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FAIR VALUES - Schedule of Carrying Amounts and Estimated Fair Values of Other Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Financial assets:    
Cash and due from financial institutions $ 22,772 $ 26,224
Interest-bearing deposits in other financial institutions 27,325 20,811
Derivative assets 17,280 23,829
Deposits:    
Time deposits 463,616  
FHLBNY overnight advances 87,110 109,110
Subordinated debt, net 44,028 0
Derivative liabilities 17,412 23,851
Recurring    
Financial assets:    
Securities available for sale 280,598 531,442
Derivative assets 17,280 23,829
Deposits:    
Derivative liabilities 17,412 23,851
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Financial assets:    
Cash and due from financial institutions 22,772 26,224
Interest-bearing deposits in other financial institutions 27,325 20,811
Equity investments 3,765 3,235
Securities available for sale 0 56,906
Securities held to maturity 0 0
FHLBNY and FRBNY stock 0 0
Loans, net and loans held for sale 0 0
Derivative assets 0 0
Deposits:    
Demand, savings, and insured money market deposits 1,807,058 1,772,971
Time deposits 0 0
FHLBNY overnight advances 0 0
Subordinated debt, net 0  
Derivative liabilities 0 0
Recurring | Significant Other Observable Inputs (Level 2)    
Financial assets:    
Cash and due from financial institutions 0 0
Interest-bearing deposits in other financial institutions 0 0
Equity investments 0 0
Securities available for sale 276,236 462,404
Securities held to maturity 0 0
FHLBNY and FRBNY stock 0 0
Loans, net and loans held for sale 0 0
Derivative assets 17,280 23,829
Deposits:    
Demand, savings, and insured money market deposits 0 0
Time deposits 464,144 622,920
FHLBNY overnight advances 87,126 109,083
Subordinated debt, net 46,350  
Derivative liabilities 17,412 23,851
Recurring | Significant Unobservable Inputs (Level 3)    
Financial assets:    
Cash and due from financial institutions 0 0
Interest-bearing deposits in other financial institutions 0 0
Equity investments 0 0
Securities available for sale 4,362 12,132
Securities held to maturity 640 808
FHLBNY and FRBNY stock 0 0
Loans, net and loans held for sale 2,209,059 1,981,851
Derivative assets 0 0
Deposits:    
Demand, savings, and insured money market deposits 0 0
Time deposits 0 0
FHLBNY overnight advances 0 0
Subordinated debt, net 0  
Derivative liabilities 0 0
Recurring | Carrying Value    
Financial assets:    
Cash and due from financial institutions 22,772 26,224
Interest-bearing deposits in other financial institutions 27,325 20,811
Equity investments 3,765 3,235
Securities available for sale 280,598 531,442
Securities held to maturity 640 808
FHLBNY and FRBNY stock 9,466 9,117
Loans, net and loans held for sale 2,271,663 2,071,419
Derivative assets 17,280 23,829
Deposits:    
Demand, savings, and insured money market deposits 1,807,058 1,772,971
Time deposits 463,616 623,912
FHLBNY overnight advances 87,110 109,110
Subordinated debt, net 44,028  
Derivative liabilities 17,412 23,851
Recurring | Estimated Fair Value    
Financial assets:    
Cash and due from financial institutions 22,772 26,224
Interest-bearing deposits in other financial institutions 27,325 20,811
Equity investments 3,765 3,235
Securities available for sale 280,598 531,442
Securities held to maturity 640 808
Loans, net and loans held for sale 2,209,059 1,981,851
Derivative assets 17,280 23,829
Deposits:    
Demand, savings, and insured money market deposits 1,807,058 1,772,971
Time deposits 464,144 622,920
FHLBNY overnight advances 87,126 109,083
Subordinated debt, net 46,350  
Derivative liabilities $ 17,412 $ 23,851