XML 90 R78.htm IDEA: XBRL DOCUMENT v3.25.3
SEGMENT REPORTING - Reconciliation of Segment Net Income Loss and Assets (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Reportable segments and reconciliation to consolidated results [Abstract]          
Interest and dividend income $ 33,884 $ 32,362 $ 98,616 $ 94,967  
Interest expense 11,196 13,974 35,303 40,729  
Net interest income 22,688 18,388 63,313 54,238  
Provision for credit losses 1,064 564 3,301 (597)  
Net interest income after provision for credit losses 21,624 17,824 60,012 54,835  
Non-interest income 6,088 5,919 1,272 17,174  
Compensation expense and benefits 10,110 8,568 28,706 26,103  
Net occupancy expense 1,371 1,422 4,335 4,360  
Furniture and equipment expense 399 402 1,227 1,197  
Data processing & software expense 2,534 2,567 7,631 7,437  
Other non-interest expenses 3,231 3,551 10,442 10,330  
Total non-interest expense 17,645 16,510 52,341 49,427  
Income before income tax expense 10,067 7,233 8,943 22,582  
Income tax expense (benefit) 2,275 1,513 1,580 4,825  
Net income 7,792 5,720 7,363 17,757  
Assets 2,696,634 2,774,215 2,696,634 2,774,215 $ 2,776,147
Capital expenditures 400 607 1,088 1,707  
Depreciation expense 461 423 1,402 1,359  
Operating Segments | Core Banking          
Reportable segments and reconciliation to consolidated results [Abstract]          
Interest and dividend income 33,884 32,354 98,615 94,942  
Interest expense 10,301 13,975 34,203 40,734  
Net interest income 23,583 18,379 64,412 54,208  
Provision for credit losses 1,064 564 3,301 (597)  
Net interest income after provision for credit losses 22,519 17,815 61,111 54,805  
Non-interest income 2,813 2,625 (8,339) 7,864  
Compensation expense and benefits 8,174 6,973 23,600 21,481  
Net occupancy expense 1,312 1,362 4,144 4,182  
Furniture and equipment expense 384 369 1,152 1,107  
Data processing & software expense 2,232 2,255 6,692 6,589  
Other non-interest expenses 3,072 3,346 9,680 9,595  
Total non-interest expense 15,174 14,305 45,268 42,954  
Income before income tax expense 10,158 6,135 7,504 19,715  
Income tax expense (benefit) 2,337 1,280 1,344 4,224  
Net income 7,821 4,855 6,160 15,491  
Assets 2,663,118 2,777,492 2,663,118 2,777,492  
Capital expenditures 400 607 1,088 1,707  
Depreciation expense 447 409 1,357 1,317  
Operating Segments | WMG          
Reportable segments and reconciliation to consolidated results [Abstract]          
Interest and dividend income 0 0 0 0  
Interest expense 0 0 0 0  
Net interest income 0 0 0 0  
Provision for credit losses 0 0 0 0  
Net interest income after provision for credit losses 0 0 0 0  
Non-interest income 2,967 2,991 8,827 8,554  
Compensation expense and benefits 1,698 1,383 4,432 4,047  
Net occupancy expense 59 60 191 178  
Furniture and equipment expense 12 30 53 71  
Data processing & software expense 297 308 919 834  
Other non-interest expenses 74 116 427 399  
Total non-interest expense 2,140 1,897 6,022 5,529  
Income before income tax expense 827 1,094 2,805 3,025  
Income tax expense (benefit) 190 223 624 647  
Net income 637 871 2,181 2,378  
Assets 2,871 3,108 2,871 3,108  
Capital expenditures 0 0 0 0  
Depreciation expense 14 14 45 42  
Holding Company and CFS          
Reportable segments and reconciliation to consolidated results [Abstract]          
Interest and dividend income 3 9 6 30  
Interest expense 898 0 1,105 0  
Net interest income (895) 9 (1,099) 30  
Provision for credit losses 0 0 0 0  
Net interest income after provision for credit losses (895) 9 (1,099) 30  
Non-interest income 311 305 794 761  
Compensation expense and benefits 238 212 674 575  
Net occupancy expense 3 2 10 5  
Furniture and equipment expense 3 3 22 19  
Data processing & software expense 5 4 20 14  
Other non-interest expenses 85 89 335 336  
Total non-interest expense 334 310 1,061 949  
Income before income tax expense (918) 4 (1,366) (158)  
Income tax expense (benefit) (252) 10 (388) (46)  
Net income (666) (6) (978) (112)  
Assets 289,937 220,503 289,937 220,503  
Capital expenditures 0 0 0 0  
Depreciation expense 0 0 0 0  
Inter-Segment Eliminations          
Reportable segments and reconciliation to consolidated results [Abstract]          
Interest and dividend income (3) (1) (5) (5)  
Interest expense (3) (1) (5) (5)  
Net interest income 0 0 0 0  
Provision for credit losses 0 0 0 0  
Net interest income after provision for credit losses 0 0 0 0  
Non-interest income (3) (2) (10) (5)  
Compensation expense and benefits 0 0 0 0  
Net occupancy expense (3) (2) (10) (5)  
Furniture and equipment expense 0 0 0 0  
Data processing & software expense 0 0 0 0  
Other non-interest expenses 0 0 0 0  
Total non-interest expense (3) (2) (10) (5)  
Income before income tax expense 0 0 0 0  
Income tax expense (benefit) 0 0 0 0  
Net income 0 0 0 0  
Assets (259,292) (226,888) (259,292) (226,888)  
Capital expenditures 0 0 0 0  
Depreciation expense $ 0 $ 0 $ 0 $ 0