1,817		24,986		103,925
	Net write-down related to loans sold		(161,297)		(1,846)		(199,502)		-		-		-		(362,645)
Ending balance		$	215,808	$	28,238	$	193,898	$	16,696	$	10,691	$	177,597	$	642,928

Allowance For Credit Losses On Financing Receivables Table Text Block

At September 30, 2014
Puerto Rico


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Specific ALLL non-covered loans		$	64,750	$	133	$	37,491	$	698	$	27,723	$	130,795
General ALLL non-covered loans			140,906		5,534		81,728		6,673		123,816		358,657
ALLL - non-covered loans			205,656		5,667		119,219		7,371		151,539		489,452
Specific ALLL covered loans			4		-		-		-		-		4
General ALLL covered loans			36,411		7,193		42,524		-		3,556		89,684
ALLL - covered loans			36,415		7,193		42,524		-		3,556		89,688
Total ALLL		$	242,071	$	12,860	$	161,743	$	7,371	$	155,095	$	579,140

Loans held-in-portfolio:
Impaired non-covered loans		$	373,049	$	18,894	$	424,336	$	2,709	$	114,850	$	933,838
Non-covered loans held-in-portfolio
	excluding impaired loans		5,896,673		129,889		5,028,786		547,805		3,286,492		14,889,645
Non-covered loans held-in-portfolio			6,269,722		148,783		5,453,122		550,514		3,401,342		15,823,483
Impaired covered loans			2,765		2,419		-		-		-		5,184
Covered loans held-in-portfolio
	excluding impaired loans		1,693,886		72,049		846,472		-		36,672		2,649,079
Covered loans held-in-portfolio			1,696,651		74,468		846,472		-		36,672		2,654,263
Total loans held-in-portfolio		$	7,966,373	$	223,251	$	6,299,594	$	550,514	$	3,438,014	$	18,477,746

At September 30, 2014
U.S. Mainland


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Specific ALLL		$	-	$	-	$	716	$	-	$	443	$	1,159
General ALLL			10,775		841		1,586		4,001		13,873		31,076
Total ALLL		$	10,775	$	841	$	2,302	$	4,001	$	14,316	$	32,235

Loans held-in-portfolio:
Impaired loans		$	452	$	-	$	7,384	$	2,311	$	1,980	$	12,127
Loans held-in-portfolio,
	excluding impaired loans		1,788,540		63,067		1,094,831		88,704		488,464		3,523,606
Total loans held-in-portfolio		$	1,788,992	$	63,067	$	1,102,215	$	91,015	$	490,444	$	3,535,733

At September 30, 2014
Popular, Inc.


(In thousands)		Commercial		Construction		Mortgage		Legacy		Leasing		Consumer		Total
Allowance for credit losses:
Specific ALLL non-covered loans		$	64,750	$	133	$	38,207	$	-	$	698	$	28,166	$	131,954
General ALLL non-covered loans			151,681		6,375		83,314		4,001		6,673		137,689		389,733
ALLL - non-covered loans			216,431		6,508		121,521		4,001		7,371		165,855		521,687
Specific ALLL covered loans			4		-		-		-		-		-		4
General ALLL covered loans			36,411		7,193		42,524		-		-		3,556		89,684
ALLL - covered loans			36,415		7,193		42,524		-		-		3,556		89,688
Total ALLL		$	252,846	$	13,701	$	164,045	$	4,001	$	7,371	$	169,411	$	611,375

Loans held-in-portfolio:
Impaired non-covered loans		$	373,501	$	18,894	$	431,720	$	2,311	$	2,709	$	116,830	$	945,965
Non-covered loans held-in-portfolio
	excluding impaired loans		7,685,213		192,956		6,123,617		88,704		547,805		3,774,956		18,413,251
Non-covered loans held-in-portfolio			8,058,714		211,850		6,555,337		91,015		550,514		3,891,786		19,359,216
Impaired covered loans			2,765		2,419		-		-		-		-		5,184
Covered loans held-in-portfolio
	excluding impaired loans		1,693,886		72,049		846,472		-		-		36,672		2,649,079
Covered loans held-in-portfolio			1,696,651		74,468		846,472		-		-		36,672		2,654,263
Total loans held-in-portfolio		$	9,755,365	$	286,318	$	7,401,809	$	91,015	$	550,514	$	3,928,458	$	22,013,479

At December 31, 2013
Puerto Rico


(In thousands)		Commercial		Construction		Mortgage		Leasing		Consumer		Total
Allowance for credit losses:
Specific ALLL non-covered loans		$	16,409	$	177	$	38,034	$	1,053	$	29,920	$	85,593
General ALLL non-covered loans			111,741		4,918		92,296		9,569		122,658		341,182
ALLL - non-covered loans			128,150		5,095		130,330		10,622		152,578		426,775
Specific ALLL covered loans			153		140		-		-		-		293
General ALLL covered loans			42,045		19,351		36,006		-		4,397		101,799
ALLL - covered loans			42,198		19,491		36,006		-		4,397		102,092
Total ALLL		$	170,348	$	24,586	$	166,336	$	10,622	$	156,975	$	528,867

Loans held-in-portfolio:
Impaired non-covered loans		$	245,380	$	16,823	$	399,347	$	2,893	$	125,342	$	789,785
Non-covered loans held-in-portfolio
	excluding impaired loans		6,220,210		144,348		5,001,332		540,868		3,191,296		15,098,054
Non-covered loans held-in-portfolio			6,465,590		161,171		5,400,679		543,761		3,316,638		15,887,839
Impaired covered loans			20,945		-		-		-		-		20,945
Covered loans held-in-portfolio
	excluding impaired loans		1,791,859		190,127		934,373		-		47,123		2,963,482
Covered loans held-in-portfolio			1,812,804		190,127		934,373		-		47,123		2,984,427
Total loans held-in-portfolio		$	8,278,394	$	351,298	$	6,335,052	$	543,761	$	3,363,761	$	18,872,266

At December 31, 2013
U.S. Mainland


(In thousands)		Commercial		Construction		Mortgage		Legacy		Consumer		Total
Allowance for credit losses:
Specific ALLL		$	-	$	-	$	17,633	$	-	$	280	$	17,913
General ALLL			46,832		247		8,966		13,704		24,026		93,775
Total ALLL		$	46,832	$	247	$	26,599	$	13,704	$	24,306	$	111,688

Loans held-in-portfolio:
Impaired loans		$	52,136	$	5,663	$	52,726	$	6,045	$	2,361	$	118,931
Loans held-in-portfolio,
	excluding impaired loans		3,519,459		39,250		1,228,071		205,090		613,227		5,605,097
Total loans held-in-portfolio		$	3,571,595	$	44,913	$	1,280,797	$	211,135	$	615,588	$	5,724,028

At December 31, 2013
Popular, Inc.


(In thousands)		Commercial		Construction		Mortgage		Legacy		Leasing		Consumer		Total
Allowance for credit losses:
Specific ALLL non-covered loans		$	16,409	$	177	$	55,667	$	-	$	1,053	$	30,200	$	103,506
General ALLL non-covered loans			158,573		5,165		101,262		13,704		9,569		146,684		434,957
ALLL - non-covered loans			174,982		5,342		156,929		13,704		10,622		176,884		538,463
Specific ALLL covered loans			153		140		-		-		-		-		293
General ALLL covered loans			42,045		19,351		36,006		-		-		4,397		101,799
ALLL - covered loans			42,198		19,491		36,006		-		-		4,397		102,092
Total ALLL		$	217,180	$	24,833	$	192,935	$	13,704	$	10,622	$	181,281	$	640,555

Loans held-in-portfolio:
Impaired non-covered loans		$	297,516	$	22,486	$	452,073	$	6,045	$	2,893	$	127,703	$	908,716
Non-covered loans held-in-portfolio
	excluding impaired loans		9,739,669		183,598		6,229,403		205,090		540,868		3,804,523		20,703,151
Non-covered loans held-in-portfolio			10,037,185		206,084		6,681,476		211,135		543,761		3,932,226		21,611,867
Impaired covered loans			20,945		-		-		-		-		-		20,945
Covered loans held-in-portfolio
	excluding impaired loans		1,791,859		190,127		934,373		-		-		47,123		2,963,482
Covered loans held-in-portfolio			1,812,804		190,127		934,373		-		-		47,123		2,984,427
Total loans held-in-portfolio		$	11,849,989	$	396,211	$	7,615,849	$	211,135	$	543,761	$	3,979,349	$	24,596,294

Finance Receivables Individually Evaluated For Impairment Table [Text Block]

September 30, 2014
Puerto Rico
	Impaired Loans – With an						Impaired Loans
	Allowance						With No Allowance				Impaired Loans - Total
			Unpaid						Unpaid				Unpaid
	Recorded		principal		Related		Recorded		principal		Recorded		principal			Related
(In thousands)	investment		balance		allowance		investment		balance		investment		balance			allowance
Commercial real estate non-owner occupied	$	38,079	$	38,446	$	6,904	$	32,263	$	37,408	$	70,342	$	75,854	$	6,904
Commercial real estate owner occupied		91,084		111,873		11,836		37,948		44,422		129,032		156,295		11,836
Commercial and industrial		157,326		159,655		46,010		16,349		20,042		173,675		179,697		46,010
Construction		1,823		4,280		133		17,071		38,421		18,894		42,701		133
Mortgage		360,291		379,054		37,491		64,045		75,577		424,336		454,631		37,491
Leasing		2,709		2,709		698		-		-		2,709		2,709		698
Consumer:
Credit cards		38,750		38,750		7,658		-		-		38,750		38,750		7,658
Personal		72,827		72,827		19,612		-		-		72,827		72,827		19,612
Auto		2,315		2,315		243		-		-		2,315		2,315		243
Other		958		958		210		-		-		958		958		210
Covered loans		1,586		1,586		4		3,598		8,679		5,184		10,265		4
Total Puerto Rico	$	767,748	$	812,453	$	130,799	$	171,274	$	224,549	$	939,022	$	1,037,002	$	130,799

September 30, 2014
U.S. mainland [1]
	Impaired Loans – With an						Impaired Loans
	Allowance						With No Allowance				Impaired Loans - Total
			Unpaid						Unpaid				Unpaid
	Recorded		principal		Related		Recorded		principal		Recorded		principal		Related
(In thousands)	investment		balance		allowance		investment		balance		investment		balance		allowance
Commercial and industrial	$	-	$	-	$	-	$	452	$	452	$	452	$	452	$	-
Mortgage		4,028		5,282		716		3,356		6,664		7,384		11,946		716
Legacy		-		-		-		2,311		4,001		2,311		4,001		-
Consumer:
HELOCs		1,892		1,892		441		-		-		1,892		1,892		441
Other		88		88		2		-		-		88		88		2
Total U.S. mainland	$	6,008	$	7,262	$	1,159	$	6,119	$	11,117	$	12,127	$	18,379	$	1,159
[1] Excludes impaired loans from discontinued operations.

September 30, 2014
Popular, Inc.
	Impaired Loans – With an						Impaired Loans
	Allowance						With No Allowance				Impaired Loans - Total
			Unpaid						Unpaid				Unpaid
	Recorded		principal		Related		Recorded		principal		Recorded		principal		Related
(In thousands)	investment		balance		allowance		investment		balance		investment		balance		allowance
Commercial real estate non-owner occupied	$	38,079	$	38,446	$	6,904	$	32,263	$	37,408	$	70,342	$	75,854	$	6,904
Commercial real estate owner occupied		91,084		111,873		11,836		37,948		44,422		129,032		156,295		11,836
Commercial and industrial		157,326		159,655		46,010		16,801		20,494		174,127		180,149		46,010
Construction		1,823		4,280		133		17,071		38,421		18,894		42,701		133
Mortgage		364,319		384,336		38,207		67,401		82,241		431,720		466,577		38,207
Legacy		-		-		-		2,311		4,001		2,311		4,001		-
Leasing		2,709		2,709		698		-		-		2,709		2,709		698
Consumer:
Credit cards		38,750		38,750		7,658		-		-		38,750		38,750		7,658
HELOCs		1,892		1,892		441		-		-		1,892		1,892		441
Personal		72,827		72,827		19,612		-		-		72,827		72,827		19,612
Auto		2,315		2,315		243		-		-		2,315		2,315		243
Other		1,046		1,046		212		-		-		1,046		1,046		212
Covered loans		1,586		1,586		4		3,598		8,679		5,184		10,265		4
Total Popular, Inc.	$	773,756	$	819,715	$	131,958	$	177,393	$	235,666	$	951,149	$	1,055,381	$	131,958

December 31, 2013
Puerto Rico
	Impaired Loans – With an						Impaired Loans
	Allowance						With No Allowance				Impaired Loans - Total
			Unpaid						Unpaid				Unpaid
	Recorded		principal		Related		Recorded		principal		Recorded		principal			Related
(In thousands)	investment		balance		allowance		investment		balance		investment		balance			allowance
Commercial multi-family	$	-	$	-	$	-	$	3,405	$	6,942	$	3,405	$	6,942	$	-
Commercial real estate non-owner occupied		19,120		19,407		2,368		47,245		55,397		66,365		74,804		2,368
Commercial real estate owner occupied		55,826		74,420		6,473		33,749		47,545		89,575		121,965		6,473
Commercial and industrial		30,370		33,152		7,568		55,665		68,141		86,035		101,293		7,568
Construction		2,324		9,047		177		14,499		36,951		16,823		45,998		177
Mortgage		358,437		376,393		38,034		40,910		45,181		399,347		421,574		38,034
Leasing		2,893		2,893		1,053		-		-		2,893		2,893		1,053
Consumer:
Credit cards		45,015		45,015		8,344		-		-		45,015		45,015		8,344
Personal		78,475		78,475		21,313		-		-		78,475		78,475		21,313
Auto		1,354		1,354		171		-		-		1,354		1,354		171
Other		498		498		92		-		-		498		498		92
Covered loans		12,837		17,538		293		8,108		10,063		20,945		27,601		293
Total Puerto Rico	$	607,149	$	658,192	$	85,886	$	203,581	$	270,220	$	810,730	$	928,412	$	85,886

December 31, 2013
U.S. mainland
	Impaired Loans – With an						Impaired Loans
	Allowance						With No Allowance				Impaired Loans - Total
			Unpaid						Unpaid				Unpaid
	Recorded		principal		Related		Recorded		principal		Recorded		principal		Related
(In thousands)	investment		balance		allowance		investment		balance		investment		balance		allowance
Commercial multi-family	$	-	$	-	$	-	$	7,668	$	10,870	$	7,668	$	10,870	$	-
Commercial real estate non-owner occupied		-		-		-		27,016		37,393		27,016		37,393		-
Commercial real estate owner occupied		-		-		-		15,624		19,910		15,624		19,910		-
Commercial and industrial		-		-		-		1,828		1,828		1,828		1,828		-
Construction		-		-		-		5,663		5,663		5,663		5,663		-
Mortgage		46,192		50,570		17,633		6,534		8,513		52,726		59,083		17,633
Legacy		-		-		-		6,045		8,715		6,045		8,715		-
Consumer:
HELOCs		-		-		-		198		198		198		198		-
Auto		-		-		-		88		88		88		88		-
Other		2,075		2,075		280		-		-		2,075		2,075		280
Total U.S. mainland	$	48,267	$	52,645	$	17,913	$	70,664	$	93,178	$	118,931	$	145,823	$	17,913

December 31, 2013
Popular, Inc.
	Impaired Loans – With an						Impaired Loans
	Allowance						With No Allowance				Impaired Loans - Total
			Unpaid						Unpaid				Unpaid
	Recorded		principal		Related		Recorded		principal		Recorded		principal		Related
(In thousands)	investment		balance		allowance		investment		balance		investment		balance		allowance
Commercial multi-family	$	-	$	-	$	-	$	11,073	$	17,812	$	11,073	$	17,812	$	-
Commercial real estate non-owner occupied		19,120		19,407		2,368		74,261		92,790		93,381		112,197		2,368
Commercial real estate owner occupied		55,826		74,420		6,473		49,373		67,455		105,199		141,875		6,473
Commercial and industrial		30,370		33,152		7,568		57,493		69,969		87,863		103,121		7,568
Construction		2,324		9,047		177		20,162		42,614		22,486		51,661		177
Mortgage		404,629		426,963		55,667		47,444		53,694		452,073		480,657		55,667
Legacy		-		-		-		6,045		8,715		6,045		8,715		-
Leasing		2,893		2,893		1,053		-		-		2,893		2,893		1,053
Consumer:
Credit cards		45,015		45,015		8,344		-		-		45,015		45,015		8,344
HELOCs		-		-		-		198		198		198		198		-
Personal		78,475		78,475		21,313		-		-		78,475		78,475		21,313
Auto		1,354		1,354		171		88		88		1,442		1,442		171
Other		2,573		2,573		372		-		-		2,573		2,573		372
Covered loans		12,837		17,538		293		8,108		10,063		20,945		27,601		293
Total Popular, Inc.	$	655,416	$	710,837	$	103,799	$	274,245	$	363,398	$	929,661	$	1,074,235	$	103,799

Impaired Loans Average Investment Interest Income Table [Text Block]

For the quarter ended September 30, 2014
	Puerto Rico				U.S. Mainland [1]				Popular, Inc.
	Average		Interest		Average		Interest		Average		Interest
	recorded		income		recorded		income		recorded		income
(In thousands)	investment		recognized		investment		recognized		investment		recognized
Commercial multi-family	$	653	$	-	$	980	$	-	$	1,633	$	-
Commercial real estate non-owner occupied		75,093		739		2,914		-		78,007		739
Commercial real estate owner occupied		124,314		1,280		771		-		125,085		1,280
Commercial and industrial		140,346		1,194		554		-		140,900		1,194
Construction		19,994		-		-		-		19,994		-
Mortgage		419,486		4,990		29,496		175		448,982		5,165
Legacy		-		-		2,424		-		2,424		-
Leasing		2,681		-		-		-		2,681		-
Consumer:
Credit cards		40,666		-		-		-		40,666		-
Helocs		-		-		2,151		-		2,151		-
Personal		73,537		-		-		-		73,537		-
Auto		2,304		-		43		-		2,347		-
Other		721		-		47		-		768		-
Covered loans		5,213		117		-		-		5,213		117
Total Popular, Inc.	$	905,008	$	8,320	$	39,380	$	175	$	944,388	$	8,495
[1] Excludes impaired loans from discontinued operations.

For the quarter ended September 30, 2013
	Puerto Rico				U.S. Mainland				Popular, Inc.
	Average		Interest		Average		Interest		Average		Interest
	recorded		income		recorded		income		recorded		income
(In thousands)	investment		recognized		investment		recognized		investment		recognized
Commercial multi-family	$	8,262	$	127	$	7,540	$	69	$	15,802	$	196
Commercial real estate non-owner occupied		54,078		417		34,786		91		88,864		508
Commercial real estate owner occupied		114,033		495		19,642		-		133,675		495
Commercial and industrial		97,629		784		877		-		98,506		784
Construction		30,636		-		5,799		-		36,435		-
Mortgage		386,359		4,959		52,837		486		439,196		5,445
Legacy		-		-		12,483		-		12,483		-
Leasing		3,489		-		-		-		3,489		-
Consumer:
Credit cards		44,271		-		-		-		44,271		-
Helocs		-		-		199		-		199		-
Personal		81,685		-		-		-		81,685		-
Auto		1,014		-		89		-		1,103		-
Other		548		-		2,209		-		2,757		-
Covered loans		30,178		410		-		-		30,178		410
Total Popular, Inc.	$	852,182	$	7,192	$	136,461	$	646	$	988,643	$	7,838

For the nine months ended September 30, 2014
	Puerto Rico				U.S. Mainland [1]				Popular, Inc.
	Average		Interest		Average		Interest		Average		Interest
	recorded		income		recorded		income		recorded		income
(In thousands)	investment		recognized		investment		recognized		investment		recognized
Commercial multi-family	$	1,923	$	8	$	3,321	$	-	$	5,244	$	8
Commercial real estate non-owner occupied		73,130		1,979		11,580		-		84,710		1,979
Commercial real estate owner occupied		111,352		2,833		7,222		-		118,574		2,833
Commercial and industrial		121,276		3,614		1,131		-		122,407		3,614
Construction		19,706		-		1,416		-		21,122		-
Mortgage		411,093		15,253		41,044		1,167		452,137		16,420
Legacy		-		-		3,651		-		3,651		-
Leasing		2,678		-		-		-		2,678		-
Consumer:
Credit cards		42,562		-		-		-		42,562		-
HELOCs		-		-		1,738		-		1,738		-
Personal		75,285		-		-		-		75,285		-
Auto		1,872		-		65		-		1,937		-
Other		804		-		544		-		1,348		-
Covered loans		9,228		351		-		-		9,228		351
Total Popular, Inc.	$	870,909	$	24,038	$	71,712	$	1,167	$	942,621	$	25,205
[1] Excludes impaired loans from discontinued operations.

For the nine months ended September 30, 2013
	Puerto Rico				U.S. Mainland				Popular, Inc.
	Average		Interest		Average		Interest		Average		Interest
	recorded		income		recorded		income		recorded		income
(In thousands)	investment		recognized		investment		recognized		investment		recognized
Commercial multi-family	$	9,594	$	259	$	7,449	$	107	$	17,043	$	366
Commercial real estate non-owner occupied		56,875		853		39,106		182		95,981		1,035
Commercial real estate owner occupied		133,970		1,194		19,875		99		153,845		1,293
Commercial and industrial		106,502		2,470		2,453		15		108,955		2,485
Construction		35,159		-		5,860		-		41,019		-
Mortgage		477,081		20,555		53,240		1,470		530,321		22,025
Legacy		-		-		14,685		-		14,685		-
Leasing		4,054		-		-		-		4,054		-
Consumer:
Credit cards		38,801		-		-		-		38,801		-
HELOCs		-		-		200		-		200		-
Personal		83,740		-		-		-		83,740		-
Auto		915		-		90		-		1,005		-
Other		397		-		2,306		-		2,703		-
Covered loans		48,252		914		-		-		48,252		914
Total Popular, Inc.	$	995,340	$	26,245	$	145,264	$	1,873	$	1,140,604	$	28,118

Troubled Debt Restructurings Loan Count By Type Of Modification Table [Text Block]

	Puerto Rico
	For the quarter ended September 30, 2014				For the nine months ended September 30, 2014
	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other
Commercial real estate non-owner occupied	3	3	-	-	5	7	-	-
Commercial real estate owner occupied	6	3	-	-	21	10	-	-
Commercial and industrial	2	31	-	-	25	37	-	-
Construction	-	-	-	-	-	3	-	-
Mortgage	7	11	80	31	34	37	270	98
Leasing	-	6	12	-	-	11	36	-
Consumer:
Credit cards	252	-	-	151	799	-	-	478
Personal	249	20	-	2	712	53	-	5
Auto	-	3	-	-	-	11	3	-
Other	40	-	-	-	83	-	-	2
Total	559	77	92	184	1,679	169	309	583

	U.S. Mainland
	For the quarter ended September 30, 2014				For the nine months ended September 30, 2014
	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other
Mortgage	-	-	4	-	-	-	15	-
Consumer:
HELOCs	5	-	-	-	5	-	-	-
Total	5	-	4	-	5	-	15	-
Excludes TDRs from discontinued operations.

	Popular, Inc.
	For the quarter ended September 30, 2014				For the nine months ended September 30, 2014
	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other
Commercial real estate non-owner occupied	3	3	-	-	5	7	-	-
Commercial real estate owner occupied	6	3	-	-	21	10	-	-
Commercial and industrial	2	31	-	-	25	37	-	-
Construction	-	-	-	-	-	3	-	-
Mortgage	7	11	84	31	34	37	285	98
Leasing	-	6	12	-	-	11	36	-
Consumer:
Credit cards	252	-	-	151	799	-	-	478
HELOCs	5	-	-	-	5	-	-	-
Personal	249	20	-	2	712	53	-	5
Auto	-	3	-	-	-	11	3	-
Other	40	-	-	-	83	-	-	2
Total	564	77	96	184	1,684	169	324	583
Excludes TDRs from discontinued operations.

	Puerto Rico
	For the quarter ended September 30, 2013				For the nine months ended September 30, 2013
	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other
Commercial real estate non-owner occupied	3	1	-	-	3	2	-	-
Commercial real estate owner occupied	2	2	-	12	4	3	-	45
Commercial and industrial	3	3	-	2	13	7	-	10
Mortgage	4	5	61	1	13	32	276	14
Leasing	-	6	3	-	-	18	16	-
Consumer:
Credit cards	246	-	-	279	806	-	-	761
Personal	248	4	-	1	703	18	-	4
Auto	-	8	-	-	-	10	-	-
Other	11	-	-	3	56	-	-	3
Total	517	29	64	298	1,598	90	292	837

	U.S. Mainland
	For the quarter ended September 30, 2013				For the nine months ended September 30, 2013
	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other
Commercial real estate non-owner occupied	-	-	1	-	-	2	3	-
Commercial real estate owner occupied	-	-	-	-	-	-	1	-
Mortgage	-	-	11	-	-	-	19	-
Total	-	-	12	-	-	2	23	-

	Popular, Inc.
	For the quarter ended September 30, 2013				For the nine months ended September 30, 2013
	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other	Reduction in interest rate	Extension of maturity date	Combination of reduction in interest rate and extension of maturity date	Other
Commercial real estate non-owner occupied	3	1	1	-	3	4	3	-
Commercial real estate owner occupied	2	2	-	12	4	3	1	45
Commercial and industrial	3	3	-	2	13	7	-	10
Mortgage	4	5	72	1	13	32	295	14
Leasing	-	6	3	-	-	18	16	-
Consumer:
Credit cards	246	-	-	279	806	-	-	761
Personal	248	4	-	1	703	18	-	4
Auto	-	8	-	-	-	10	-	-
Other	11	-	-	3	56	-	-	3
Total	517	29	76	298	1,598	92	315	837

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

Puerto Rico
For the quarter ended September 30, 2014
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	6	$	14,641	$	14,668	$	(942)
Commercial real estate owner occupied	9		10,209		10,366		91
Commercial and industrial	33		81,470		81,731		6,730
Mortgage	129		22,681		22,070		1,487
Leasing	18		440		439		88
Consumer:
Credit cards	403		3,522		4,080		679
Personal	271		5,035		5,064		1,093
Auto	3		39		43		2
Other	40		152		148		28
Total	912	$	138,189	$	138,609	$	9,256

U.S. Mainland
For the quarter ended September 30, 2014
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Mortgage	4	$	350	$	353	$	97
Consumer:
HELOCs	5		251		250		67
Total	9	$	601	$	603	$	164

Popular, Inc.
For the quarter ended September 30, 2014
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	6	$	14,641	$	14,668	$	(942)
Commercial real estate owner occupied	9		10,209		10,366		91
Commercial and industrial	33		81,470		81,731		6,730
Mortgage	133		23,031		22,423		1,584
Leasing	18		440		439		88
Consumer:
Credit cards	403		3,522		4,080		679
HELOCs	5		251		250		67
Personal	271		5,035		5,064		1,093
Auto	3		39		43		2
Other	40		152		148		28
Total	921	$	138,790	$	139,212	$	9,420

Puerto Rico
For the quarter ended September 30, 2013
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	4	$	3,433	$	1,373	$	51
Commercial real estate owner occupied	16		13,486		3,472		(356)
Commercial and industrial	8		4,906		4,896		(138)
Mortgage	71		12,048		12,678		1,617
Leasing	9		184		178		58
Consumer:
Credit cards	525		4,399		5,255		905
Personal	253		4,251		4,257		991
Auto	8		64		139		11
Other	14		52		52		10
Total	908	$	42,823	$	32,300	$	3,149

U.S. Mainland
For the quarter ended September 30, 2013
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	1	$	1,399	$	1,276	$	-
Mortgage	11		1,340		1,426		203
Consumer:
Total	12	$	2,739	$	2,702	$	203

Popular, Inc.
For the quarter ended September 30, 2013
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	5	$	4,832	$	2,649	$	51
Commercial real estate owner occupied	16		13,486		3,472		(356)
Commercial and industrial	8		4,906		4,896		(138)
Mortgage	82		13,388		14,104		1,820
Leasing	9		184		178		58
Consumer:
Credit cards	525		4,399		5,255		905
Personal	253		4,251		4,257		991
Auto	8		64		139		11
Other	14		52		52		10
Total	920	$	45,562	$	35,002	$	3,352

Puerto Rico
For the nine months ended September 30, 2014
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	12	$	17,503		17,583	$	(864)
Commercial real estate owner occupied	31		43,467		43,176		1,511
Commercial and industrial	62		123,661		123,706		6,799
Construction	3		11,358		11,358		(570)
Mortgage	439		68,718		69,006		3,429
Leasing	47		1,153		1,156		254
Consumer:
Credit cards	1,277		10,474		11,982		1,908
Personal	770		13,484		13,529		2,859
Auto	14		215		225		12
Other	85		255		250		45
Total	2,740	$	290,288	$	291,971	$	15,383

U.S. mainland
For the nine months ended September 30, 2014
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Mortgage	15	$	1,918	$	2,180	$	337
Consumer:
HELOCs	5		251		250		67
Total	20	$	2,169	$	2,430	$	404
Excludes TDRs from discontinued operations.

Popular, Inc.
For the nine months ended September 30, 2014
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	12	$	17,503	$	17,583	$	(864)
Commercial real estate owner occupied	31		43,467		43,176		1,511
Commercial and industrial	62		123,661		123,706		6,799
Construction	3		11,358		11,358		(570)
Mortgage	454		70,636		71,186		3,766
Leasing	47		1,153		1,156		254
Consumer:
Credit cards	1,277		10,474		11,982		1,908
HELOCs	5		251		250		67
Personal	770		13,484		13,529		2,859
Auto	14		215		225		12
Other	85		255		250		45
Total	2,760	$	292,457	$	294,401	$	15,787
Excludes TDRs from discontinued operations.

Puerto Rico
For the nine months ended September 30, 2013
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	5	$	4,681	$	2,114	$	41
Commercial real estate owner occupied	52		28,698		16,686		(857)
Commercial and industrial	30		8,649		8,680		(156)
Mortgage	335		54,992		58,659		5,922
Leasing	34		627		607		191
Consumer:
Credit cards	1,567		12,543		15,050		1,660
Personal	725		11,893		11,924		2,969
Auto	10		102		179		13
Other	59		221		219		29
Total	2,817	$	122,406	$	114,118	$	9,812

U.S. mainland
For the nine months ended September 30, 2013
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	5	$	4,221	$	3,989	$	(2)
Commercial real estate owner occupied	1		381		287		(10)
Mortgage	19		2,268		2,385		275
Consumer:
Total	25	$	6,870	$	6,661	$	263

Popular, Inc.
For the nine months ended September 30, 2013
(Dollars in thousands)	Loan count	Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Increase (decrease) in the allowance for loan losses as a result of modification
Commercial real estate non-owner occupied	10	$	8,902	$	6,103	$	39
Commercial real estate owner occupied	53		29,079		16,973		(867)
Commercial and industrial	30		8,649		8,680		(156)
Mortgage	354		57,260		61,044		6,197
Leasing	34		627		607		191
Consumer:
Credit cards	1,567		12,543		15,050		1,660
Personal	725		11,893		11,924		2,969
Auto	10		102		179		13
Other	59		221		219		29
Total	2,842	$	129,276	$	120,779	$	10,075

T D R Loans Subsequent Default Table [Text Block]

Puerto Rico
	Defaulted during the quarter ended September 30, 2014			Defaulted during the nine months ended September 30, 2014
(Dollars in thousands)	Loan count	Recorded investment as of first default date		Loan count	Recorded investment as of first default date
Commercial real estate non-owner occupied	-	$	-	1	$	30
Commercial real estate owner occupied	-		-	3		377
Commercial and industrial	-		-	5		609
Construction	1		952	1		952
Mortgage	40		8,569	91		19,160
Leasing	3		34	8		95
Consumer:
Credit cards	166		1,314	354		3,075
Personal	35		412	79		992
Auto	2		31	14		265
Total	247	$	11,312	556	$	25,555

U.S. Mainland
	Defaulted during the quarter ended September 30, 2014			Defaulted during the nine months ended September 30, 2014
(Dollars in thousands)	Loan count	Recorded investment as of first default date		Loan count	Recorded investment as of first default date
Commercial real estate non-owner occupied	-	$	-	1	$	907
Mortgage	1		110	1		110
Consumer:
Total	1	$	110	2	$	1,017

Popular, Inc.
	Defaulted during the quarter ended September 30, 2014				Defaulted during the nine months ended September 30, 2014
(Dollars in thousands)	Loan count		Recorded investment as of first default date		Loan count		Recorded investment as of first default date
Commercial real estate non-owner occupied	-	$	-		2	$	937
Commercial real estate owner occupied	-		-		3		377
Commercial and industrial	-		-		5		609
Construction	1		952		1		952
Mortgage	41		8,679	-	92		19,270
Legacy	3		34		8		95
Consumer:
Credit cards	166		1,314		354		3,075
Personal	35		412		79		992
Auto	2		31		14		265
Total	248	$	11,422		558	$	26,572

Puerto Rico
	Defaulted during the quarter ended September 30, 2013			Defaulted during the nine months ended September 30, 2013
(Dollars in thousands)	Loan count	Recorded investment as of first default date		Loan count	Recorded investment as of first default date
Commercial real estate owner occupied	1	$	385	3	$	5,512
Commercial and industrial	1		5	3		1,441
Mortgage	37		6,896	179		28,922
Leasing	6		176	16		241
Consumer:
Credit cards	148		1,320	448		4,247
Personal	35		450	106		1,442
Auto	4		91	4		91
Other	2		21	2		21
Total	234	$	9,344	761	$	41,917

U.S. Mainland
	Defaulted during the quarter ended September 30, 2013			Defaulted during the nine months ended September 30, 2013
(Dollars in thousands)	Loan count	Recorded investment as of first default date		Loan count	Recorded investment as of first default date
Commercial real estate non-owner occupied	2	$	1,415	3	$	2,554
Consumer:
Total	2	$	1,415	3	$	2,554

Popular, Inc.
	Defaulted during the quarter ended September 30, 2013			Defaulted during the nine months ended September 30, 2013
(Dollars in thousands)	Loan count		Recorded investment as of first default date	Loan count		Recorded investment as of first default date
Commercial real estate non-owner occupied	2	$	1,415	3	$	2,554
Commercial real estate owner occupied	1		385	3		5,512
Commercial and industrial	1		5	3		1,441
Mortgage	37		6,896	179		28,922
Leasing	6		176	16		241
Consumer:
Credit cards	148		1,320	448		4,247
Personal	35		450	106		1,442
Auto	4		91	4		91
Other	2		21	2		21
Total	236	$	10,759	764	$	44,471

Financing Receivable Credit Quality Indicators Table Text Block

September 30, 2014
				Special										Pass/
(In thousands)		Watch		Mention		Substandard		Doubtful		Loss		Sub-total		Unrated		Total
Puerto Rico^[1]
Commercial multi-family		$	2,516	$	5,066	$	3,500	$	-	$	-	$	11,082	$	48,836	$	59,918
Commercial real estate non-owner occupied			182,960		138,820		181,013		-		-		502,793		1,451,108		1,953,901
Commercial real estate owner occupied			287,916		147,371		313,176		566		-		749,029		777,867		1,526,896
Commercial and industrial			462,397		329,980		250,564		490		250		1,043,681		1,685,326		2,729,007
	Total Commercial		935,789		621,237		748,253		1,056		250		2,306,585		3,963,137		6,269,722
Construction			5,018		6,318		22,701		-		-		34,037		114,746		148,783
Mortgage			-		-		222,784		-		-		222,784		5,230,338		5,453,122
Leasing			-		-		3,102		-		66		3,168		547,346		550,514
Consumer:
	Credit cards		-		-		19,384		-		-		19,384		1,121,446		1,140,830
	HELOCs		-		-		9,578		-		-		9,578		4,569		14,147
	Personal		-		-		8,372		-		131		8,503		1,273,059		1,281,562
	Auto		-		-		11,952		-		210		12,162		743,532		755,694
	Other		-		-		2,053		-		1,616		3,669		205,440		209,109
	Total Consumer		-		-		51,339		-		1,957		53,296		3,348,046		3,401,342
Total Puerto Rico		$	940,807	$	627,555	$	1,048,179	$	1,056	$	2,273	$	2,619,870	$	13,203,613	$	15,823,483
U.S. mainland^[2]
Commercial multi-family		$	33,111	$	539	$	15,129	$	-	$	-	$	48,779	$	369,289	$	418,068
Commercial real estate non-owner occupied			14,202		6,140		30,693		-		-		51,035		442,521		493,556
Commercial real estate owner occupied			25,619		3,861		10,530		-		-		40,010		159,228		199,238
Commercial and industrial			10,397		2,598		10,171		-		-		23,166		654,964		678,130
	Total Commercial		83,329		13,138		66,523		-		-		162,990		1,626,002		1,788,992
Construction			-		-		-		-		-		-		63,067		63,067
Mortgage			-		-		11,692		-		-		11,692		1,090,523		1,102,215
Legacy			8,435		2,014		14,201		-		-		24,650		66,365		91,015
Consumer:
	Credit cards		-		-		481		-		-		481		14,638		15,119
	HELOCs		-		-		1,469		-		1,600		3,069		354,591		357,660
	Personal		-		-		585		-		322		907		116,088		116,995
	Auto		-		-		-		-		-		-		277		277
	Other		-		-		-		-		-		-		393		393
	Total Consumer		-		-		2,535		-		1,922		4,457		485,987		490,444
Total U.S. mainland		$	91,764	$	15,152	$	94,951	$	-	$	1,922	$	203,789	$	3,331,944	$	3,535,733
Popular, Inc.
Commercial multi-family		$	35,627	$	5,605	$	18,629	$	-	$	-	$	59,861	$	418,125	$	477,986
Commercial real estate non-owner occupied			197,162		144,960		211,706		-		-		553,828		1,893,629		2,447,457
Commercial real estate owner occupied			313,535		151,232		323,706		566		-		789,039		937,095		1,726,134
Commercial and industrial			472,794		332,578		260,735		490		250		1,066,847		2,340,290		3,407,137
	Total Commercial		1,019,118		634,375		814,776		1,056		250		2,469,575		5,589,139		8,058,714
Construction			5,018		6,318		22,701		-		-		34,037		177,813		211,850
Mortgage			-		-		234,476		-		-		234,476		6,320,861		6,555,337
Legacy			8,435		2,014		14,201		-		-		24,650		66,365		91,015
Leasing			-		-		3,102		-		66		3,168		547,346		550,514
Consumer:
	Credit cards		-		-		19,865		-		-		19,865		1,136,084		1,155,949
	HELOCs		-		-		11,047		-		1,600		12,647		359,160		371,807
	Personal		-		-		8,957		-		453		9,410		1,389,147		1,398,557
	Auto		-		-		11,952		-		210		12,162		743,809		755,971
	Other		-		-		2,053		-		1,616		3,669		205,833		209,502
	Total Consumer		-		-		53,874		-		3,879		57,753		3,834,033		3,891,786
Total Popular, Inc.		$	1,032,571	$	642,707	$	1,143,130	$	1,056	$	4,195	$	2,823,659	$	16,535,557	$	19,359,216

The following table presents the weighted average obligor risk rating at September 30, 2014 for those classifications that consider a range of rating scales.

Weighted average obligor risk rating					(Scales 11 and 12)								(Scales 1 through 8)
Puerto Rico:^[1]						Substandard									Pass
Commercial multi-family							11.72								5.64
Commercial real estate non-owner occupied							11.27								6.89
Commercial real estate owner occupied							11.39								6.86
Commercial and industrial							11.27								6.81
	Total Commercial						11.32								6.84
Construction							11.84								7.84

U.S. mainland:^[2]						Substandard									Pass
Commercial multi-family							11.14								7.23
Commercial real estate non-owner occupied							11.04								6.75
Commercial real estate owner occupied							11.20								6.97
Commercial and industrial							11.17								6.31
	Total Commercial						11.11								6.70
Construction							-								7.69
Legacy							11.28								7.64

December 31, 2013
				Special										Pass/
(In thousands)		Watch		Mention		Substandard		Doubtful		Loss		Sub-total		Unrated		Total
Puerto Rico^[1]
Commercial multi-family		$	2,477	$	4,453	$	2,343	$	-	$	-	$	9,273	$	73,130	$	82,403
Commercial real estate non-owner occupied			230,847		156,189		115,435		-		112		502,583		1,361,635		1,864,218
Commercial real estate owner occupied			231,705		134,577		305,565		-		-		671,847		934,656		1,606,503
Commercial and industrial			727,647		192,404		214,531		68		446		1,135,096		1,777,370		2,912,466
	Total Commercial		1,192,676		487,623		637,874		68		558		2,318,799		4,146,791		6,465,590
Construction			6,895		1,788		25,722		2,250		-		36,655		124,516		161,171
Mortgage			-		-		169,239		-		-		169,239		5,231,440		5,400,679
Leasing			-		-		3,495		-		-		3,495		540,266		543,761
Consumer:
	Credit cards		-		-		21,044		-		-		21,044		1,148,577		1,169,621
	HELOCs		-		-		665		-		2,426		3,091		12,087		15,178
	Personal		-		-		7,483		-		141		7,624		1,206,260		1,213,884
	Auto		-		-		10,407		-		155		10,562		688,929		699,491
	Other		-		-		2,019		-		3,531		5,550		212,914		218,464
	Total Consumer		-		-		41,618		-		6,253		47,871		3,268,767		3,316,638
Total Puerto Rico		$	1,199,571	$	489,411	$	877,948	$	2,318	$	6,811	$	2,576,059	$	13,311,780	$	15,887,839
U.S. mainland
Commercial multi-family		$	73,481	$	11,459	$	62,346	$	-	$	-	$	147,286	$	946,248	$	1,093,534
Commercial real estate non-owner occupied			75,094		29,442		160,001		-		-		264,537		841,750		1,106,287
Commercial real estate owner occupied			56,515		15,845		75,508		-		-		147,868		412,174		560,042
Commercial and industrial			11,657		11,822		46,307		-		-		69,786		741,945		811,731
	Total Commercial		216,747		68,568		344,162		-		-		629,477		2,942,117		3,571,594
Construction			-		-		20,885		-		-		20,885		24,028		44,913
Mortgage			-		-		26,292		-		-		26,292		1,254,505		1,280,797
Legacy			14,948		11,593		42,622		-		-		69,163		141,972		211,135
Consumer:
	Credit cards		-		-		486		-		-		486		15,165		15,651
	HELOCs		-		-		3,317		-		5,315		8,632		454,401		463,033
	Personal		-		-		1,005		-		569		1,574		133,661		135,235
	Auto		-		-		-		-		2		2		487		489
	Other		-		-		20		-		1		21		1,159		1,180
	Total Consumer		-		-		4,828		-		5,887		10,715		604,873		615,588
Total U.S. mainland		$	231,695	$	80,161	$	438,789	$	-	$	5,887	$	756,532	$	4,967,495	$	5,724,027
Popular, Inc.
Commercial multi-family		$	75,958	$	15,912	$	64,689	$	-	$	-	$	156,559	$	1,019,378	$	1,175,937
Commercial real estate non-owner occupied			305,941		185,631		275,436		-		112		767,120		2,203,385		2,970,505
Commercial real estate owner occupied			288,220		150,422		381,073		-		-		819,715		1,346,830		2,166,545
Commercial and industrial			739,304		204,226		260,838		68		446		1,204,882		2,519,315		3,724,197
	Total Commercial		1,409,423		556,191		982,036		68		558		2,948,276		7,088,908		10,037,184
Construction			6,895		1,788		46,607		2,250		-		57,540		148,544		206,084
Mortgage			-		-		195,531		-		-		195,531		6,485,945		6,681,476
Legacy			14,948		11,593		42,622		-		-		69,163		141,972		211,135
Leasing			-		-		3,495		-		-		3,495		540,266		543,761
Consumer:
	Credit cards		-		-		21,530		-		-		21,530		1,163,742		1,185,272
	HELOCs		-		-		3,982		-		7,741		11,723		466,488		478,211
	Personal		-		-		8,488		-		710		9,198		1,339,921		1,349,119
	Auto		-		-		10,407		-		157		10,564		689,416		699,980
	Other		-		-		2,039		-		3,532		5,571		214,073		219,644
	Total Consumer		-		-		46,446		-		12,140		58,586		3,873,640		3,932,226
Total Popular, Inc.		$	1,431,266	$	569,572	$	1,316,737	$	2,318	$	12,698	$	3,332,591	$	18,279,275	$	21,611,866

The following table presents the weighted average obligor risk rating at December 31, 2013 for those classifications that consider a range of rating scales.

Weighted average obligor risk rating					(Scales 11 and 12)								(Scales 1 through 8)
Puerto Rico:^[1]						Substandard									Pass
Commercial multi-family							11.33								5.31
Commercial real estate non-owner occupied							11.38								6.73
Commercial real estate owner occupied							11.31								6.89
Commercial and industrial							11.34								6.63
	Total Commercial						11.33								6.71
Construction							11.63								7.86

U.S. mainland:						Substandard									Pass
Commercial multi-family							11.34								7.08
Commercial real estate non-owner occupied							11.27								6.89
Commercial real estate owner occupied							11.31								7.04
Commercial and industrial							11.09								6.53
	Total Commercial						11.27								6.89
Construction							11.27								7.64
Legacy							11.24								7.72

Non Covered Loans [Member]

Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]

	Popular, Inc.
	Non-Covered Loans
	September 30, 2014 [1]						December 31, 2013
(In thousands)		Accruing		Non-Accruing		Total		Accruing		Non-Accruing		Total
Commercial	$	189,916	$	121,741	$	311,657	$	109,462	$	80,140	$	189,602
Construction		351		11,216		11,567		425		10,865		11,290
Legacy		-		-		-		-		949		949
Mortgage		534,770		107,803		642,573		535,357		82,786		618,143
Leases		743		1,966		2,709		270		2,623		2,893
Consumer		108,914		14,624		123,538		116,719		10,741		127,460
Total	$	834,694	$	257,350	$	1,092,044	$	762,233	$	188,104	$	950,337
[1] Excludes TDRs from discontinued operations.

Covered Under Loss Sharing Agreements With F D I C [Member]

Schedule Of Credit Losses Related To Financing Receivables Current And Noncurrent Table Text Block

	ASC 310-30 Covered loans
	For the quarters ended				For the nine months ended
(In thousands)	September 30, 2014		September 30, 2013		September 30, 2014		September 30, 2013
Balance at beginning of period	$	90,892	$	91,195	$	93,915	$	95,407
Provision for loan losses		15,693		23,316		51,199		54,924
Net charge-offs		(20,945)		(5,637)		(59,474)		(41,457)
Balance at end of period	$	85,640	$	108,874	$	85,640	$	108,874

Schedule Of Breakdown Between Accrual And Nonaccrual Status Of Troubled Debt Restructurings [Table Text Block]

	Popular, Inc.
	Covered Loans
	September 30, 2014						December 31, 2013
(In thousands)		Accruing		Non-Accruing		Total		Accruing		Non-Accruing		Total
Commercial	$	1,599	$	2,050	$	3,649	$	7,389	$	10,017	$	17,406
Construction		-		2,419		2,419		-		3,464		3,464
Mortgage		2,152		2,690		4,842		146		189		335
Consumer		52		10		62		221		22		243
Total	$	3,803	$	7,169	$	10,972	$	7,756	$	13,692	$	21,448