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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2025
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Actual Capital Amounts and Ratios of Corporation and Bank
The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):
 ActualMinimal Capital AdequacyMinimal Capital Adequacy with Capital BufferTo Be Well
Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2025AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to Risk Weighted Assets):
Consolidated$337,760 15.30 %N/AN/AN/AN/A N/AN/A
Bank$326,594 14.80 %$176,571 8.00 %$231,749 10.50 %$220,714 10.00 %
Tier 1 Capital (to Risk Weighted Assets):
Consolidated$268,938 12.18 %N/AN/AN/AN/AN/AN/A
Bank$301,800 13.67 %$132,428 6.00 %$187,607 8.50 %$176,571 8.00 %
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated$268,938 12.18 %N/AN/AN/AN/AN/AN/A
Bank$301,800 13.67 %$99,321 4.50 %$154,500 7.00 %$143,464 6.50 %
Tier 1 Capital (to Average Assets):
Consolidated$268,938 9.89 %N/AN/AN/AN/AN/AN/A
Bank$301,800 11.10 %$108,744 4.00 %N/AN/A$135,930 5.00 %
ActualMinimum Capital AdequacyMinimal Capital Adequacy with Capital BufferTo Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2024AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to Risk Weighted Assets):
Consolidated$280,778 13.35 %N/AN/AN/AN/AN/AN/A
Bank$275,179 13.09 %$168,137 8.00 %$220,680 10.50 %$210,172 10.00 %
Tier 1 Capital (to Risk Weighted Assets):
Consolidated$258,550 12.30 %N/AN/AN/AN/AN/AN/A
Bank$252,950 12.04 %$126,103 6.00 %$178,646 8.50 %$168,137 8.00 %
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated$258,550 12.30 %N/AN/AN/AN/AN/AN/A
Bank$252,950 12.04 %$94,577 4.50 %$147,120 7.00 %$136,612 6.50 %
Tier 1 Capital (to Average Assets):
Consolidated$258,550 9.18 %N/AN/AN/AN/AN/AN/A
Bank$252,950 8.98 %$112,639 4.00 %N/AN/A$140,799 5.00 %