Loans (Tables)

6 Months Ended

Jun. 30, 2026

Schedule of Loan Purchases by Classes of Loans

The following table presents the Corporation's loan purchases for the quarters and six months ended June 30, 2026 and 2025 by class of

loans:


	Quarters ended June 30,		Six months ended June 30,
(In thousands)	2026	2025	2026	2025
Commercial	$15,304	$67,726	$70,310	$74,886
Mortgage	121,644	125,690	230,852	246,597
Ending balance	$136,948	$193,416	$301,162	$321,483

Schedule of Loan Sales by Classes of Loans

The following table presents the Corporation’s loan sales for the quarters and six months ended June 30, 2026 and 2025 by class of loans:


	Quarters ended June 30,		Six months ended June 30,
(In thousands)	2026	2025	2026	2025
Commercial	$165,886	$1,000	$180,077	$27,349
Construction	3,833	-	3,833	9,338
Mortgage	11,959	8,450	22,994	15,387
Ending balance	$181,678	$9,450	$206,904	$52,074

Schedule of Loans Held-in-Portfolio in Past Due Status, Non-performing Status and Accruing Loans Past-due 90 Days or More by Loan Class

The following tables present the amortized cost basis of loans held-in-portfolio (“HIP’’), net of unearned income, by past due status, and by

loan class including those that are in non-performing status or that are accruing interest but are past due 90 days or more at June 30, 2026

and December 31, 2025.


June 30, 2026
BPPR
	Past due						Past due 90 days or more
(In thousands)	30-59 days	60-89 days	90 days or more	Total past due	Current	Loans HIP	Non-accrual loans	Accruing loans
Commercial multi-family	$10,723	$-	$-	$10,723	$335,236	$345,959	$-	$-
Commercial real estate:
Non-owner occupied	2,750	160	26,016	28,926	3,292,169	3,321,095	26,016	-
Owner occupied	2,053	-	15,374	17,427	1,139,254	1,156,681	15,374	-
Commercial and industrial	5,063	2,084	142,947	150,094	6,012,974	6,163,068	138,389	4,558
Construction	-	-	-	-	425,850	425,850	-	-
Mortgage	228,082	108,220	320,739	657,041	6,872,509	7,529,550	129,240	191,499
Leasing	22,358	5,549	7,182	35,089	1,932,946	1,968,035	7,182	-
Consumer:
Credit cards	12,058	8,488	23,367	43,913	1,194,097	1,238,010	-	23,367
Home equity lines of credit	-	-	-	-	1,852	1,852	-	-
Personal	17,784	10,789	16,605	45,178	1,850,841	1,896,019	16,605	-
Auto	99,765	19,552	31,474	150,791	3,615,857	3,766,648	31,474	-
Other	327	796	3,869	4,992	159,077	164,069	3,544	325
Total	$400,963	$155,638	$587,573	$1,144,174	$26,832,662	$27,976,836	$367,824	$219,749


June 30, 2026
Popular U.S.
	Past due						Past due 90 days or more
(In thousands)	30-59 days	60-89 days	90 days or more	Total past due	Current	Loans HIP	Non-accrual loans	Accruing loans
Commercial multi-family	$5,166	$-	$8,931	$14,097	$2,039,368	$2,053,465	$8,931	$-
Commercial real estate:								-
Non-owner occupied	1,600	3,391	6,950	11,941	2,287,839	2,299,780	6,950	-
Owner occupied	994	1,438	8,865	11,297	2,088,724	2,100,021	8,865	-
Commercial and industrial	5,672	58	6,737	12,467	2,598,549	2,611,016	6,563	174
Construction	-	12,491	-	12,491	1,293,734	1,306,225	-	-
Mortgage	898	2,773	10,233	13,904	1,236,880	1,250,784	10,233	-
Consumer:
Credit cards	-	-	-	-	(13)	(13)	-	-
Home equity lines of credit	912	119	3,320	4,351	79,154	83,505	3,320	-
Personal	513	656	751	1,920	54,786	56,706	751	-
Other	441	-	-	441	11,096	11,537	-	-
Total	$16,196	$20,926	$45,787	$82,909	$11,690,117	$11,773,026	$45,613	$174


June 30, 2026
Popular, Inc.
	Past due						Past due 90 days or more
(In thousands)	30-59 days	60-89 days	90 days or more	Total past due	Current	Loans HIP [2] [3]	Non-accrual loans	Accruing loans
Commercial multi-family	$15,889	$-	$8,931	$24,820	$2,374,604	$2,399,424	$8,931	$-
Commercial real estate:
Non-owner occupied	4,350	3,551	32,966	40,867	5,580,008	5,620,875	32,966	-
Owner occupied	3,047	1,438	24,239	28,724	3,227,978	3,256,702	24,239	-
Commercial and industrial	10,735	2,142	149,684	162,561	8,611,523	8,774,084	144,952	4,732
Construction	-	12,491	-	12,491	1,719,584	1,732,075	-	-
Mortgage[1]	228,980	110,993	330,972	670,945	8,109,389	8,780,334	139,473	191,499
Leasing	22,358	5,549	7,182	35,089	1,932,946	1,968,035	7,182	-
Consumer:
Credit cards	12,058	8,488	23,367	43,913	1,194,084	1,237,997	-	23,367
Home equity lines of credit	912	119	3,320	4,351	81,006	85,357	3,320	-
Personal	18,297	11,445	17,356	47,098	1,905,627	1,952,725	17,356	-
Auto	99,765	19,552	31,474	150,791	3,615,857	3,766,648	31,474	-
Other	768	796	3,869	5,433	170,173	175,606	3,544	325
Total	$417,159	$176,564	$633,360	$1,227,083	$38,522,779	$39,749,862	$413,437	$219,923

[1]At June 30, 2026, mortgage loans held-in-portfolio include $6.8 billion of loans that carry certain guarantees from the FHA or the VA, for which the

Corporation’s policy is to exclude them from non-performing status, of which $191.5 million are 90 days or more past due. The portfolio of guaranteed loans

includes $39.8 million of residential mortgage loans in Puerto Rico that are no longer accruing interest as of June 30, 2026. The Corporation has $26.3

million in reverse mortgage loans in Puerto Rico which are guaranteed by FHA, but which are currently not accruing interest at June 30, 2026.

[2]Loans held-in-portfolio are net of $406.7 million in unearned income and exclude $88.6 million in loans held-for-sale.

[3]Includes $22.8 billion pledged to secure credit facilities and public funds that the secured parties are not permitted to sell or repledge the collateral, of which

$7.4 billion were pledged at the Federal Home Loan Bank ("FHLB") as collateral for borrowings and $15.3 billion at the Federal Reserve Bank ("FRB") for

discount window borrowings. As of June 30, 2026, the Corporation had an available borrowing facility with the FHLB and the discount window of FRB of $4.1

billion and $11.9 billion, respectively.


December 31, 2025
BPPR
	Past due						Past due 90 days or more
(In thousands)	30-59 days	60-89 days	90 days or more	Total past due	Current	Loans HIP	Non-accrual loans	Accruing loans
Commercial multi-family	$6,579	$155	$112	$6,846	$296,502	$303,348	$112	$-
Commercial real estate:
Non-owner occupied	2,457	299	35,692	38,448	3,356,682	3,395,130	35,692	-
Owner occupied	2,760	681	24,567	28,008	1,168,585	1,196,593	24,567	-
Commercial and industrial	8,864	3,760	187,222	199,846	5,770,227	5,970,073	183,914	3,308
Construction	17,283	-	-	17,283	340,258	357,541	-	-
Mortgage	261,145	133,124	329,613	723,882	6,624,085	7,347,967	132,373	197,240
Leasing	23,748	4,640	9,179	37,567	1,963,798	2,001,365	9,179	-
Consumer:
Credit cards	13,700	10,617	27,529	51,846	1,204,885	1,256,731	-	27,529
Home equity lines of credit	-	-	-	-	1,908	1,908	-	-
Personal	19,608	11,894	19,082	50,584	1,785,818	1,836,402	18,863	219
Auto	109,103	25,495	52,200	186,798	3,633,014	3,819,812	52,200	-
Other	927	2,688	2,285	5,900	165,858	171,758	1,809	476
Total	$466,174	$193,353	$687,481	$1,347,008	$26,311,620	$27,658,628	$458,709	$228,772


December 31, 2025
Popular U.S.
	Past due						Past due 90 days or more
(In thousands)	30-59 days	60-89 days	90 days or more	Total past due	Current	Loans HIP	Non-accrual loans	Accruing loans
Commercial multi-family	$9,500	$-	$8,636	$18,136	$2,134,306	$2,152,442	$8,636	$-
Commercial real estate:
Non-owner occupied	-	1,600	7,020	8,620	2,139,534	2,148,154	7,020	-
Owner occupied	-	-	-	-	1,956,487	1,956,487	-	-
Commercial and industrial	7,608	928	6,686	15,222	2,622,117	2,637,339	6,498	188
Construction	-	-	-	-	1,317,358	1,317,358	-	-
Mortgage	15,596	6,400	13,422	35,418	1,266,055	1,301,473	13,422	-
Consumer:
Credit cards	-	-	-	-	(14)	(14)	-	-
Home equity lines of credit	1,282	82	2,796	4,160	72,624	76,784	2,796	-
Personal	983	832	1,233	3,048	66,778	69,826	1,233	-
Other	-	-	29	29	9,012	9,041	29	-
Total	$34,969	$9,842	$39,822	$84,633	$11,584,257	$11,668,890	$39,634	$188


December 31, 2025
Popular, Inc.
	Past due						Past due 90 days or more
(In thousands)	30-59 days	60-89 days	90 days or more	Total past due	Current	Loans HIP [2] [3]	Non-accrual loans	Accruing loans
Commercial multi-family	$16,079	$155	$8,748	$24,982	$2,430,808	$2,455,790	$8,748	$-
Commercial real estate:
Non-owner occupied	2,457	1,899	42,712	47,068	5,496,216	5,543,284	42,712	-
Owner occupied	2,760	681	24,567	28,008	3,125,072	3,153,080	24,567	-
Commercial and industrial	16,472	4,688	193,908	215,068	8,392,344	8,607,412	190,412	3,496
Construction	17,283	-	-	17,283	1,657,616	1,674,899	-	-
Mortgage[1]	276,741	139,524	343,035	759,300	7,890,140	8,649,440	145,795	197,240
Leasing	23,748	4,640	9,179	37,567	1,963,798	2,001,365	9,179	-
Consumer:
Credit cards	13,700	10,617	27,529	51,846	1,204,871	1,256,717	-	27,529
Home equity lines of credit	1,282	82	2,796	4,160	74,532	78,692	2,796	-
Personal	20,591	12,726	20,315	53,632	1,852,596	1,906,228	20,096	219
Auto	109,103	25,495	52,200	186,798	3,633,014	3,819,812	52,200	-
Other	927	2,688	2,314	5,929	174,870	180,799	1,838	476
Total	$501,143	$203,195	$727,303	$1,431,641	$37,895,877	$39,327,518	$498,343	$228,960

[1]At December 31, 2025 mortgage loans held-in-portfolio include $3.2 billion of loans that carry certain guarantees from the FHA or the VA, for which the

Corporation’s policy is to exclude them from non-performing status, of which $197 million are 90 days or more past due. The portfolio of guaranteed loans

includes $47 million of residential mortgage loans in Puerto Rico that are no longer accruing interest as of December 31, 2025. The Corporation has $27.0

million in reverse mortgage loans in Puerto Rico which are guaranteed by FHA, but which are currently not accruing interest at December 31, 2025.

[2]Loans held-in-portfolio are net of $421.6 million in unearned income and exclude $10.0 million in loans held-for-sale.

[3]Includes $22.7 billion pledged to secure credit facilities and public funds that the secured parties are not permitted to sell or repledge the collateral, of which

$7.5 billion were pledged at the FHLB as collateral for borrowings and $15.2 billion at the FRB for discount window borrowings. As of December 31, 2025,

the Corporation had an available borrowing facility with the FHLB and the discount window of FRB of $4.0 billion and $12.1 billion, respectively.

Schedule of Amortized Cost Basis of Non-accrual Loans by Class of Loans

The following tables present the amortized cost basis of non-accrual loans as of June 30, 2026 and December 31, 2025 by class of loans:


June 30, 2026
	BPPR		Popular U.S.		Popular, Inc.
(In thousands)	Non-accrual with no allowance	Non-accrual with allowance	Non-accrual with no allowance	Non-accrual with allowance	Non-accrual with no allowance	Non-accrual with allowance
Commercial multi-family	$-	$-	$2,288	$6,643	$2,288	$6,643
Commercial real estate non-owner occupied	23,597	2,419	6,925	25	30,522	2,444
Commercial real estate owner occupied	6,523	8,851	489	8,376	7,012	17,227
Commercial and industrial	-	138,389	4,090	2,473	4,090	140,862
Mortgage	54,106	75,134	814	9,419	54,920	84,553
Leasing	660	6,522			660	6,522
Consumer:
HELOCs			-	3,320	-	3,320
Personal	3,577	13,028	-	751	3,577	13,779
Auto	2,871	28,603	-	-	2,871	28,603
Other	746	2,798	-	-	746	2,798
Total	$92,080	$275,744	$14,606	$31,007	$106,686	$306,751


December 31, 2025
	BPPR		Popular U.S.		Popular, Inc.
(In thousands)	Non-accrual with no allowance	Non-accrual with allowance	Non-accrual with no allowance	Non-accrual with allowance	Non-accrual with no allowance	Non-accrual with allowance
Commercial multi-family	$-	$112	$8,137	$499	$8,137	$611
Commercial real estate non-owner occupied	31,408	4,284	6,979	41	38,387	4,325
Commercial real estate owner occupied	16,576	7,991	-	-	16,576	7,991
Commercial and industrial	6,245	177,669	5,985	513	12,230	178,182
Mortgage	59,302	73,071	732	12,690	60,034	85,761
Leasing	771	8,408	-	-	771	8,408
Consumer:
HELOCs	-	-	-	2,796	-	2,796
Personal	3,314	15,549	-	1,233	3,314	16,782
Auto	2,252	49,948	-	-	2,252	49,948
Other	378	1,431	-	29	378	1,460
Total	$120,246	$338,463	$21,833	$17,801	$142,079	$356,264

Schedule of Amortized Cost Basis of Collateral-dependent Loans

The following tables present the amortized cost basis of collateral-dependent loans, for which the ACL was measured based on the fair

value of the collateral less cost to sell, by class of loans and type of collateral as of June 30, 2026 and December 31, 2025:


	June 30, 2026
(In thousands)	Real Estate	Auto	Equipment	Other	Total
BPPR
Commercial multi-family	$1,173			$-	$1,173
Commercial real estate:
Non-owner occupied	95,379	-	-	-	95,379
Owner occupied	13,042	-	-	-	13,042
Commercial and industrial	3,313	-	571	44,558	48,442
Mortgage	61,541	-	-	-	61,541
Leasing		1,705	-	-	1,705
Consumer:
Personal	3,868	-	-	-	3,868
Auto		17,067	-	-	17,067
Other		10	-	1,082	1,092
Total BPPR	$178,316	$18,782	$571	$45,640	$243,309
Popular U.S.
Commercial multi-family	$12,559	$-	$-	$-	$12,559
Commercial real estate:
Non-owner occupied	65,577	-	-	-	65,577
Owner occupied	8,865				8,865
Commercial and industrial	4,090	-	-	2,000	6,090
Mortgage	1,406	-	-	-	1,406
Total Popular U.S.	$92,497	$-	$-	$2,000	$94,497
Popular, Inc.
Commercial multi-family	$13,732	$-	$-	$-	$13,732
Commercial real estate:
Non-owner occupied	160,956	-	-	-	160,956
Owner occupied	21,907	-	-	-	21,907
Commercial and industrial	7,403	-	571	46,558	54,532
Mortgage	62,947	-	-	-	62,947
Leasing	-	1,705	-	-	1,705
Consumer:
Personal	3,868	-	-	-	3,868
Auto	-	17,067	-	-	17,067
Other	-	10	-	1,082	1,092
Total Popular, Inc.	$270,813	$18,782	$571	$47,640	$337,806


	December 31, 2025

(In thousands)	Real Estate	Auto	Equipment	Other	Total
BPPR
Commercial multi-family	$1,206	$-	$-	$-	$1,206
Commercial real estate:
Non-owner occupied	127,031	-	-	-	127,031
Owner occupied	23,014	-	-	-	23,014
Commercial and industrial	2,378	-	4,476	297	7,151
Mortgage	67,380	-	-	-	67,380
Leasing	-	1,925	-	-	1,925
Consumer:
Personal	3,402	-	-	-	3,402
Auto	-	16,512	-	-	16,512
Other	-	31	-	363	394
Total BPPR	$224,411	$18,468	$4,476	$660	$248,015
Popular U.S.
Commercial multi-family	$16,395	$-	$-	$-	$16,395
Commercial real estate:
Non-owner occupied	65,630	-	-	-	65,630
Commercial and industrial	4,187	-	-	1,798	5,985
Mortgage	1,398	-	-	-	1,398
Total Popular U.S.	$87,610	$-	$-	$1,798	$89,408
Popular, Inc.
Commercial multi-family	$17,601	$-	$-	$-	$17,601
Commercial real estate:
Non-owner occupied	192,661	-	-	-	192,661
Owner occupied	23,014	-	-	-	23,014
Commercial and industrial	6,565	-	4,476	2,095	13,136
Mortgage	68,778	-	-	-	68,778
Leasing	-	1,925	-	-	1,925
Consumer:
Personal	3,402	-	-	-	3,402
Auto	-	16,512	-	-	16,512
Other	-	31	-	363	394
Total Popular, Inc.	$312,021	$18,468	$4,476	$2,458	$337,423