X0202 SCHEDULE 13G/A 0000790354 XXXXXXXX LIVE 32 Common Stock 06/30/2026 0000763563 CHEMUNG FINANCIAL CORP 164024101 ONE CHEMUNG CANAL PLZ P O BOX 1522 ELMIRA NY 14902 CHEMUNG CANAL TRUST CO b NY 0.00 305090.00 0.00 253565.00 305090.00 6.3 BK CHEMUNG FINANCIAL CORP ONE CHEMUNG CANAL PLZ, P O BOX 1522, ELMIRA, NEW YORK, 14902. Chemung Canal Trust Company One Chemung Canal Plaza Elmira, NY 14901 State of New York, USA N BK 305090 6.33% based on 4,820,278 shares outstanding as of June 30, 2026, as reported by the issuer. 0 305090 0 253565 N The reporting person is a trust company that holds shares of the issuer's common stock in a variety of trust, estate, investment management ,and custodial accounts. Co-executors and co-trustees of relevant estates and trusts and account beneficiaries had varying rights to receive and/or power to direct the receipt of dividends from or the proceeds of sale of shares. Of the shares reported as beneficially owned by the reporting person, 97,829 shares (2.03% of the total outstanding) were held in trust under a tax-qualified retirement plan sponsored by the reporting person for the benefit of its employees. Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ? 240.14a-11. CHEMUNG CANAL TRUST CO JEFFREY P KENEFICK 07/13/2026