<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>0002.txt
<DESCRIPTION>JOINT FILING CERTIFICATION
<TEXT>

                     CERTIFICATION REGARDING JOINT FILING OF
                     SCHEDULE 13D PURSUANT TO RULE 13d-l(k)
                    OF THE SECURITIES AND EXCHANGE COMMISSION


        William L. Richter and Richter  Investment  Corp. do hereby certify that
the Schedule 13D to which this  certification  is attached as Exhibit 5 is being
filed  with the  Securities  and  Exchange  Commission  on behalf of each of the
undersigned.

October 5, 2000
                                         RICHTER INVESTMENT CORP.


                                         By: /s/ William L. Richter
                                            ------------------------------------
                                            William L. Richter
                                            President


                                            /s/ William L. Richter
                                            ------------------------------------
                                            William L. Richter
</TEXT>
</DOCUMENT>