XML 122 R74.htm IDEA: XBRL DOCUMENT v3.26.1
Allowance for credit losses - loans held-in-portfolio - Schedule of Financial effect of the modifications made to borrowers experiencing financial difficulties (Details)
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Mortgage | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification 7.10% 7.00% 7.20% 6.80%
Reduced weighted average contractual interest rate after modification 5.60% 5.40% 5.50% 5.50%
Mortgage | Term extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 12 years 12 years 13 years 13 years
Mortgage | Other than insignificant payment delay        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 28 months 20 months 28 months 20 months
Commercial | Commercial real estate Non-owner occupied | Term extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 4 months 2 years 6 months 2 years
Commercial | Commercial real estate Non-owner occupied | Other than insignificant payment delay        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 8 months 13 months 8 months 13 months
Commercial | Commercial real estate Owner occupied | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification 10.30%   10.30%  
Reduced weighted average contractual interest rate after modification 9.00%   9.00%  
Commercial | Commercial real estate Owner occupied | Term extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 8 months 17 months 20 months 17 months
Commercial | Commercial real estate Owner occupied | Other than insignificant payment delay        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 11 months 14 months 11 months 10 months
Commercial | Commercial and industrial | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification 18.90% 22.70% 20.40% 24.30%
Reduced weighted average contractual interest rate after modification 8.40% 9.90% 8.90% 9.70%
Commercial | Commercial and industrial | Term extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 5 months 10 months 11 months 17 months
Commercial | Commercial and industrial | Other than insignificant payment delay        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 16 months 11 months 11 months 11 months
Consumer | Credit cards | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification 20.60% 20.80% 20.90% 21.00%
Reduced weighted average contractual interest rate after modification 8.30% 7.90% 8.60% 8.20%
Consumer | Credit cards | Other than insignificant payment delay        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 17 months 17 months 17 months 18 months
Consumer | Personal | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification 20.30% 20.90% 20.10% 21.30%
Reduced weighted average contractual interest rate after modification 11.40% 11.10% 11.70% 11.50%
Consumer | Personal | Term extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 5 years 5 years 4 years 5 years
Consumer | Auto | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification 11.20%   10.00% 18.30%
Reduced weighted average contractual interest rate after modification 11.10%   9.80% 18.29%
Consumer | Auto | Term extension        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Weighted average life of loans 21 months 19 months 20 months 2 years
Consumer | Other | Interest rate reduction        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Reduced weighted average contractual interest rate before modification   18.30%   18.00%
Reduced weighted average contractual interest rate after modification   18.29%   0.00%