EXHIBIT 21.1

POPULAR, INC.

AS OF DECEMBER 31, 2008

Subsidiaries of the Registrant

	Jurisdiction of
Name	Incorporation
Banco Popular de Puerto Rico	Puerto Rico
Popular Auto, Inc.	Puerto Rico
Popular Finance, Inc.	Puerto Rico
Popular Mortgage, Inc.	Puerto Rico
EVERTEC, INC.	Puerto Rico
Evertec Dominicana, S.A.	Dominican Republic
Evertec de Venezuela, C.A.	Venezuela
SENSE SOFTWARE INTERNATIONAL CORP.	Puerto Rico
Popular Capital Trust I	Delaware
Popular Capital Trust II	Delaware
Popular International Bank, Inc.	Puerto Rico
ATH Costa Rica, S.A.	Costa Rica
ATH Panama, S.A.	Panama
Evertec Mexico Servicios de Procesamiento SA de CV	Mexico
Evertec Latinoamérica, Sociedad Anonima	Costa Rica
Popular Insurance V.I., Inc.	U.S. Virgin Islands
Popular North America, Inc.	Delaware
Popular Insurance, Inc.	Puerto Rico
Popular Financial Holdings, Inc.	Delaware
Equity One, Inc.	Delaware
E-Loan Auto Fund Two, LLC	Delaware
Equity One Consumer Funding, LLC	Delaware
Equity One, Inc.	Minnesota
Equity One Consumer Loan Company	New Hampshire
Equity One Holding Company	Delaware
Equity One Funding Company	Delaware
Equity One, Incorporated	Pennsylvania
Equity One of West Virginia	West Virginia
Popular ABS, Inc.	Delaware
Popular Financial Services, LLC	Delaware
Popular Warehouse Lending, LLC	Delaware
Popular Financial Management, LLC	Delaware
Popular Housing Services, Inc.	Delaware
Popular Mortgage Servicing, Inc	Delaware
Popular North America Capital Trust I	Delaware
Banco Popular North America	New York
BPNA Real Estate, Inc.	New York
E-LOAN, Inc.	Delaware
Escrow Closing Services, Inc.	Delaware
Equity Real Estate Solutions, LLC	Pennsylvania
Popular FS, LLC	Delaware
Popular Equipment Finance, Inc.	Delaware
Popular Insurance Agency USA, Inc.	Delaware
BanPonce Trust I	Delaware
EVERTEC USA, Inc.	Delaware
T.I.I. Smart Solutions, Inc.	British Virgin Islands
TARJETAS INTELIGENTES INTERNACIONALES SOCIEDAD ANONIMA	Costa Rica
T.I.I. SMART SOLUTIONS, SOCIEDAD ANONIMA	Guatemala
SERVICIOS EFT GUATEMALA, SOCIEDAD ANONIMA	Guatemala
Popular Securities, Inc.	Puerto Rico
Popular Risk Services, Inc.	Puerto Rico
Popular Insurance, Inc.	Puerto Rico
Popular Life RE	Puerto Rico
Metropolitana de Préstamos, Inc. (Inactive)	Puerto Rico
Popular Assets Management, Inc. (Inactive)	Puerto Rico
Puerto Rico Parking Corporation (Inactive)	Puerto Rico