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SEGMENT REPORTING
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The Corporation manages its operations through two primary business segments: core banking and WMG. The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets, and to invest in securities. The WMG services segment provides revenues by providing trust and investment advisory services to clients.
The Corporation's reportable segments are determined by the Executive Management Team (EMT), which collectively is designated Chief Operating Decision Maker (CODM). The CODM evaluates the financial performance of each business segment, which is based upon the business segment's net income. Components of net income for the business segments that are reviewed by the CODM include net interest income, provision for credit losses, non-interest income, non-interest expense, and income tax expense. The CODM, in conjunction with management committees (such as ALCO and Corporate loan committees) evaluates financial performance to make decisions related to the products and services that are offered, pricing, and the allocation of resources for each business segment.

Accounting policies for the segments are the same as those described in Note 1 of the Corporation’s 2025 Annual Report on Form 10-K, which was filed with the SEC on March 13, 2026. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following tables. Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.
The Holding Company and CFS columns below include income and expenses related to insurance products, mutual funds, and brokerage services (in thousands).
Three Months Ended June 30, 2026
Core BankingWMGHolding Company and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$34,891 $— $2 $(2)$34,891 
Interest expense9,326 — 897 (2)10,221 
Net interest income25,565 — (895)— 24,670 
Provision for credit losses561 — — — 561 
Net interest income after provision for credit losses25,004 — (895)— 24,109 
Non-interest income2,908 3,191 407 (3)6,503 
Non-interest expenses:
  Compensation expense and benefits8,794 1,176 211 — 10,181 
  Net occupancy expense1,479 67 3 (3)1,546 
  Furniture and equipment expense458 24 16 — 498 
  Data processing & software expense2,329 278 8 — 2,615 
  Other non-interest expenses4,065 201 215 — 4,481 
Total non-interest expense17,125 1,746 453 (3)19,321 
Income before income tax expense (benefit)10,787 1,445 (941)— 11,291 
Income tax expense (benefit)2,414 323 (256)— 2,481 
Segment net income (loss)$8,373 $1,122 $(685)$— $8,810 
Supplemental Information:
Total assets as of June 30, 2026
$2,726,884 $3,065 $313,704 $(223,451)$2,820,202 
Capital expenditures$307 $10 $6 $— $323 
Depreciation expense (1)
$473 $13 $— $— $486 
(1) Included in net occupancy and furniture and equipment expense in the table above.
Three Months Ended June 30, 2025
Core BankingWMGHolding Company, and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$33,033 $— $2 $(1)$33,034 
Interest expense12,020 — 207 (1)12,226 
Net interest income21,013 — (205)— 20,808 
Provision for credit losses1,145 — — — 1,145 
Net interest income after provision for credit losses19,868 — (205)— 19,663 
Non-interest income(13,968)2,993 274 (4)(10,705)
Non-interest expenses:
  Compensation expense and benefits8,078 1,320 180 — 9,578 
  Net occupancy expense 1,363 68 4 (4)1,431 
  Furniture and equipment expense418 21 16 — 455 
  Data processing & software expense2,251 308 4 — 2,563 
  Other non-interest expenses3,331 250 161 — 3,742 
Total non-interest expense15,441 1,967 365 (4)17,769 
Income before income tax expense (benefit)(9,541)1,026 (296)— (8,811)
Income tax expense (benefit)(2,496)224 (87)— (2,359)
Segment net income (loss)$(7,045)$802 $(209)$— $(6,452)
Supplemental Information:
Total assets as of June 30, 2025
$2,815,812 $2,932 $279,056 $(245,312)$2,852,488 
Capital expenditures$360 $— $— $— $360 
Depreciation expense (1)
$458 $16 $— $— $474 
(1) Included in net occupancy and furniture and equipment expense in the table above.
Six Months Ended June 30, 2026
Core BankingWMGHolding Company, and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$68,475 $— $5 $(4)$68,476 
Interest expense18,431 — 1,795 (4)20,222 
Net interest income50,044 — (1,790)— 48,254 
Provision for credit losses1,162 — — — 1,162 
Net interest income after provision for credit losses48,882 — (1,790)— 47,092 
Non-interest income5,614 6,336 880 (7)12,823 
Non-interest expenses:
Compensation expense and benefits16,648 2,586 527 — 19,761 
Net occupancy expense2,924 150 7 (7)3,074 
Furniture and equipment expense851 38 18 — 907 
Data processing & software expense4,547 588 16 — 5,151 
Other non-interest expenses7,226 352 312 — 7,890 
Total non-interest expense32,196 3,714 880 (7)36,783 
Income before income tax expense (benefit)22,300 2,622 (1,790)— 23,132 
Income tax expense (benefit)5,023 589 (489)— 5,123 
Segment net income (loss)$17,277 $2,033 $(1,301)$— $18,009 
Supplemental Information:
Total assets as of June 30, 2026
$2,726,884 $3,065 $313,704 $(223,451)$2,820,202 
Capital expenditures$418 $32 $6 $— $456 
Depreciation expense (1)
$944 $26 $— $— $970 
(1) Included in net occupancy and furniture and equipment expense in the table above.
Six Months Ended June 30, 2025
Core BankingWMGHolding Company, and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$64,731 $— $3 $(2)$64,732 
Interest expense23,902 — 207 (2)24,107 
Net interest income40,829 — (204)— 40,625 
Provision for credit losses2,237 — — — 2,237 
Net interest income after provision for credit losses38,592 — (204)— 38,388 
Non-interest income(11,152)5,860 483 (7)(4,816)
Non-interest expenses:
Compensation expense and benefits15,427 2,733 436 — 18,596 
Net occupancy expense2,833 131 7 (7)2,964 
Furniture and equipment expense769 40 19 — 828 
Data processing & software expense4,461 621 15 — 5,097 
Other non-interest expenses6,605 356 250 — 7,211 
Total non-interest expense30,095 3,881 727 (7)34,696 
Income before income tax expense (benefit)(2,655)1,979 (448)— (1,124)
Income tax expense (benefit)(991)432 (136)— (695)
Segment net income (loss)$(1,664)$1,547 $(312)$— $(429)
Supplemental Information:
Total assets as of June 30, 2025
$2,815,812 $2,932 $279,056 $(245,312)$2,852,488 
Capital expenditures$688 $— $— $— $688 
Depreciation expense (1)
$910 $31 $— $— $941 
(1) Included in net occupancy and furniture and equipment expense in the table above.