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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowances by Impairment (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Dec. 31, 2022
Allowance for credit losses        
Individually analyzed $ 1,687 $ 1,955    
Collectively analyzed 18,784 20,562    
Total ending allowance balance 20,471 22,517 $ 20,075 $ 19,659
Amortized cost basis of loans:        
Individually analyzed 5,711 8,035    
Collectively analyzed 1,997,899 1,964,629    
Total loans, net of deferred loan fees and costs 2,003,610 1,972,664    
Collateral Pledged        
Allowance for credit losses        
Total ending allowance balance 225 267    
Amortized cost basis of loans:        
Individually analyzed 4,248 6,347    
Commercial and Agricultural        
Allowance for credit losses        
Individually analyzed 1,663 1,928    
Collectively analyzed 2,853 3,127    
Total ending allowance balance 4,516 5,055 4,053 3,373
Amortized cost basis of loans:        
Individually analyzed 1,746 2,067    
Collectively analyzed 277,889 262,329    
Total loans, net of deferred loan fees and costs 279,635 264,396    
Commercial Mortgages        
Allowance for credit losses        
Individually analyzed 24 27    
Collectively analyzed 10,343 11,999    
Total ending allowance balance 10,367 12,026 10,983 11,576
Amortized cost basis of loans:        
Individually analyzed 3,965 5,968    
Collectively analyzed 1,141,837 1,116,957    
Total loans, net of deferred loan fees and costs 1,145,802 1,122,925    
Residential Mortgages        
Allowance for credit losses        
Individually analyzed 0 0    
Collectively analyzed 2,062 2,194    
Total ending allowance balance 2,062 2,194 1,892 1,845
Amortized cost basis of loans:        
Individually analyzed 0 0    
Collectively analyzed 277,246 277,992    
Total loans, net of deferred loan fees and costs 277,246 277,992    
Consumer Loans        
Allowance for credit losses        
Individually analyzed 0 0    
Collectively analyzed 3,526 3,242    
Total ending allowance balance 3,526 3,242 $ 3,147 $ 2,865
Amortized cost basis of loans:        
Individually analyzed 0 0    
Collectively analyzed 300,927 307,351    
Total loans, net of deferred loan fees and costs $ 300,927 $ 307,351