LEASES (Tables)

6 Months Ended

Jun. 30, 2026

Leases [Abstract]

Schedule of Leased Branch Properties

Leased properties as of June 30, 2026 and December 31, 2025 classified as operating leases consist of the following (in thousands):

	June 30, 2026		December 31, 2025
Operating lease right-of-use assets	$	4,755	$	5,446
Less: accumulated amortization	(454)		(771)
Add: new leases/lease modifications	941		80
Operating lease right-of-use-assets, net	$	5,242	$	4,755

Schedule of Undiscounted Cash Flows of the Operating Lease Liabilities

The following is a schedule by year of the undiscounted cash flows of the operating lease liabilities, excluding CAM charges, as of June 30, 2026 (in thousands):

Year	Amount
2026	$	584
2027	1,178
2028	1,051
2029	1,038
2030	913
2031 and thereafter	1,232
Total minimum lease payments	5,996
Less: amount representing interest	(556)
Present value of net minimum lease payments	$	5,440

Schedule of Leases in Premises and Equipment

The Corporation has included these leases in premises and equipment as of June 30, 2026 and December 31, 2025 as follows (in thousands):

	June 30, 2026		December 31, 2025
Buildings	$	6,507	$	6,507
Less: accumulated amortization	(3,804)		(3,615)
Net book value	$	2,703	$	2,892

Schedule of Future Minimum Financial Lease Payments

The following is a schedule by year of future minimum lease payments under finance leases, together with the present value of net minimum lease payments as of June 30, 2026 (in thousands):

Year	Amount
2026	$	253
2027	505
2028	505
2029	511
2030	317
2031 and thereafter	2,119
Total minimum lease payments	4,210
Less: amount representing interest	(945)
Present value of net minimum lease payments	$	3,265