CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 7,363,000	$ 17,757,000
Adjustments to reconcile net income to net cash provided by operating activities:
(Increases in) amortization of right-of-use assets	503,000	11,000
Provision (credit) for credit losses	3,301,000	(597,000)
Gain on disposal of fixed assets, net	(638,000)	(40,000)
Depreciation and amortization of fixed assets	1,402,000	1,359,000
Amortization of premiums on securities, net	1,276,000	1,789,000
(Gains) on sales of loans held for sale, net	(169,000)	(162,000)
Proceeds from sales of loans held for sale	9,281,000	3,957,000
Loans originated and held for sale	(12,187,000)	(3,795,000)
Losses on sale of other real estate owned, net	8,000	22,000
Fair value adjustment on other real estate owned	0	13,000
Change in fair value of equity investments, net	(197,000)	(233,000)
Losses on securities transactions, net	17,498,000	0
Proceeds from sales of equity investments	88,000	134,000
Purchase of equity investments	(272,000)	(99,000)
Amortization of deferred costs on subordinated debt	30,000	0
Decrease (increase) in other assets and accrued interest receivable	2,673,000	(952,000)
(Decrease) increase in accrued interest payable	(1,504,000)	3,429,000
Expense related to restricted stock units for directors' deferred compensation plan	17,000	15,000
Expense related to employee restricted stock awards	980,000	922,000
Increases in (payments on) operating lease liabilities	(505,000)	(7,000)
(Gains) losses on interest rate swaps, net	68,000	(13,000)
Increase in other liabilities	174,000	99,000
Income from bank owned life insurance	(24,000)	(29,000)
Net cash provided by operating activities	29,166,000	23,580,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of securities available for sale	227,305,000	0
Proceeds from maturities, calls, and principal paydowns on securities available for sale	39,906,000	42,348,000
Proceeds from maturities and principal collected on securities held to maturity	128,000	128,000
Purchases of FHLBNY and FRBNY stock	(11,589,000)	(16,848,000)
Redemption of FHLBNY and FRBNY stock	15,182,000	18,157,000
Proceeds from sales of fixed assets	1,323,000	44,000
Purchases of premises and equipment	(1,088,000)	(1,707,000)
Proceeds from sale of other real estate owned	347,000	359,000
Net increase in loans	(131,981,000)	(57,321,000)
Net cash provided by (used in) investing activities	139,533,000	(14,840,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand, interest-bearing demand, savings, and insured money market deposits	100,710,000	22,128,000
Net (decrease) in time deposits	(139,077,000)	(434,000)
Net increase (decrease) in FHLBNY advances	(109,110,000)	18,080,000
Increases in (payments on) finance leases	(249,000)	707,000
Proceeds from subordinated debt issuance	45,000,000	0
Payment of subordinated debt issuance costs	(1,028,000)	0
Purchase of treasury stock	(101,000)	(92,000)
Sale of treasury stock	462,000	354,000
Cash dividends paid	(4,695,000)	(5,890,000)
Net cash (used in) provided by financing activities	(108,088,000)	34,853,000
Net increase in cash and cash equivalents	60,611,000	43,593,000
Cash and cash equivalents, beginning of period	47,035,000	36,847,000
Cash and cash equivalents, end of period	107,646,000	80,440,000
Cash paid for:
Interest	36,807,000	37,300,000
Income taxes	3,823,000	4,659,000
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	0	552,000
Transfer of fixed assets to held for sale	0	671,000
Right-of-use assets obtained through finance lease liabilities	0	935,000
Right-of-use assets obtained through operating lease liabilities	$ 80,000	$ 570,000