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Segment reporting (Tables)

6 Months Ended

Jun. 30, 2013

Schedule Of Segment Reporting Information By Segment Text Block

For the quarter ended June 30, 2013
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	314,748	$	67,835	$	-
Provision (reversal of provision) for loan losses		255,944		(6,556)		-
Non-interest income		103,331		12,753		-
Amortization of intangibles		1,787		680		-
Depreciation expense		10,306		2,287		-
Other operating expenses		225,726		52,498		-
Income tax (benefit) expense		(235,766)		936		-
Net income	$	160,082	$	30,743	$	-
Segment assets	$	27,698,695	$	8,800,354	$	(14,051)

For the quarter ended June 30, 2013
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	382,583	$	(26,864)	$	-	$	355,719
Provision for loan losses		249,388		20		-		249,408
Non-interest income		116,084		178,614		(1,335)		293,363
Amortization of intangibles		2,467		-		-		2,467
Depreciation expense		12,593		162		-		12,755
Other operating expenses		278,224		16,830		(690)		294,364
Income tax benefit		(234,830)		(2,258)		(292)		(237,380)
Net income	$	190,825	$	136,996	$	(353)	$	327,468
Segment assets	$	36,484,998	$	5,443,792	$	(5,244,196)	$	36,684,594

For the six months ended June 30, 2013
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	619,776	$	135,853	$	-
Provision (reversal of provision) for loan losses		477,829		(4,545)		-
Non-interest income		119,708		22,824		-
Amortization of intangibles		3,575		1,360		-
Depreciation expense		20,072		4,612		-
Other operating expenses		475,361		107,345		-
Income tax (benefit) expense		(288,631)		1,872		-
Net income	$	51,278	$	48,033	$	-

For the six months ended June 30, 2013
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	755,629	$	(53,597)	$	-	$	702,032
Provision (reversal of provision) for loan losses		473,284		(20)		-		473,264
Non-interest income		142,532		186,286		(1,398)		327,420
Amortization of intangibles		4,935		-		-		4,935
Depreciation expense		24,684		325		-		25,009
Other operating expenses		582,706		32,002		(1,368)		613,340
Income tax benefit		(286,759)		(7,391)		(107)		(294,257)
Net income	$	99,311	$	107,773	$	77	$	207,161

For the quarter ended June 30, 2012
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	298,636	$	69,555	$	-
Provision for loan losses		103,690		15,300		-
Non-interest income		84,416		15,250		-
Amortization of intangibles		1,851		680		-
Depreciation expense		9,237		1,988		-
Loss on early extinguishment of debt		25,072		-		-
Other operating expenses		230,960		55,303		-
Income tax (benefit) expense		(73,724)		936		-
Net income	$	85,966	$	10,598	$	-

For the quarter ended June 30, 2012
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	368,191	$	(26,175)	$	163	$	342,179
Provision for loan losses		118,990		209		-		119,199
Non-interest income		99,666		11,005		(1,239)		109,432
Amortization of intangibles		2,531		-		-		2,531
Depreciation expense		11,225		301		-		11,526
Loss on early extinguishment of debt		25,072		-		-		25,072
Other operating expenses		286,263		19,851		(677)		305,437
Income tax benefit		(72,788)		(4,961)		(144)		(77,893)
Net income (loss)	$	96,564	$	(30,570)	$	(255)	$	65,739

For the six months ended June 30, 2012
		Banco Popular		Banco Popular		Intersegment
(In thousands)		de Puerto Rico		North America		Eliminations
Net interest income	$	588,938	$	143,630	$	-
Provision for loan losses		189,547		30,026		-
Non-interest income		197,955		30,706		-
Amortization of intangibles		3,764		1,360		-
Depreciation expense		18,624		4,017		-
Loss on early extinguishment of debt		25,141		-		-
Other operating expenses		453,317		117,185		-
Income tax (benefit) expense		(56,371)		1,872		-
Net income	$	152,871	$	19,876	$	-

For the six months ended June 30, 2012
		Reportable
(In thousands)		Segments		Corporate		Eliminations		Total Popular, Inc.
Net interest income (expense)	$	732,568	$	(52,116)	$	325	$	680,777
Provision for loan losses		219,573		349		-		219,922
Non-interest income		228,661		21,990		(1,293)		249,358
Amortization of intangibles		5,124		-		-		5,124
Depreciation expense		22,641		641		-		23,282
Loss on early extinguishment of debt		25,141		-		-		25,141
Other operating expenses		570,502		35,031		(1,313)		604,220
Income tax benefit		(54,499)		(7,257)		55		(61,701)
Net income (loss)	$	172,747	$	(58,890)	$	290	$	114,147

For the quarter ended June 30, 2013
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	118,716	$	193,548	$	2,484	$	-	$	314,748
(Reversal of provision) provision for loan losses		(6,161)		262,105		-		-		255,944
Non-interest (expense) income		19,743		56,218		27,389		(19)		103,331
Amortization of intangibles		1		1,710		76		-		1,787
Depreciation expense		4,864		5,123		319		-		10,306
Other operating expenses		68,463		139,592		17,690		(19)		225,726
Income tax (benefit) expense		(36,883)		(202,573)		3,690		-		(235,766)
Net income	$	108,175	$	43,809	$	8,098	$	-	$	160,082
Segment assets	$	11,796,579	$	18,579,730	$	778,833	$	(3,456,447)	$	27,698,695

For the six months ended June 30, 2013
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	232,519	$	382,701	$	4,556	$	-	$	619,776
Provision for loan losses		139,612		338,217		-		-		477,829
Non-interest (expense) income		(45,484)		114,436		50,791		(35)		119,708
Amortization of intangibles		2		3,419		154		-		3,575
Depreciation expense		8,840		10,614		618		-		20,072
Other operating expenses		147,296		293,877		34,223		(35)		475,361
Income tax (benefit) expense		(92,534)		(201,895)		5,798		-		(288,631)
Net (loss) income	$	(16,181)	$	52,905	$	14,554	$	-	$	51,278

For the quarter ended June 30, 2012
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	109,262	$	185,944	$	3,430	$	-	$	298,636
Provision for loan losses		42,725		60,965		-		-		103,690
Non-interest (expense) income		(2,263)		56,113		30,606		(40)		84,416
Amortization of intangibles		1		1,710		140		-		1,851
Depreciation expense		4,204		4,797		236		-		9,237
Loss on early extinguishment of debt		7,793		17,279		-		-		25,072
Other operating expenses		74,068		139,297		17,635		(40)		230,960
Income tax (benefit) expense		(30,152)		(47,660)		4,088		-		(73,724)
Net income	$	8,360	$	65,669	$	11,937	$	-	$	85,966

For the six months ended June 30, 2012
Banco Popular de Puerto Rico
				Consumer		Other				Total Banco
		Commercial		and Retail		Financial				Popular de
(In thousands)		Banking		Banking		Services		Eliminations		Puerto Rico
Net interest income	$	209,653	$	372,202	$	7,079	$	4	$	588,938
Provision for loan losses		56,423		133,124		-		-		189,547
Non-interest income		18,634		122,117		57,270		(66)		197,955
Amortization of intangibles		10		3,418		336		-		3,764
Depreciation expense		8,372		9,776		476		-		18,624
Loss on early extinguishment of debt		7,862		17,279		-		-		25,141
Other operating expenses		135,249		283,144		34,990		(66)		453,317
Income tax (benefit) expense		(20,390)		(43,359)		7,376		2		(56,371)
Net income	$	40,761	$	90,937	$	21,171	$	2	$	152,871

For the quarter ended June 30, 2013
Banco Popular North America
(In thousands)		Banco Popular North America		E-LOAN		Eliminations		Total Banco Popular North America
Net interest income	$	67,088	$	747	$	-	$	67,835
(Reversal of provision) provision for loan losses		(11,329)		4,773		-		(6,556)
Non-interest income (expense)		13,313		(560)		-		12,753
Amortization of intangibles		680		-		-		680
Depreciation expense		2,287		-		-		2,287
Other operating expenses		51,909		589		-		52,498
Income tax expense		936		-		-		936
Net income ( loss)	$	35,918	$	(5,175)	$	-	$	30,743
Segment assets	$	9,534,310	$	338,430	$	(1,072,386)	$	8,800,354

For the six months ended June 30, 2013
Banco Popular North America
		Banco Popular						Total Banco Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	134,205	$	1,648	$	-	$	135,853
(Reversal of provision) provision for loan losses		(9,047)		4,502		-		(4,545)
Non-interest income (expense)		24,522		(1,698)		-		22,824
Amortization of intangibles		1,360		-		-		1,360
Depreciation expense		4,612		-		-		4,612
Other operating expenses		106,077		1,268		-		107,345
Income tax expense		1,872		-		-		1,872
Net income (loss)	$	53,853	$	(5,820)	$	-	$	48,033

For the quarter ended June 30, 2012
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	68,459	$	1,096	$	-	$	69,555
Provision for loan losses		13,490		1,810		-		15,300
Non-interest income		14,445		805		-		15,250
Amortization of intangibles		680		-		-		680
Depreciation expense		1,988		-		-		1,988
Other operating expenses		54,523		780		-		55,303
Income tax expense		936		-		-		936
Net income (loss)	$	11,287	$	(689)	$	-	$	10,598

For the six months ended June 30, 2012
Banco Popular North America
								Total Banco
		Banco Popular						Popular North
(In thousands)		North America		E-LOAN		Eliminations		America
Net interest income	$	142,066	$	1,564	$	-	$	143,630
Provision for loan losses		22,886		7,140		-		30,026
Non-interest income		29,737		969		-		30,706
Amortization of intangibles		1,360		-		-		1,360
Depreciation expense		4,017		-		-		4,017
Other operating expenses		115,546		1,639		-		117,185
Income tax expense		1,872		-		-		1,872
Net income (loss)	$	26,122	$	(6,246)	$	-	$	19,876

Schedule Of Revenue From External Customers Attributed To Foreign Countries By Geographic Area Text Block

Geographic Information
		Quarter ended				Six months ended
(In thousands)		June 30, 2013		June 30, 2012		June 30, 2013		June 30, 2012
Revenues:^[1]
Puerto Rico	$	551,826	$	346,500	$	837,640	$	717,044
United States		76,181		80,518		151,820		164,242
Other		21,075		24,593		39,992		48,849
Total consolidated revenues	$	649,082	$	451,611	$	1,029,452	$	930,135

Schedule Of Selected Balance Sheet Information By Geographical Area Table [Text Block]

Selected Balance Sheet Information:
(In thousands)		June 30, 2013		December 31, 2012
Puerto Rico
Total assets	$	26,515,496	$	26,582,248
Loans		18,170,567		18,484,977
Deposits		19,617,123		19,984,830
United States
Total assets	$	9,045,478	$	8,816,143
Loans		5,984,916		5,852,705
Deposits		6,088,033		6,049,168
Other
Total assets	$	1,123,620	$	1,109,144
Loans		757,026		755,950
Deposits ^[1]		1,054,272		966,615
[1] Represents deposits from BPPR operations located in the U.S. and British Virgin Islands.

- Definition

Tabular disclosure of the names of foreign countries from which revenue is material and the amount of revenue from external customers attributed to those countries. An entity may also provide subtotals of geographic information about groups of countries.

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- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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