CONSOLIDATED STATEMENTS OF CASH FLOW - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 15,104	$ 23,671
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of right-of-use assets	771	202
Deferred income tax (benefit) expense	(2,673)	1,121
Provision (credit) for credit losses	4,437	(46)
Gains on disposal of fixed assets	(640)	(39)
Depreciation and amortization of fixed assets	1,895	1,814
Amortization of premiums on securities, net	1,438	2,259
Gains on sales of loans held for sale, net	(261)	(214)
Proceeds from sales of loans held for sale	14,091	11,867
Loans originated and held for sale	(13,867)	(11,653)
(Gains) losses on sale of other real estate owned, net	(2)	18
Write-downs on other real estate owned	0	45
Change in fair value of equity investments, net	(211)	(179)
Losses on securities transactions, net	17,498	0
Purchases of equity investments, net	(319)	(10)
Amortization of deferred costs on subordinated debt	56	0
Losses (gains) on interest rate swaps, net	110	(17)
Income from bank owned life insurance	(32)	(38)
Decrease (increase) in accrued interest receivable	361	(486)
Decrease (increase) in other assets	4,533	(2,167)
Increase (decrease) in accrued interest payable	(1,630)	487
Increase (decrease) in other liabilities	4,143	2,119
Payments on operating leases	(772)	(198)
Expense related to restricted stock units for directors' deferred compensation plan	23	21
Expense related to employee restricted stock awards	1,446	1,238
Net cash provided by operating activities	45,499	29,815
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales, maturities, calls, and principal paydowns on securities available for sale	274,438	54,519
Proceeds from sales, maturities and principal collected on securities held to maturity	328	177
Purchases of securities available for sale	(3,990)	(4,957)
Purchases of securities held to maturity	(160)	(200)
Purchase of FHLBNY and FRBNY stock	(16,389)	(31,656)
Redemption of FHLBNY and FRBNY stock	16,040	28,037
Proceeds from sales of fixed assets	1,405	44
Purchases of premises and equipment	(1,687)	(3,626)
Proceeds from sale of other real estate owned	413	403
Net (increase) in loans	(202,078)	(100,464)
Net cash (used in) provided by investing activities	68,320	(57,723)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in demand, interest-bearing demand, savings, and insured money market deposits	34,087	(44,191)
Net increase (decrease) in time deposits	(160,296)	11,647
Net increase (decrease) in FHLBNY overnight advances	(22,000)	77,190
Increases in (payments on) finance leases	(335)	729
Proceeds from subordinated debt issuance	45,000	0
Payment of subordinated debt issuance costs	(1,028)	0
Purchase of treasury stock	(396)	(344)
Sale of treasury stock	536	430
Cash dividends paid	(6,325)	(7,365)
Net cash (used in) provided by financing activities	(110,757)	38,096
Net increase (decrease) in cash and cash equivalents	3,062	10,188
Cash and cash equivalents, beginning of period	47,035	36,847
Cash and cash equivalents, end of period	50,097	47,035
Cash paid during the year for:
Interest	47,308	53,018
Income Taxes	6,348	6,084
Supplemental disclosure of non-cash activity:
Transfer of portfolio loans to loans held for sale	2,064	0
Transfer of loans to other real estate owned	0	552
Transfer of fixed assets held for sale	0	671
Right-of-use assets obtained through finance lease liabilities	0	935
Right-of-use assets obtained through operating leases liabilities	$ 80	$ 570