SEGMENT REPORTING (Tables)

6 Months Ended

Jun. 30, 2026

Segment Reporting [Abstract]

Schedule of Summarized Financial Information Showing Reconciliation of Segment Net Income Loss and Assets to Consolidated Results

The Holding Company and CFS columns below include income and expenses related to insurance products, mutual funds, and brokerage services (in thousands).

	Three Months Ended June 30, 2026
	Core Banking		WMG		Holding Company and CFS		Inter-Segment Eliminations		Consolidated Totals
Interest and dividend income	$	34,891	$	—	$	2	$	(2)	$	34,891
Interest expense	9,326		—		897		(2)		10,221
Net interest income	25,565		—		(895)		—		24,670
Provision for credit losses	561		—		—		—		561
Net interest income after provision for credit losses	25,004		—		(895)		—		24,109
Non-interest income	2,908		3,191		407		(3)		6,503
Non-interest expenses:
Compensation expense and benefits	8,794		1,176		211		—		10,181
Net occupancy expense	1,479		67		3		(3)		1,546
Furniture and equipment expense	458		24		16		—		498
Data processing & software expense	2,329		278		8		—		2,615
Other non-interest expenses	4,065		201		215		—		4,481
Total non-interest expense	17,125		1,746		453		(3)		19,321
Income before income tax expense (benefit)	10,787		1,445		(941)		—		11,291
Income tax expense (benefit)	2,414		323		(256)		—		2,481
Segment net income (loss)	$	8,373	$	1,122	$	(685)	$	—	$	8,810
Supplemental Information:
Total assets as of June 30, 2026	$	2,726,884	$	3,065	$	313,704	$	(223,451)	$	2,820,202
Capital expenditures	$	307	$	10	$	6	$	—	$	323
Depreciation expense (1)	$	473	$	13	$	—	$	—	$	486

(1) Included in net occupancy and furniture and equipment expense in the table above.

	Three Months Ended June 30, 2025
	Core Banking		WMG		Holding Company, and CFS		Inter-Segment Eliminations		Consolidated Totals
Interest and dividend income	$	33,033	$	—	$	2	$	(1)	$	33,034
Interest expense	12,020		—		207		(1)		12,226
Net interest income	21,013		—		(205)		—		20,808
Provision for credit losses	1,145		—		—		—		1,145
Net interest income after provision for credit losses	19,868		—		(205)		—		19,663
Non-interest income	(13,968)		2,993		274		(4)		(10,705)
Non-interest expenses:
Compensation expense and benefits	8,078		1,320		180		—		9,578
Net occupancy expense	1,363		68		4		(4)		1,431
Furniture and equipment expense	418		21		16		—		455
Data processing & software expense	2,251		308		4		—		2,563
Other non-interest expenses	3,331		250		161		—		3,742
Total non-interest expense	15,441		1,967		365		(4)		17,769
Income before income tax expense (benefit)	(9,541)		1,026		(296)		—		(8,811)
Income tax expense (benefit)	(2,496)		224		(87)		—		(2,359)
Segment net income (loss)	$	(7,045)	$	802	$	(209)	$	—	$	(6,452)
Supplemental Information:
Total assets as of June 30, 2025	$	2,815,812	$	2,932	$	279,056	$	(245,312)	$	2,852,488
Capital expenditures	$	360	$	—	$	—	$	—	$	360
Depreciation expense (1)	$	458	$	16	$	—	$	—	$	474

(1) Included in net occupancy and furniture and equipment expense in the table above.

	Six Months Ended June 30, 2026
	Core Banking		WMG		Holding Company, and CFS		Inter-Segment Eliminations		Consolidated Totals
Interest and dividend income	$	68,475	$	—	$	5	$	(4)	$	68,476
Interest expense	18,431		—		1,795		(4)		20,222
Net interest income	50,044		—		(1,790)		—		48,254
Provision for credit losses	1,162		—		—		—		1,162
Net interest income after provision for credit losses	48,882		—		(1,790)		—		47,092
Non-interest income	5,614		6,336		880		(7)		12,823
Non-interest expenses:
Compensation expense and benefits	16,648		2,586		527		—		19,761
Net occupancy expense	2,924		150		7		(7)		3,074
Furniture and equipment expense	851		38		18		—		907
Data processing & software expense	4,547		588		16		—		5,151
Other non-interest expenses	7,226		352		312		—		7,890
Total non-interest expense	32,196		3,714		880		(7)		36,783
Income before income tax expense (benefit)	22,300		2,622		(1,790)		—		23,132
Income tax expense (benefit)	5,023		589		(489)		—		5,123
Segment net income (loss)	$	17,277	$	2,033	$	(1,301)	$	—	$	18,009
Supplemental Information:
Total assets as of June 30, 2026	$	2,726,884	$	3,065	$	313,704	$	(223,451)	$	2,820,202
Capital expenditures	$	418	$	32	$	6	$	—	$	456
Depreciation expense (1)	$	944	$	26	$	—	$	—	$	970

(1) Included in net occupancy and furniture and equipment expense in the table above.

	Six Months Ended June 30, 2025
	Core Banking		WMG		Holding Company, and CFS		Inter-Segment Eliminations		Consolidated Totals
Interest and dividend income	$	64,731	$	—	$	3	$	(2)	$	64,732
Interest expense	23,902		—		207		(2)		24,107
Net interest income	40,829		—		(204)		—		40,625
Provision for credit losses	2,237		—		—		—		2,237
Net interest income after provision for credit losses	38,592		—		(204)		—		38,388
Non-interest income	(11,152)		5,860		483		(7)		(4,816)
Non-interest expenses:
Compensation expense and benefits	15,427		2,733		436		—		18,596
Net occupancy expense	2,833		131		7		(7)		2,964
Furniture and equipment expense	769		40		19		—		828
Data processing & software expense	4,461		621		15		—		5,097
Other non-interest expenses	6,605		356		250		—		7,211
Total non-interest expense	30,095		3,881		727		(7)		34,696
Income before income tax expense (benefit)	(2,655)		1,979		(448)		—		(1,124)
Income tax expense (benefit)	(991)		432		(136)		—		(695)
Segment net income (loss)	$	(1,664)	$	1,547	$	(312)	$	—	$	(429)
Supplemental Information:
Total assets as of June 30, 2025	$	2,815,812	$	2,932	$	279,056	$	(245,312)	$	2,852,488
Capital expenditures	$	688	$	—	$	—	$	—	$	688
Depreciation expense (1)	$	910	$	31	$	—	$	—	$	941

(1) Included in net occupancy and furniture and equipment expense in the table above.